c*****u 发帖数: 1826 | 2 Thanks! :)
The rates are usually lock in 30 days for the best rates.
However, here is my analysis of the market...
1. the Fed will cut rate end Jan.
2. everytime Fed cut short term rate, our 'longer' term rates go up
3. the market becomes quite volatile during this time (before and after)
4. it does take time to have the rates to settle down again
so usually if you want to lock for anything more than 30 days, you can, the
rates will be like 0.125 higher. However, if you are due in Mar, that woul |