由买买提看人间百态

boards

本页内容为未名空间相应帖子的节选和存档,一周内的贴子最多显示50字,超过一周显示500字 访问原贴
TAX版 - 知名媒体的文章也不全可信,
相关主题
交作业了:F1-H1总结 --我的理解和一个弱智问题。请问我们该以什么方式报税?jointly or separate?
列一下OPT-H1 First Year Choice报税要交的表child tax credit一定要交8901form?
W4表的一些问题和我还要填 form 8233吗?f1-opt 期间在公司工作还能否享受5000免税
问个炒股票交税的问题高人给看看俺的情况是RA还是NRA
请教:直接从大陆来的H1B,可以免什么税吗F1-OPT-H1 Dual Status的心得
F1 NR or RA?请问NRA 银行利息免税 依据在哪?
请教一个J1转F2缴税的问题J1签证NRA withhold 30% 如何退税
退税问题买房申了延期。现已close再报税,老婆没有税号是否可报税同时申请税号?
相关话题的讨论汇总
话题: plan话题: india话题: 401话题: document
进入TAX版参与讨论
1 (共1页)
M*******s
发帖数: 4074
1
碰巧看到这么一篇旧文,答复一开头(在第二段)就安了一个错误的假设,显然没有让
他们的税务人员审阅。
CNNMoney
http://money.cnn.com/2000/06/06/pensions/q_retire_askexperts/
401(k)s for nonresidents
June 6, 2000: 8:34 a.m. ET
Should you set up a retirement plan in a country you may not stay in for
long?
前言:
NEW YORK (CNNfn) - As the global market develops, more and more U.S.
companies are hiring people from other countries who become eligible for 401
(k) plans. But there are different rules for taxes and distributions.
In response to a reader's question, Mark Groesbeck, a certified financial
planner from Houston and a member of the Financial Planning Association,
suggested thoroughly investigating the company's "plan document" before
making any hasty decisions.
问题:
I came from India to work as a software professional in the United States. I
can work here for six years with a visa, but if I don't get a green card I'
ll have to go back to India. I am interested in investing 15 percent of my
salary in my 401(k) plan. But what happens if I have to return to India in
2004? Can I get the entire amount I've invested in my 401(k) back? Will I
have to pay taxes and a penalty? Do you think it's a good idea for me to
invest in this plan?
答复:
Retirement plans are established with something called a "plan document." A
plan document outlines who can participate, the contribution limits, the
investment options, plan distributions, and other important information.
Assuming that you, as a so-called "nonresident alien" (NRA), have met rules
to participate in the company 401(k) plan, the IRS will assign you a tax
identification number. The tax ID number will be in lieu of a Social
Security number.
When an NRA leaves the company, and perhaps the country, it is the plan
document that dictates when the former employee will be allowed to leave the
assets in the plan or if the NRA will have to distribute the assets.
NRAs do have some special rules on the taxation of plan distributions from
qualified plans. The plan administrator will have additional forms that you
will need to complete before having assets distributed.
I would suggest you consult with your company plan administrator about
participating in the plan, and then discuss what the plan document will
require for distributions if you return to India.
1 (共1页)
进入TAX版参与讨论
相关主题
买房申了延期。现已close再报税,老婆没有税号是否可报税同时申请税号?请教:直接从大陆来的H1B,可以免什么税吗
Re: 问下RothIRA的问题F1 NR or RA?
请教几个问题,Resident Alien, NY请教一个J1转F2缴税的问题
Form 8901废了, F-1 NRA 怎么 claim Child tax credit?退税问题
交作业了:F1-H1总结 --我的理解和一个弱智问题。请问我们该以什么方式报税?jointly or separate?
列一下OPT-H1 First Year Choice报税要交的表child tax credit一定要交8901form?
W4表的一些问题和我还要填 form 8233吗?f1-opt 期间在公司工作还能否享受5000免税
问个炒股票交税的问题高人给看看俺的情况是RA还是NRA
相关话题的讨论汇总
话题: plan话题: india话题: 401话题: document