t***m 发帖数: 103 | 1 我一直以为HSA账户里面的钱都可以退税,但是直到我发现1099里面的gross
distribution只是我那一年用于medical expense的钱,是不是只有这部分钱可以用退
税?
比如我去年contribution了1000, 花了300在medical上面,我需要报税的时候提及/附
上1099-SA来说明这300是taxable free的,那么那剩下700也没交税呀,是不是只有那
700花了以后才用像IRS说明? 是这么个流程吧? |
H******e 发帖数: 767 | 2 The money you contributed into your HSA (e.g. 1000) is fed tax free.
The money you took out (e.g. 300) has to be 100% medical purpose otherwise
there will be penalty and tax. That's the purpose of 1099-SA (so IRS can
know how much you took out).
【在 t***m 的大作中提到】 : 我一直以为HSA账户里面的钱都可以退税,但是直到我发现1099里面的gross : distribution只是我那一年用于medical expense的钱,是不是只有这部分钱可以用退 : 税? : 比如我去年contribution了1000, 花了300在medical上面,我需要报税的时候提及/附 : 上1099-SA来说明这300是taxable free的,那么那剩下700也没交税呀,是不是只有那 : 700花了以后才用像IRS说明? 是这么个流程吧?
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t***m 发帖数: 103 | 3 就是说那300块钱已经免税了,我用了以后相当于报税的时候告诉IRS一声?
【在 H******e 的大作中提到】 : The money you contributed into your HSA (e.g. 1000) is fed tax free. : The money you took out (e.g. 300) has to be 100% medical purpose otherwise : there will be penalty and tax. That's the purpose of 1099-SA (so IRS can : know how much you took out).
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H******e 发帖数: 767 | |