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TAX版 - 401k to Roth conversion, 是否可以分期付Estimated tax?
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1 (共1页)
N****g
发帖数: 2829
1
今年1月做了一笔几万刀的401k to Roth IRA conversion,没有withhold任何税,按28
%税率算的话就欠了很多2014 estimated tax,请问我是否必须在4/15钱付清这笔税,
还是可以平摊到4个季度分期付?看了Pub 505,还是有点不清楚。好像平摊4个季度是默
认的方法,但一定要4个季度付完全相同的数字,如果4笔付款不相等,就要用复杂的
annualized方法算penalty,是这样吗?
谢谢。
g********r
发帖数: 342
2
我是一次付的。 不知分几次付的话是不是要付利息的呀?

28

【在 N****g 的大作中提到】
: 今年1月做了一笔几万刀的401k to Roth IRA conversion,没有withhold任何税,按28
: %税率算的话就欠了很多2014 estimated tax,请问我是否必须在4/15钱付清这笔税,
: 还是可以平摊到4个季度分期付?看了Pub 505,还是有点不清楚。好像平摊4个季度是默
: 认的方法,但一定要4个季度付完全相同的数字,如果4笔付款不相等,就要用复杂的
: annualized方法算penalty,是这样吗?
: 谢谢。

N****g
发帖数: 2829
3
我的理解分4次付应该不用付利息。
http://www.irs.gov/pub/irs-pdf/p505.pdf
Page 51
"Minimum required each period. You will owe a penalty for any 2013 payment
period for which your estimated tax payment plus your withholding for the
period and overpayments applied from previous periods was less than the
smaller of:
22.5% of your 2013 tax, or
25% of your 2012 tax. (Your 2012 tax return must cover a 12-month period.)"
Page 53
"Short Method for Figuring the Penalty (Part III)
You may be able to use the short method in Part III of Form 2210 to figure
your penalty for underpayment of estimated tax. If you qualify to use this
method, it will result in the same penalty amount as the regular method.
However, either the annualized income installment method or the actual
withholding method, explained later, may result in a smaller penalty.
You can use the short method only if you meet one of the following
requirements.
You made no estimated tax payments for 2013 (it does not matter whether you
had income tax withholding).
You paid the same amount of estimated tax on each of the four payment due
dates.
If you do not meet either requirement, figure your penalty using the regular
method in Part IV of Form 2210 and the Penalty Worksheet in the
instructions."
从以上两段看,只要我每季度pay相同的数额,就可以用Short Method算,这样就是每
季度付全年的22.5%以上就可以,不用第一季度一次付清。
不知我这样理解是否正确?

【在 g********r 的大作中提到】
: 我是一次付的。 不知分几次付的话是不是要付利息的呀?
:
: 28

1 (共1页)
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相关话题的讨论汇总
话题: estimated话题: tax话题: method话题: penalty话题: roth