c*****u
发帖数: 1826 | 1 我想换了我的Master Card,有没有好的rebate的卡呢？ |
p**********g
发帖数: 9385 | 2 do u mind paying annual fee?
【在 c*****u 的大作中提到】
: 我想换了我的Master Card,有没有好的rebate的卡呢？
|
c***1
发帖数: 1869 | 3 http://goo.gl/kyeXW
【在 c*****u 的大作中提到】
: 我想换了我的Master Card,有没有好的rebate的卡呢？
|
c*****u
发帖数: 1826 | 4 if the rebate is good enough, it should be fine...
【在 p**********g 的大作中提到】
: do u mind paying annual fee?
|
p**********g
发帖数: 9385 | 5 https://thankyoucard.citi.com/citi-thankyou-premier-card/
Mine is Citi Thankyou Premier card. It's a little over 2% reward back,
but
you need to spend and fly a lot.
The rebate program is like follows:
1. base points: one dollar per point.
2. flight points: one mile per point. You can purchase airline tickets
for
anybody and flight points will be added to your account. You can
accumulate 100k flight points every year.
3. thankyou points: base points are deposited into your thankyou account
every month and flight points matching (1-to-1) with base points will be
deposited as well. Ex1, if you get 1000 base points this month and have
3000
flight points available, 2000 points will be deposited into your
thankyou
account. Ex2, if you get 1000 base points this month and only have 500
flight points available, 1500 points will be deposited.
Annual fee is $125. Opening bonus is 50k points. If you buy airline
tickets
(any airline but southwest) using thankyou points, it is about $120 for
every 10k points.
Another great benefit is no foreign transaction fee, which I have
verified.
【在 c*****u 的大作中提到】
: if the rebate is good enough, it should be fine...
|
c*****u
发帖数: 1826 | 6 谢啦！
【在 c***1 的大作中提到】
: http://goo.gl/kyeXW
|
c*****u
发帖数: 1826 | 7 这个卡看起来不错，研究研究。。。
【在 p**********g 的大作中提到】
: https://thankyoucard.citi.com/citi-thankyou-premier-card/
: Mine is Citi Thankyou Premier card. It's a little over 2% reward back,
: but
: you need to spend and fly a lot.
: The rebate program is like follows:
: 1. base points: one dollar per point.
: 2. flight points: one mile per point. You can purchase airline tickets
: for
: anybody and flight points will be added to your account. You can
: accumulate 100k flight points every year.
|
d*****e
发帖数: 7368 | 8 I use SPG american express, Continental plus, and BOA cash reward. |
S*A
发帖数: 7142 | 9 这个卡没有看起来那么好。
The way I look at it, it has nothing to do with spend a lot.
You need to fly a lot to justify that.
If you don't buy air ticket. It is earning 1% and you pay $125
a year. Not good deal at all. (unless you just sign on and take
the 50K point and cancel the card next year)
$125 is about $10.5 per month, translate into 1K thank you points.
Which means, you need to buy at least 1K mile ticket per month to
justify that $10.5 per month. That is the break even point.
One round trip to China can do that. Keep in mind you have
to use the air line that use thank you points, that limit
your air ticket choice as well.
After that, it is about how many mile can you buy with $1.
My estimate 4%-10% (thank you points) back on buying tickets.
Cap at $1000 earning per year.
Not bad if you fly a lot.
【在 p**********g 的大作中提到】
: https://thankyoucard.citi.com/citi-thankyou-premier-card/
: Mine is Citi Thankyou Premier card. It's a little over 2% reward back,
: but
: you need to spend and fly a lot.
: The rebate program is like follows:
: 1. base points: one dollar per point.
: 2. flight points: one mile per point. You can purchase airline tickets
: for
: anybody and flight points will be added to your account. You can
: accumulate 100k flight points every year.
|
t*h
发帖数: 1629 | 10 就是要spend a lot
因为飞一次记下的点，需要spend对应的钱才能转成真正的点。
你想就算你来回中国一次，你都需要花10000多美元才能把飞的点弄回来。
如果你fly a lot的话，那你真不知道要花多少才能消化掉了。
ppz的理解是非常正确的。
【在 S*A 的大作中提到】
: 这个卡没有看起来那么好。
: The way I look at it, it has nothing to do with spend a lot.
: You need to fly a lot to justify that.
: If you don't buy air ticket. It is earning 1% and you pay $125
: a year. Not good deal at all. (unless you just sign on and take
: the 50K point and cancel the card next year)
: $125 is about $10.5 per month, translate into 1K thank you points.
: Which means, you need to buy at least 1K mile ticket per month to
: justify that $10.5 per month. That is the break even point.
: One round trip to China can do that. Keep in mind you have
|
|
|
c*****u
发帖数: 1826 | 11 我想换了我的Master Card,有没有好的rebate的卡呢？ |
p**********g
发帖数: 9385 | 12 do u mind paying annual fee?
【在 c*****u 的大作中提到】
: 我想换了我的Master Card,有没有好的rebate的卡呢？
|
c***1
发帖数: 1869 | 13 http://goo.gl/kyeXW
【在 c*****u 的大作中提到】
: 我想换了我的Master Card,有没有好的rebate的卡呢？
|
c*****u
发帖数: 1826 | 14 if the rebate is good enough, it should be fine...
【在 p**********g 的大作中提到】
: do u mind paying annual fee?
|
p**********g
发帖数: 9385 | 15 https://thankyoucard.citi.com/citi-thankyou-premier-card/
Mine is Citi Thankyou Premier card. It's a little over 2% reward back,
but
you need to spend and fly a lot.
The rebate program is like follows:
1. base points: one dollar per point.
2. flight points: one mile per point. You can purchase airline tickets
for
anybody and flight points will be added to your account. You can
accumulate 100k flight points every year.
3. thankyou points: base points are deposited into your thankyou account
every month and flight points matching (1-to-1) with base points will be
deposited as well. Ex1, if you get 1000 base points this month and have
3000
flight points available, 2000 points will be deposited into your
thankyou
account. Ex2, if you get 1000 base points this month and only have 500
flight points available, 1500 points will be deposited.
Annual fee is $125. Opening bonus is 50k points. If you buy airline
tickets
(any airline but southwest) using thankyou points, it is about $120 for
every 10k points.
Another great benefit is no foreign transaction fee, which I have
verified.
【在 c*****u 的大作中提到】
: if the rebate is good enough, it should be fine...
|
c*****u
发帖数: 1826 | 16 谢啦！
【在 c***1 的大作中提到】
: http://goo.gl/kyeXW
|
c*****u
发帖数: 1826 | 17 这个卡看起来不错，研究研究。。。
【在 p**********g 的大作中提到】
: https://thankyoucard.citi.com/citi-thankyou-premier-card/
: Mine is Citi Thankyou Premier card. It's a little over 2% reward back,
: but
: you need to spend and fly a lot.
: The rebate program is like follows:
: 1. base points: one dollar per point.
: 2. flight points: one mile per point. You can purchase airline tickets
: for
: anybody and flight points will be added to your account. You can
: accumulate 100k flight points every year.
|
d*****e
发帖数: 7368 | 18 I use SPG american express, Continental plus, and BOA cash reward. |
S*A
发帖数: 7142 | 19 这个卡没有看起来那么好。
The way I look at it, it has nothing to do with spend a lot.
You need to fly a lot to justify that.
If you don't buy air ticket. It is earning 1% and you pay $125
a year. Not good deal at all. (unless you just sign on and take
the 50K point and cancel the card next year)
$125 is about $10.5 per month, translate into 1K thank you points.
Which means, you need to buy at least 1K mile ticket per month to
justify that $10.5 per month. That is the break even point.
One round trip to China can do that. Keep in mind you have
to use the air line that use thank you points, that limit
your air ticket choice as well.
After that, it is about how many mile can you buy with $1.
My estimate 4%-10% (thank you points) back on buying tickets.
Cap at $1000 earning per year.
Not bad if you fly a lot.
【在 p**********g 的大作中提到】
: https://thankyoucard.citi.com/citi-thankyou-premier-card/
: Mine is Citi Thankyou Premier card. It's a little over 2% reward back,
: but
: you need to spend and fly a lot.
: The rebate program is like follows:
: 1. base points: one dollar per point.
: 2. flight points: one mile per point. You can purchase airline tickets
: for
: anybody and flight points will be added to your account. You can
: accumulate 100k flight points every year.
|
t*h
发帖数: 1629 | 20 就是要spend a lot
因为飞一次记下的点，需要spend对应的钱才能转成真正的点。
你想就算你来回中国一次，你都需要花10000多美元才能把飞的点弄回来。
如果你fly a lot的话，那你真不知道要花多少才能消化掉了。
ppz的理解是非常正确的。
【在 S*A 的大作中提到】
: 这个卡没有看起来那么好。
: The way I look at it, it has nothing to do with spend a lot.
: You need to fly a lot to justify that.
: If you don't buy air ticket. It is earning 1% and you pay $125
: a year. Not good deal at all. (unless you just sign on and take
: the 50K point and cancel the card next year)
: $125 is about $10.5 per month, translate into 1K thank you points.
: Which means, you need to buy at least 1K mile ticket per month to
: justify that $10.5 per month. That is the break even point.
: One round trip to China can do that. Keep in mind you have
|
|
|
S*A
发帖数: 7142 | 21 仔细看了一下那个 match, 就是你说那样。我没有理解对。
那这个 deal 就更加没有想象那么好了。因为是每个月结算，
所以要每个月飞 > 1000 mile 才能把年费赚回来。
半年飞一次中国不解决问题。
花钱部分挣 1% 的满大街都是，这个也一样。
所以这个还是要靠经常飞才能挣回来。
【在 t*h 的大作中提到】
: 就是要spend a lot
: 因为飞一次记下的点，需要spend对应的钱才能转成真正的点。
: 你想就算你来回中国一次，你都需要花10000多美元才能把飞的点弄回来。
: 如果你fly a lot的话，那你真不知道要花多少才能消化掉了。
: ppz的理解是非常正确的。
|
t*h
发帖数: 1629 | 22 基本上如果是为了cashback，而不是fly points的话
fidelity的cash reward是最好的，2% rebate，但是只能deposit进fidelity的account
里。
不然就是fly的point，因为现在飞机票很贵了，基本上相当于1.5%左右的rebate。
【在 S*A 的大作中提到】
: 仔细看了一下那个 match, 就是你说那样。我没有理解对。
: 那这个 deal 就更加没有想象那么好了。因为是每个月结算，
: 所以要每个月飞 > 1000 mile 才能把年费赚回来。
: 半年飞一次中国不解决问题。
: 花钱部分挣 1% 的满大街都是，这个也一样。
: 所以这个还是要靠经常飞才能挣回来。
|
t*h
发帖数: 1629 | 23 基本上如果是为了cashback，而不是fly points的话
fidelity的cash reward是最好的，2% rebate，但是只能deposit进fidelity的account
里。
不然就是fly的point，因为现在飞机票很贵了，基本上相当于1.5%左右的rebate。
还有就是经常在amazon买东西的话，就是他的chase card不错，以前是3%的rebate，现
在我不知道了。
不少卡在加油和超市有5%的rebate。 Costco有自己的amex，在costco2%，travel 3%，
吃饭2%
这些都是比较好的。
【在 S*A 的大作中提到】
: 仔细看了一下那个 match, 就是你说那样。我没有理解对。
: 那这个 deal 就更加没有想象那么好了。因为是每个月结算，
: 所以要每个月飞 > 1000 mile 才能把年费赚回来。
: 半年飞一次中国不解决问题。
: 花钱部分挣 1% 的满大街都是，这个也一样。
: 所以这个还是要靠经常飞才能挣回来。
|
d******x
发帖数: 11837 | 24 你又跑回来啦？晚上来ubc挨扁吧。。。
account
【在 t*h 的大作中提到】
: 基本上如果是为了cashback，而不是fly points的话
: fidelity的cash reward是最好的，2% rebate，但是只能deposit进fidelity的account
: 里。
: 不然就是fly的point，因为现在飞机票很贵了，基本上相当于1.5%左右的rebate。
: 还有就是经常在amazon买东西的话，就是他的chase card不错，以前是3%的rebate，现
: 在我不知道了。
: 不少卡在加油和超市有5%的rebate。 Costco有自己的amex，在costco2%，travel 3%，
: 吃饭2%
: 这些都是比较好的。
|
S*A
发帖数: 7142 | 25
account
这个我去找找，听上去不错。
fly point 你可以用 frequent flyer mileage 在 CC 以外挣。
这样还不用被限制在某一家的机票。
5% on select category. 这个 Citi 也有。
【在 t*h 的大作中提到】
: 基本上如果是为了cashback，而不是fly points的话
: fidelity的cash reward是最好的，2% rebate，但是只能deposit进fidelity的account
: 里。
: 不然就是fly的point，因为现在飞机票很贵了，基本上相当于1.5%左右的rebate。
: 还有就是经常在amazon买东西的话，就是他的chase card不错，以前是3%的rebate，现
: 在我不知道了。
: 不少卡在加油和超市有5%的rebate。 Costco有自己的amex，在costco2%，travel 3%，
: 吃饭2%
: 这些都是比较好的。
|
g*****g
发帖数: 34805 | 26 Citi forward has 5% rebate on amazon, because Amazon is deemed as
a bookstore.
account
【在 t*h 的大作中提到】
: 基本上如果是为了cashback，而不是fly points的话
: fidelity的cash reward是最好的，2% rebate，但是只能deposit进fidelity的account
: 里。
: 不然就是fly的point，因为现在飞机票很贵了，基本上相当于1.5%左右的rebate。
: 还有就是经常在amazon买东西的话，就是他的chase card不错，以前是3%的rebate，现
: 在我不知道了。
: 不少卡在加油和超市有5%的rebate。 Costco有自己的amex，在costco2%，travel 3%，
: 吃饭2%
: 这些都是比较好的。
|
t*h
发帖数: 1629 | 27 果然是，这个是新卡了，我已经不做creditcard好多年了，不熟悉了。
【在 g*****g 的大作中提到】
: Citi forward has 5% rebate on amazon, because Amazon is deemed as
: a bookstore.
:
: account
|
d*****e
发帖数: 7368 | |
c***1
发帖数: 1869 | 29 多谢链接和goodbug的信息，忍不住阿，申请了个 citi forward..
【在 d*****e 的大作中提到】
: http://www.creditcardguide.com/cashback.html?ac=101&uv=32775&gc
|
S*A
发帖数: 7142 | 30 这个的确有意思，不过我回头查了一下在 amazon 的购买记录，
好像一年也没有太多钱。占开支很小的一个比例。一般都是买
小东西不值钱。
【在 g*****g 的大作中提到】
: Citi forward has 5% rebate on amazon, because Amazon is deemed as
: a bookstore.
:
: account
|
