t*******a 发帖数: 4 | 1 刚搬到休斯顿,一个人工作年薪22万左右,四口之家,我们30岁出头,孩子还小没有上
小学。老婆以前是AutoCAD Drafter目前没有工作在家看孩子,准备暑假开始找工作,
但是估计只能找个4万的工作,准备到Katy Cinco Ranch或者Pine Mill Ranch买房,请
问买多少钱的房子合适?另外这两个Ranch哪个更好?有什么区别? |
s*********t 发帖数: 760 | 2 是不是码公啊?工资这么高?老婆还需要工作吗?四万还不够(税钱+生活质量)。因
为小孩上小学后,大概一年有180天在家里。 |
n******r 发帖数: 9146 | 3 俺看了这个帖子,感觉心好累
【在 t*******a 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 刚搬到休斯顿,一个人工作年薪22万左右,四口之家,我们30岁出头,孩子还小没有上 : 小学。老婆以前是AutoCAD Drafter目前没有工作在家看孩子,准备暑假开始找工作, : 但是估计只能找个4万的工作,准备到Katy Cinco Ranch或者Pine Mill Ranch买房,请 : 问买多少钱的房子合适?另外这两个Ranch哪个更好?有什么区别?
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b*****e 发帖数: 53215 | 4 id都告诉你是缺德了
【在 s*********t 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 是不是码公啊?工资这么高?老婆还需要工作吗?四万还不够(税钱+生活质量)。因 : 为小孩上小学后,大概一年有180天在家里。
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b*****e 发帖数: 53215 | 5 多看看山东人的比赛,心就更累了
【在 n******r 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 俺看了这个帖子,感觉心好累
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t*******a 发帖数: 4 | 6 主要是老婆想发展一下事业,之前在波士顿的土木工程公司画图,现在想在休斯顿找个
画图的职位。但是画图员工资不高。为什么上了小学还需要180天在家里?我以为上了
小学就可以解放了。
【在 s*********t 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 是不是码公啊?工资这么高?老婆还需要工作吗?四万还不够(税钱+生活质量)。因 : 为小孩上小学后,大概一年有180天在家里。
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n******r 发帖数: 9146 | 7 寒暑假几个月? 非寒暑假周末多少天? 春假,节日有多少?! 拿那么多钱了这都算
不过来。。。我要静静
【在 t*******a 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 主要是老婆想发展一下事业,之前在波士顿的土木工程公司画图,现在想在休斯顿找个 : 画图的职位。但是画图员工资不高。为什么上了小学还需要180天在家里?我以为上了 : 小学就可以解放了。
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Z*********i 发帖数: 3422 | 8 有钱就是任性。这两个区的房子对你来说都有点保守了吧。
【在 t*******a 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 刚搬到休斯顿,一个人工作年薪22万左右,四口之家,我们30岁出头,孩子还小没有上 : 小学。老婆以前是AutoCAD Drafter目前没有工作在家看孩子,准备暑假开始找工作, : 但是估计只能找个4万的工作,准备到Katy Cinco Ranch或者Pine Mill Ranch买房,请 : 问买多少钱的房子合适?另外这两个Ranch哪个更好?有什么区别?
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w***i 发帖数: 1135 | |
x******4 发帖数: 3001 | 10 60到80万吧,这两个区基本随便买吧
【在 t*******a 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 刚搬到休斯顿,一个人工作年薪22万左右,四口之家,我们30岁出头,孩子还小没有上 : 小学。老婆以前是AutoCAD Drafter目前没有工作在家看孩子,准备暑假开始找工作, : 但是估计只能找个4万的工作,准备到Katy Cinco Ranch或者Pine Mill Ranch买房,请 : 问买多少钱的房子合适?另外这两个Ranch哪个更好?有什么区别?
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L*1 发帖数: 11537 | 11 人家是没时间算。。。
【在 n******r 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 寒暑假几个月? 非寒暑假周末多少天? 春假,节日有多少?! 拿那么多钱了这都算 : 不过来。。。我要静静
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r********9 发帖数: 10694 | 12 静静是大众情人,你表独享了
【在 n******r 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 寒暑假几个月? 非寒暑假周末多少天? 春假,节日有多少?! 拿那么多钱了这都算 : 不过来。。。我要静静
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n*******g 发帖数: 617 | 13 我觉得40万就可以了,买那么大的房子打理着太累了~~ |
C*******w 发帖数: 643 | |
w***i 发帖数: 1135 | 15 120万?你准备让楼主家天天吃咸菜?
【在 C*******w 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 80到120万左右吧。
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t*******a 发帖数: 4 | 16 这个太贵了!
目前看的房子是35万左右的
有中介推荐50万的,但是怕支付不起
另外到底pine mill ranch和cinco ranch哪个好?
【在 C*******w 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 80到120万左右吧。
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n******r 发帖数: 9146 | 17 3年的税前工资
【在 t*******a 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 这个太贵了! : 目前看的房子是35万左右的 : 有中介推荐50万的,但是怕支付不起 : 另外到底pine mill ranch和cinco ranch哪个好?
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m***n 发帖数: 220 | 18 还真是,我这比3年工资略低一点点买的
【在 n******r 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 3年的税前工资
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S********e 发帖数: 1557 | 19 Trader在downtown上班吧。
Katy Cinco Ranch或者Pine Mill Ranch太远了。
估计你在那里住了一年就要搬家了。 |
p**********n 发帖数: 316 | 20 年收22万买35万的房子太保守了吧,3-4倍年薪价位的房子应该OK的。 |
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a*****h 发帖数: 2182 | 21 码工在德州一般拿不了这么多---
【在 s*********t 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 是不是码公啊?工资这么高?老婆还需要工作吗?四万还不够(税钱+生活质量)。因 : 为小孩上小学后,大概一年有180天在家里。
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w***i 发帖数: 1135 | 22 可以到50万,这已经是非常大,非常好的房子了。没必要再撑大的。
【在 p**********n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 年收22万买35万的房子太保守了吧,3-4倍年薪价位的房子应该OK的。
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A*****e 发帖数: 318 | 23 100万,地产税都得3万多如果是比较新的区
【在 C*******w 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 80到120万左右吧。
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T*U 发帖数: 22634 | 24 不存钱的话,100万没应该问题啊。
【在 t*******a 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 刚搬到休斯顿,一个人工作年薪22万左右,四口之家,我们30岁出头,孩子还小没有上 : 小学。老婆以前是AutoCAD Drafter目前没有工作在家看孩子,准备暑假开始找工作, : 但是估计只能找个4万的工作,准备到Katy Cinco Ranch或者Pine Mill Ranch买房,请 : 问买多少钱的房子合适?另外这两个Ranch哪个更好?有什么区别?
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s*********t 发帖数: 760 | 25 50万的房子正好。其实讲究生活质量的话,还是2倍税前工资比较舒服。30年付清的话
,钱都被银行赚去了.
【在 w***i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 可以到50万,这已经是非常大,非常好的房子了。没必要再撑大的。
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f**********n 发帖数: 3081 | 26 trader 30岁就挣22万,真牛啊,钱途不可限量
【在 t*******a 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 刚搬到休斯顿,一个人工作年薪22万左右,四口之家,我们30岁出头,孩子还小没有上 : 小学。老婆以前是AutoCAD Drafter目前没有工作在家看孩子,准备暑假开始找工作, : 但是估计只能找个4万的工作,准备到Katy Cinco Ranch或者Pine Mill Ranch买房,请 : 问买多少钱的房子合适?另外这两个Ranch哪个更好?有什么区别?
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d****o 发帖数: 161 | 27 工程公司画图员在休斯顿职位很多啊,工资不止四五万,加班还有1.5倍时薪。就是现
在油价太低了,工程公司不一定招人。
【在 t*******a 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 主要是老婆想发展一下事业,之前在波士顿的土木工程公司画图,现在想在休斯顿找个 : 画图的职位。但是画图员工资不高。为什么上了小学还需要180天在家里?我以为上了 : 小学就可以解放了。
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t*****e 发帖数: 688 | 28 我看完整个人都不好了
【在 n******r 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 俺看了这个帖子,感觉心好累
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G*****h 发帖数: 2272 | 29 可以考虑买500万的房子。首付20%,30年轻松。
【在 t*******a 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 刚搬到休斯顿,一个人工作年薪22万左右,四口之家,我们30岁出头,孩子还小没有上 : 小学。老婆以前是AutoCAD Drafter目前没有工作在家看孩子,准备暑假开始找工作, : 但是估计只能找个4万的工作,准备到Katy Cinco Ranch或者Pine Mill Ranch买房,请 : 问买多少钱的房子合适?另外这两个Ranch哪个更好?有什么区别?
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p*******4 发帖数: 1254 | 30 katy cinco ranch 50万已经可以买到四千到五千sqft的新房了吧,5bd的。楼主年入22
万,再加LD的收入供房完全不是问题啊 |
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s*****w 发帖数: 1017 | |
l*******n 发帖数: 2718 | 32 波士顿的进来凑个热闹,这个收入在波士顿必定要买100万以上的 |
s*********g 发帖数: 940 | 33 每家消费观念方式都不一样。不知道为什么老有人问买多少钱的房子合适。有人喜欢把
钱全砸房子上,那房子当然买贵些啊。有些人注重生活质量,希望有房有车有vacation
吃好喝好,那房子只好买便宜些。这些都是个人preference,在这怎么问得到。汗。。。 |
f****s 发帖数: 5631 | 34 en
【在 x******4 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 60到80万吧,这两个区基本随便买吧
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c********1 发帖数: 5269 | 35 I have a friend moved to boston 3 years ago.
His family income is $350K+(including investment income). He bought $700k
house.
【在 l*******n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 波士顿的进来凑个热闹,这个收入在波士顿必定要买100万以上的
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w***i 发帖数: 1135 | 36 老柴来指导工作了?买房和收入一点关系也没有。我要到katy买房,估计也就买个30万
的,足够了,应该比我的小黑屋要大。
【在 c********1 的大作中提到】![](/moin_static193/solenoid/img/up.png) : I have a friend moved to boston 3 years ago. : His family income is $350K+(including investment income). He bought $700k : house.
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D****3 发帖数: 144 | 37 嗯 说的很对 但如果我收入20万 年花15万 我也要上来问一下下 LOL
vacation
。。
【在 s*********g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 每家消费观念方式都不一样。不知道为什么老有人问买多少钱的房子合适。有人喜欢把 : 钱全砸房子上,那房子当然买贵些啊。有些人注重生活质量,希望有房有车有vacation : 吃好喝好,那房子只好买便宜些。这些都是个人preference,在这怎么问得到。汗。。。
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c********1 发帖数: 5269 | 38 来看热闹.
When I was in a lower cost state, My house estimated about $500 ~ $700K.
LZ is young and successful. I think $500K ~$ 800k price range is good
balanced price.
In low cost state, One should bought a big house to take advantage of the
low cost if one can afford.
It is big effort to me to buy a CA 小黑屋.
I do not buy a CA 小黑屋 yet.
I talked to a friend who works for apple few days ago. He said it is big
headache when think about owning a house in CA.
【在 w***i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 老柴来指导工作了?买房和收入一点关系也没有。我要到katy买房,估计也就买个30万 : 的,足够了,应该比我的小黑屋要大。
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c********1 发帖数: 5269 | 39 Good advise.
【在 w***i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 可以到50万,这已经是非常大,非常好的房子了。没必要再撑大的。
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w***i 发帖数: 1135 | 40 Remember the property tax is triple of your place. 800k house in katy may
need to pay 2500 a month, this is a big deal, more than what I paid for my
house. Thanks to 2% cap rule in CA. You are right, to buy a 小黑屋 in bay
area is not easy. It cost about 6 times of our income when I bought mine.
Fortunately, it is not a bad move, the price more than doubled now.
【在 c********1 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 来看热闹. : When I was in a lower cost state, My house estimated about $500 ~ $700K. : LZ is young and successful. I think $500K ~$ 800k price range is good : balanced price. : In low cost state, One should bought a big house to take advantage of the : low cost if one can afford. : It is big effort to me to buy a CA 小黑屋. : I do not buy a CA 小黑屋 yet. : I talked to a friend who works for apple few days ago. He said it is big : headache when think about owning a house in CA.
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w****i 发帖数: 964 | 41 if you can make 220K a year, you should have no problem figuring out how
much you can spend on a house. |
l*****t 发帖数: 341 | 42 500万?
【在 G*****h 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 可以考虑买500万的房子。首付20%,30年轻松。
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D**********R 发帖数: 25234 | 43 一把鼻涕一把泪地看完了这个贴子。先佩服下楼主的收入,和楼主老婆的上进心。
我以为我买的房子算便宜的,结果下了offer再看周边房价,发现居然还偏贵了,算算
每月七七八八的钱,以后去惠康都不能愉快地买菜了。。。。
从加州搬来,买房就是容易手抖,唉。。。。。。 |
s****n 发帖数: 84 | 44 小黑这么快都买好房子了?还想着忙完春假能不能找你们playdate去尼,这下没影了~~
【在 D**********R 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 一把鼻涕一把泪地看完了这个贴子。先佩服下楼主的收入,和楼主老婆的上进心。 : 我以为我买的房子算便宜的,结果下了offer再看周边房价,发现居然还偏贵了,算算 : 每月七七八八的钱,以后去惠康都不能愉快地买菜了。。。。 : 从加州搬来,买房就是容易手抖,唉。。。。。。
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l*******n 发帖数: 2718 | 45 你朋友保守的不是一般
★ 发自iPhone App: ChineseWeb 8.6
【在 c********1 的大作中提到】![](/moin_static193/solenoid/img/up.png) : I have a friend moved to boston 3 years ago. : His family income is $350K+(including investment income). He bought $700k : house.
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c********1 发帖数: 5269 | 46 It is ok that your house is 偏贵, may be your house is nicer.
I moved against the trend? From lower cost state to CA.I am not comfortable
to buy a house in ca.
【在 D**********R 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 一把鼻涕一把泪地看完了这个贴子。先佩服下楼主的收入,和楼主老婆的上进心。 : 我以为我买的房子算便宜的,结果下了offer再看周边房价,发现居然还偏贵了,算算 : 每月七七八八的钱,以后去惠康都不能愉快地买菜了。。。。 : 从加州搬来,买房就是容易手抖,唉。。。。。。
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c********1 发帖数: 5269 | 47 Congratulate to you that your house price doubled.
I was in a lower cost state. I put a huge effort and have good luck. My
house
value doubled while most people in that state lost money in house.
【在 w***i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Remember the property tax is triple of your place. 800k house in katy may : need to pay 2500 a month, this is a big deal, more than what I paid for my : house. Thanks to 2% cap rule in CA. You are right, to buy a 小黑屋 in bay : area is not easy. It cost about 6 times of our income when I bought mine. : Fortunately, it is not a bad move, the price more than doubled now.
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c********1 发帖数: 5269 | 48 They are 1%ers.
They have over 15 rental houses(in three other states). I think they should
have over $500k annually income now.
They are smart and hardworking, they are my role model. He told me last year
that now they are focusing on investing and learning tax laws.
I aslo have another [upper middle class] friend in a lower cost state, their
family income is $300K ~$500K, bought a $650K house.
We are 15+ years older than LZ.
LZ is a very financial successful with that income.
【在 l*******n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 你朋友保守的不是一般 : : ★ 发自iPhone App: ChineseWeb 8.6
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D**********R 发帖数: 25234 | 49 你春假忙啥呢?
我这两天带三个娃到处玩呢,肺活量见长。。。。。
~~
【在 s****n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 小黑这么快都买好房子了?还想着忙完春假能不能找你们playdate去尼,这下没影了~~
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D**********R 发帖数: 25234 | 50 确实挺好的,按面积算也不贵,但是我这么没品没钱的人,要个大房子真的没啥用。。。
住apt时,家里布置得像family daycare,现在好了,可以布置成连锁daycare了。。。
。- -||
ca 的天气好,开车出去,四面八方皆是你家back yard,房子小点真心无所谓,而且地
产税便宜,房价还升值。
comfortable
【在 c********1 的大作中提到】![](/moin_static193/solenoid/img/up.png) : It is ok that your house is 偏贵, may be your house is nicer. : I moved against the trend? From lower cost state to CA.I am not comfortable : to buy a house in ca.
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w*********4 发帖数: 1769 | |
w***i 发帖数: 1135 | 52 you are many people's role model too. What kind of house or car you buy just
your personal choice, nothing to do with money. Many rich guy drive 10,
15yr old car, while live in multi-million house.
should
year
their
【在 c********1 的大作中提到】![](/moin_static193/solenoid/img/up.png) : They are 1%ers. : They have over 15 rental houses(in three other states). I think they should : have over $500k annually income now. : They are smart and hardworking, they are my role model. He told me last year : that now they are focusing on investing and learning tax laws. : I aslo have another [upper middle class] friend in a lower cost state, their : family income is $300K ~$500K, bought a $650K house. : We are 15+ years older than LZ. : LZ is a very financial successful with that income.
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l*******n 发帖数: 2718 | 53 我只看出来你朋友会赚钱不会享受,波士顿70万的房子也就小小黑屋而已
should
year
their
★ 发自iPhone App: ChineseWeb 8.6
【在 c********1 的大作中提到】![](/moin_static193/solenoid/img/up.png) : They are 1%ers. : They have over 15 rental houses(in three other states). I think they should : have over $500k annually income now. : They are smart and hardworking, they are my role model. He told me last year : that now they are focusing on investing and learning tax laws. : I aslo have another [upper middle class] friend in a lower cost state, their : family income is $300K ~$500K, bought a $650K house. : We are 15+ years older than LZ. : LZ is a very financial successful with that income.
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c********1 发帖数: 5269 | 54 Yes, the house is a small house(3beds rooms).
They Should be financial freedom(could quit their job if they want to, and
live on investments) in
next few years.
[being financial freedom] is the biggest 享受.
I know different people has different life styles.
I prefer [being financial freedom] over [big house], [luxury cars].
I have about 50% of [financial freedom]. I really enjoy it.
【在 l*******n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 我只看出来你朋友会赚钱不会享受,波士顿70万的房子也就小小黑屋而已 : : should : year : their : ★ 发自iPhone App: ChineseWeb 8.6
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w***i 发帖数: 1135 | 55 It's all depends on how you define 享受. Different people have different 享
受. Can you enjoy other people's 享受.I had coworker with at least 50m,
still enjoy work on a less then 200k job every day.
【在 l*******n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 我只看出来你朋友会赚钱不会享受,波士顿70万的房子也就小小黑屋而已 : : should : year : their : ★ 发自iPhone App: ChineseWeb 8.6
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c********1 发帖数: 5269 | 56 The 1%er in boston -- When he was co-worker. He drove cheap old car. I do
not know if they bought luxury car after moving to Boston, since they are
richer
than they were,
The family in the lower cost state also drove cheap cars till they are rich(
I think they might has $5m net worth), they bought a BMW SUV about 5 years
ago.
I drove a 18 years old small truck(bought @1997). The truck has only 80k
miles. I plan to drive the truck for 5 more years, then bought a self-
driving car when self-driving car is available for sale.
just
【在 w***i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : you are many people's role model too. What kind of house or car you buy just : your personal choice, nothing to do with money. Many rich guy drive 10, : 15yr old car, while live in multi-million house. : : should : year : their
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w***i 发帖数: 1135 | 57 That's why some people are rich, some are poor. I had two coworkers, very
low profile, net worth over 20m, drive 15+ year old car. While a tenant make
45k a year, drive a brand new BMW.
rich(
【在 c********1 的大作中提到】![](/moin_static193/solenoid/img/up.png) : The 1%er in boston -- When he was co-worker. He drove cheap old car. I do : not know if they bought luxury car after moving to Boston, since they are : richer : than they were, : The family in the lower cost state also drove cheap cars till they are rich( : I think they might has $5m net worth), they bought a BMW SUV about 5 years : ago. : I drove a 18 years old small truck(bought @1997). The truck has only 80k : miles. I plan to drive the truck for 5 more years, then bought a self- : driving car when self-driving car is available for sale.
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c********1 发帖数: 5269 | 58 I think one can live comfortably on investment if one has $5m net worth.
$5m * 5% = $250K.(assuming 5% return rate per year, should be not hard to
get 5% return rate).
【在 w***i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : It's all depends on how you define 享受. Different people have different 享 : 受. Can you enjoy other people's 享受.I had coworker with at least 50m, : still enjoy work on a less then 200k job every day.
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w***i 发帖数: 1135 | 59 right, some people just workaholic, not for money after financial freedom.
【在 c********1 的大作中提到】![](/moin_static193/solenoid/img/up.png) : I think one can live comfortably on investment if one has $5m net worth. : $5m * 5% = $250K.(assuming 5% return rate per year, should be not hard to : get 5% return rate).
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c********1 发帖数: 5269 | 60 The owner(white American) of the company my wife previously worked for, He
is over 90 year old, and works 3 days a week.
Her previous boss(white Canadian), retired a few year ago. Then start a
business at age 70.
【在 w***i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : right, some people just workaholic, not for money after financial freedom.
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p*********s 发帖数: 1952 | 61 How do you get 5% annually with 5m? How?
★ 发自iPhone App: ChineseWeb 8.6
【在 c********1 的大作中提到】![](/moin_static193/solenoid/img/up.png) : I think one can live comfortably on investment if one has $5m net worth. : $5m * 5% = $250K.(assuming 5% return rate per year, should be not hard to : get 5% return rate).
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w**j 发帖数: 256 | 62 赞
【在 t*******a 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 刚搬到休斯顿,一个人工作年薪22万左右,四口之家,我们30岁出头,孩子还小没有上 : 小学。老婆以前是AutoCAD Drafter目前没有工作在家看孩子,准备暑假开始找工作, : 但是估计只能找个4万的工作,准备到Katy Cinco Ranch或者Pine Mill Ranch买房,请 : 问买多少钱的房子合适?另外这两个Ranch哪个更好?有什么区别?
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c********1 发帖数: 5269 | 63 Buy pff, JNK, HYG.
Invest in rental properties.
...
【在 p*********s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : How do you get 5% annually with 5m? How? : : ★ 发自iPhone App: ChineseWeb 8.6
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p*********s 发帖数: 1952 | 64 这是亏5%的节奏吗?
★ 发自iPhone App: ChineseWeb 8.6
【在 c********1 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Buy pff, JNK, HYG. : Invest in rental properties. : ...
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L*1 发帖数: 11537 | 65 买个20xx target fund, 一般差的也有6-7%。
【在 p*********s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : How do you get 5% annually with 5m? How? : : ★ 发自iPhone App: ChineseWeb 8.6
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c********1 发帖数: 5269 | 66 Then you should
short pff, JNK, HYG
short reit.
【在 p*********s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 这是亏5%的节奏吗? : : ★ 发自iPhone App: ChineseWeb 8.6
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b*******e 发帖数: 4483 | 67 你这朋友费劲挣钱岂不是白浪费嘛。
make
【在 w***i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : That's why some people are rich, some are poor. I had two coworkers, very : low profile, net worth over 20m, drive 15+ year old car. While a tenant make : 45k a year, drive a brand new BMW. : : rich(
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m******e 发帖数: 31 | 68 收入22万这么高,买60万以下应该都很能保证生活质量,选择很多啊 |
w***i 发帖数: 1135 | 69 其实也没那么费劲,人努力是需要的,不过远远比不上运气好。钱用不完可以留给下一
代。不过这两家下一代也不穷,一家一个娃是医生,另一家两个,一个医生,一个律师。
【在 b*******e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 你这朋友费劲挣钱岂不是白浪费嘛。 : : make
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w***i 发帖数: 1135 | 70 if you can make 5m, you will know how to get at least 5% every year.
【在 p*********s 的大作中提到】![](/moin_static193/solenoid/img/up.png) : How do you get 5% annually with 5m? How? : : ★ 发自iPhone App: ChineseWeb 8.6
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A***o 发帖数: 2783 | 71 这个湖说。钱多了也照样投资失败,当年垮台的雷曼,美林,该死的时候全部归零。
【在 w***i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : if you can make 5m, you will know how to get at least 5% every year.
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c********1 发帖数: 5269 | 72 the key: [钱多]+[conservative investment target]
5% is a conservative investment target for me.I has been able to get 5%+
return rate in more than 20 years.
Do you know someone who has over $2m net worth and has a conservative
investment target suffer big lose?
lower return rate target could reduce risks. e.g.
One can sell covered calls, and use the money from selling cover calls to
buy puts to protect one's investment in stock.
【在 A***o 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 这个湖说。钱多了也照样投资失败,当年垮台的雷曼,美林,该死的时候全部归零。
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w***i 发帖数: 1135 | 73 if you put all your money into gambling, lose money is a sure thing.
【在 A***o 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 这个湖说。钱多了也照样投资失败,当年垮台的雷曼,美林,该死的时候全部归零。
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w***i 发帖数: 1135 | 74 you are right, he does not know what is conservative investment, and how to
diversify.
【在 c********1 的大作中提到】![](/moin_static193/solenoid/img/up.png) : the key: [钱多]+[conservative investment target] : 5% is a conservative investment target for me.I has been able to get 5%+ : return rate in more than 20 years. : Do you know someone who has over $2m net worth and has a conservative : investment target suffer big lose? : lower return rate target could reduce risks. e.g. : One can sell covered calls, and use the money from selling cover calls to : buy puts to protect one's investment in stock.
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c********1 发帖数: 5269 | 75 That is simple and nice format for rich people to manage their money and to
avoid suffering big lost.
[钱多]+[conservative investment target] +[know how to diversify]
to
【在 w***i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : you are right, he does not know what is conservative investment, and how to : diversify.
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w***i 发帖数: 1135 | 76 haha, for most people they already learned [conservative investment target]
+[know how to diversify] on the way to 钱多。
【在 c********1 的大作中提到】![](/moin_static193/solenoid/img/up.png) : That is simple and nice format for rich people to manage their money and to : avoid suffering big lost. : [钱多]+[conservative investment target] +[know how to diversify] : : to
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c********1 发帖数: 5269 | 77 I know that. The reason I repeated it. it is to show我
说得有理,也比较有知识。哈哈。
:haha, for most people they already learned [conservative investment target
] +[know how to diversify] on the way to 钱多。
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a******l 发帖数: 97 | 78 30多岁年薪22万在Houston中国人中很少见。 你是干什么工作的, 抢银行的? |
l*********n 发帖数: 1676 | 79 1。boston搬家过来的, 如果salary match应该问题不大。
2。如果搞energy trading,工资加奖金20万多年薪也挺正常。四大牛人之一2006年就赚
半米。
【在 a******l 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 30多岁年薪22万在Houston中国人中很少见。 你是干什么工作的, 抢银行的?
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A***o 发帖数: 2783 | 80 Tell me why these mortgage banks want to loan their $$ to someone
with 4% 30 yr fixed rate, in case they should be easily get 5% on
[钱多]+[conservative investment target]?
Even 401K lost more than 50% in 2008, where the hell was protection?
【在 c********1 的大作中提到】![](/moin_static193/solenoid/img/up.png) : the key: [钱多]+[conservative investment target] : 5% is a conservative investment target for me.I has been able to get 5%+ : return rate in more than 20 years. : Do you know someone who has over $2m net worth and has a conservative : investment target suffer big lose? : lower return rate target could reduce risks. e.g. : One can sell covered calls, and use the money from selling cover calls to : buy puts to protect one's investment in stock.
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m*****g 发帖数: 3029 | 81 mud horse
220k
admire envy hate |
f**********0 发帖数: 1229 | 82 挣22万的人不知道自己该买多少预算的房子,醉了。。。 |
H*********i 发帖数: 78 | 83 not that rare indeed ...
【在 a******l 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 30多岁年薪22万在Houston中国人中很少见。 你是干什么工作的, 抢银行的?
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W*****r 发帖数: 5681 | 84 恭喜买新房。
。。
【在 D**********R 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 确实挺好的,按面积算也不贵,但是我这么没品没钱的人,要个大房子真的没啥用。。。 : 住apt时,家里布置得像family daycare,现在好了,可以布置成连锁daycare了。。。 : 。- -|| : ca 的天气好,开车出去,四面八方皆是你家back yard,房子小点真心无所谓,而且地 : 产税便宜,房价还升值。 : : comfortable
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e**d 发帖数: 750 | |