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发帖数: 60932 | 1 Link:
http://www.capitalone.com/smallbusiness/cards/no-hassle-cash-pr
No Hassle Cash Benefits
* Get 2% cash back on all purchases
* Earn a $100 cash back bonus after you spend $1,000 on your card within
the first 3 months
* Plus earn a $50 bonus when you sign up for an employee card within the
first 60 days
* Get your cash back whenever you want
* Redeem online or by phone
* There's no limit on the cash you can earn
* Cash rewards don't expire
* Enjoy exclusive award-winning customer service
Visa Business Benefits
* Auto Rental Collision Damage Waiver Program
* Business Hotel savings
* Purchase Security and Extended Protection
* Travel and Emergency Assistance
* Visa Dining Discounts
Capitol One are famous with pulling credit of all 3 agencies, so here is mu
chat with them about that. YMMV.
Jeremiah: Thank you for visiting Capital One's website. I'd be happy to
answer any of your questions about our Small Business online credit card
offers. How can I help you today?
Jeremiah: Hello there!
you: I am interested in the No hassle cash premier card
you: but would like to know one thing
Jeremiah: I appreciate your interest in Capital One.
Jeremiah: Our the 'Business No Hassle Cash Premier' Credit Card is an
excellent choice of card !! Sure, ask away.
you: Do you check the credit score on all 3 credit bureaus or just one?
Jeremiah: Let me help you with that information. Who do I have the pleasure
of chatting with today?
you: Chris
Jeremiah: Chris, we will review your credit report from all 3 major credit
bureaus.
Jeremiah: Equifax (EFX)-consumer bureau
Jeremiah: Experian (EXP)-consumer bureau
Jeremiah: Transunion (TU)-consumer bureau
Jeremiah: We'll also review your business credit history from Experian
Business, Dun & Bradstreet and the Small Business Financial Exchange, if it'
s available.
you: I see , that will hurt too much my credit, so no thank you
Jeremiah: Your application will appear as a "recent credit inquiry" on your
credit report. To determine if or how a credit decision resulting from an
application for credit is factored into your FICO score you will need to
contact the individual credit bureaus.
Jeremiah: Moreover, we haven't looked at your individual credit report, but
it's standard practice to pull a credit report to process an application. So
, if you decide to apply for an account, we will review your personal credit
report.
Jeremiah: Would you like to give a try now, our online application process
will only take 5-10 minutes and we will attempt to provide a decision in as
little as 60 seconds or less once you submit your application online?
you: I understand, but most banks look at just one
you: and thus the Hard hit is smaller
Jeremiah: Please wait, let me re-confirm that for you.
Jeremiah: Chris, as I've checked that information with my supervisor, I'd
like to correct it by saying we will review your personal credit report from
the any one of the above credit bureaus. Not from all the three.
you: How can i be sure
Jeremiah: We do not know on which credit bureau we pull the report from,
however, it is a standard practice to pull a credit report to process an
application. So, you can also save this transcript for your future reference
if you need it.
you: As long as it is one (any one) bureau it is a fair game
Jeremiah: Yes, as I've checked that I'm sure that we will pull your credit
report only from any one those credit bureaus.
you: so, if you are double confirming that info, i will consider it.
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