在网上搜了一圈，找到如下的答案：
The employer has 30 days to notify your insurance of your termination. Then
the insurance carrier has 14 days to send you the COBRA paperwork and you
will have 60 days to elect or waive the coverage. The premium payment must
be sent within 45 days of the election. Since the employer is not longer
contributing to the premium, you will have to pay the entire amount plus 2%
(or so) for administrative costs.
看起来提前联系现在的保险公司应该能问到详细的情况吧？求确认，谢谢！
