r****m
发帖数: 1204 | 1 Indeed, high returns always comes with high risks!
Such highly leveraged REITS could be quite risky, many of them stopped
paying dividends (or went bust) during the trough of the last real estate
boom/bust cycle.
However, if you believe the recent RE boom just started and could last for a
while, they are a good vehicle to ride on.
Not for everyone, though. |
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发帖数: 1 | 2 "However you have to realize the consequence of such a "conservative"
portfolio for young people. That is, when stock market is booming, your
portfolio will very likely underperform stock indices and you have to live
with it. The worst you can do is try to time the market and chase the
outperforming asset class"
这句话什么意思哪，我选的比例是stock/bond是60/40，股票所占比例少吗？
谢谢！
: Your three picks are great and make an excellent long term portfolio.
In my
: opinion a 60/40 allocation works for most people re... 阅读全帖 |
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g*********y
发帖数: 123 | 3 Ten years ago, IT is booming in US. After the bubble broke, many IT jobs
have been exported to India. Within the last ten years, biotech is booming.
But it won't take long to export these jobs to China or india -- actually
India is already taking a big pie in pharmaceutical industry. The stricter
laws and huge cost for patients agreement in US will easily drive many drug-
testing jobs to China. Then, what jobs will be left finally and will grow?
Servants like nursing, doctors, cooks, teachers. A |
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P**********c
发帖数: 3417 | 4 Rent for a 1br in the bay area can range from 1300$~4000$ depending on
neighborhoods (excluding very dangerous areas). The rent is generally in
the order of
desirable neighborhoods in SF (Pac Heights, Nob Hill, Financial district,
Marina, part of SOMA)> convenient but unsafe neighborhoods in SF
(the Mission, etc.)=Palo Alto/Mountain View/Menlo Park>Millbrae/
San Mateo/FosterCity/Redwood Shores/Sunnyvale/Cupertino/Berkeley
/Rockridge/Piedmont
>safe but inconvenient neighborhoods of SF (Sunset/Ric... 阅读全帖 |
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d**e
发帖数: 6098 | 5 ☆─────────────────────────────────────☆
BigBlue (#15) 于 (Tue Jun 26 20:27:55 2012, 美东) 提到:
不是本人, 但也不是朋友/同事/同学那么虚幻, 是我父亲.
他今年65岁, 二十多年前在美国拿的高分子化学博士,
然后一直在工业界干, 第一份薪水是$43k,
这些年来的公司包括a BASF spin-off, Pepsi, L'Oreal.
从上游的原材料合成, 到下游的配方调制, 都做过.
几个月前写过他的历程:
http://www.mitbbs.com/article/JobHunting/32075637_3.html
他是3月底被擂的, 事前也感觉到位置不稳,
但人在还有工作的时候总有惰性,
加上住家和我妈的工作就在附近, 也不能说走就走,
而且, 在他那一级别的工资被冻结了两年之后,
刚刚老板才透露过今年可以升了, 让他有了些安全感.
在那天早上被叫去, 很快和HR的人谈完,
再回到办公室, 在保安的注视下收拾了一些东西, 午餐前就被送出来了.
签了一份不会告公司的文件后, 发一年工... 阅读全帖 |
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b*****o
发帖数: 715 | 6 美国的房子默认就是unfurnished的，也就是不带任何家具的。有少数房东可能因为工
作地点调动的关系，想把房子快速出租出去，这时候才可能是带家具的。
另外，如果要买家具的话，我有两个建议：
（1）不要去宜家，因为性价比太低。就算去越南家具店，也比宜家强多了。
（2）刚来尽可能少买家具，把家具数目限定在最基本需要就可以了。因为事后你过了
一两年对湾区更熟以后，肯定会对当初买家具不满意。这时候留着觉得恶心自己，处理
掉却麻烦而且也舍不得。
很久以前有位大哥写过一个关于弯曲租房地域问题的帖子，贴一下：
Rent for a 1br in the bay area can range from 1300$~4000$ depending on
neighborhoods (excluding very dangerous areas). The rent is generally in
the order of
desirable neighborhoods in SF (Pac Heights, Nob Hill, Financial district,
Marina, part of ... 阅读全帖 |
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p**f
发帖数: 3549 | 7 弯曲这几年就业增长居全国之首，一大半是刷盘子，翻饼，扫厕所的活，带动房产精妓
，买卖租赁，商贸修车等产业，不都是拜创业boom公司所赐？等boom破灭，弯曲三锅少
一半，小刘们留不下来，白人找不到工作也都不来了，这些服务产业自然跟着打回原形
。登高必跌重。
前n年G风光，市值节节高，这两年F revenue又大涨，市值紧逼G。这两家都是网络广告
公司。用脚趾也想得到，正儿八经网络广告市场不会凭空翻倍，多养一个big fish。F
这多出来的revenue自然是靠初创广告传销似的积累。等初创灭绝了，再来看F的财报吧。
等各家都在裁员时，hire freeze，还会有人买L的数据吗？ |
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W***n
发帖数: 11530 | 8 http://money.cnn.com/2016/10/13/technology/india-startup-bubble/index.html
India's great startup boom has come to an end.
by Huizhong Wu and Sara Ashley O'Brien @CNNTech
October 13, 2016: 11:35 AM ET
After a sustained funding frenzy, investor enthusiasm for the country's tech
startups has fallen sharply this year. Weaker firms are laying off
employees and some have closed up shop altogether.
Startup funding in the second quarter plummeted to $583 million from its
recent peak of nearly $3 bill... 阅读全帖 |
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L***s
发帖数: 1148 | 9 【 以下文字转载自 Immigration 讨论区 】
发信人: Leiss (徕司), 信区: Immigration
标 题: 反S386最新推特攻略 2019/09/21
发信站: BBS 未名空间站 (Sat Sep 21 19:29:35 2019, 美东)
http://nohr1044.blog/2019/09/21/%e6%9c%80%e6%96%b0%e6%8e%a8%e7%89%b9%e6%94%bb%e7%95%a5-2019-09-21/
Posted on September 21, 2019 by nohr1044
【★★★CACAA草根反S386志愿者群★★★】
最新推特攻略 2019/09/21
各位同胞，感谢大家这个星期的努力！本周末的战斗力量主攻twitter, 转发反对#s386
的推，争取把s386推向public hearing就是胜利， 请有理有据有节地转推：
【进入战场】
1.注册推特小号，不要用真名，记得设头像
【收集弹药】
2.关注主账号
@AntiS386
@NoS386
@The_Americat
Influencer/反386大... 阅读全帖 |
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f*****m
发帖数: 416 | 10 http://finance.yahoo.com/news/Housing-Crash-Is-Hitting-nytimes-
SEATTLE — Few believed the housing market here would ever collapse. Now
they wonder if it will ever stop
slumping.
The rolling real estate crash that ravaged Florida and the Southwest is
delivering a new wave of distress to
communities once thought to be immune — economically diversified cities
where the boom was relatively
restrained.
In the last year, home prices in Seattle had a bigger decline than in Las
Vegas. Minneapolis dropp... 阅读全帖 |
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b********2
发帖数: 5191 | 11 【 以下文字转载自 SanFrancisco 讨论区 】
发信人: blueangel2 (Frank in Fremont), 信区: SanFrancisco
标 题: 瞎忽悠一下, 房市快触底了.
发信站: BBS 未名空间站 (Sun Mar 18 15:01:50 2012, 美东)
http://online.barrons.com/article/SB500014240531119047970045772
It hit with the ferocity of an Old Testament plague, wiping out large
populations of homeowners in the U.S. Five million of the country's 76
million mortgage holders have lost their homes to foreclosure or lender-
ordered short sales since 2006, and an estimated 14 million more owe more... 阅读全帖 |
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t********e
发帖数: 931 | 12 Closing Cost Scams
NEW YORK (MONEY Magazine) -- Technology has magically lowered the price of
buying everything from stocks to airline tickets. But home buyers now pay
eight times the closing costs they paid 40 years ago. Here's how residents
of one Minnesota street were overcharged again and again on their home
purchases, many by thousands of dollars. And why your street probably isn't
all that different.
When Lewis Leung was buying his two-bedroom ranch in St. Louis Park, Minn.
in 2004, he rea... 阅读全帖 |
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c**i
发帖数: 6973 | 13 Jens Kastner, Taiwan's medical tourism boom. Asia Sentinel, Oct. 6, 2010.
http://www.asiancorrespondent.com/asiasentinel/taiwan-s-medical-tourism-boom
Quote:
"The growth rate of medical tourism to Taiwan has been spectacular. In 2008,
about 5,000 visitors came to the island to undergo health checkups and
cosmetic surgery. In 2009, that increased eightfold to 40,000, mostly from
China * * * More than 100,000 are predicted annually, apparently as fast as
Taiwan can staff up its hospitals.
"with a ... 阅读全帖 |
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c*******e
发帖数: 9475 | 14 Dr. Seuss books
Chicka Chicka Boom Boom
If he watches TV, you can also get books with TV characters. They usually
like those |
|
|
c*******e
发帖数: 9475 | 16 是，那些书特别有韵律，都可以打着拍子Rap。类似的
还有Chicka Chicka Boom Boom，我买的版本是带CD的，
韵律很强，娃们特别爱听
还有那本Corduroy, 其实适合大人和大小孩，带着淡淡的
忧伤，很感人，我很喜欢。（娃表示不为所动）。还有
那个Where the Wild Things Are，也是经典的经典，前
两年拍了同名电影 |
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s*******l
发帖数: 2445 | 17 发信人: crysknife (Alia), 信区: NextGeneration
标 题: Re: 幼教电子书 - 名家有声绘本(打包下载更新第三辑)
发信站: BBS 未名空间站 (Tue Nov 15 11:13:59 2011, 美东)
赞，都是经典啊！单子上的书，我们家大部分都有，都
是血汗银子买的啊：（
我特别喜欢那本Kissing Hand，很温馨的母子情。可惜
我们家的小人淡定的没有任何被感动迹象
回答楼上，这些书覆盖的面很广，不光是小小孩的。小
的时候念给他们听，长大些教他们念，可以从3个月一直
用到七八岁
-----------------------------------------
是，那些书特别有韵律，都可以打着拍子Rap。类似的
还有Chicka Chicka Boom Boom，我买的版本是带CD的，
韵律很强，娃们特别爱听
还有那本Corduroy, 其实适合大人和大小孩，带着淡淡的
忧伤，很感人，我很喜欢。（娃表示不为所动）。还有
那个Where the Wild Things Are，也是经典的经典，前
两年拍了同名电影 |
|
W**********r
发帖数: 8927 | 18 http://www.iht.com/articles/ap/2008/11/17/america/Colleges-Foreign-Students.php
Their economy booming, Chinese students head to US
The Associated Press
Published: November 17, 2008
COLUMBUS, Ohio: Chinese students are enrolling in U.S. universities in
record numbers, encouraged by aggressive recruiting combined with China's
booming economy and growing middle class.
Their enrollment grew by 8 percent in the fall of 2006 and by 20 percent
last year, according to Institute of International Educatio |
|
d*****s
发帖数: 13 | 19 今天有空，把最近半年给我家宝宝读的书总结一下，一共就10几本的样子，
大部分都是从这里的精华区里面发掘的,排名不分先后，想到哪儿写到哪儿：
1，Brown Bear Brown Bear What Do You See?
这个是讲颜色的，一问一答的性质，问看到了什么，回答是某种颜色的动物，
最后再总结一下。我们是用中文讲的，如果是英文就更加琅琅上口，
通过和动物组合来教小朋友颜色，更能加强记忆。最早我们是图书馆借来的，
后来念了3个礼拜，我给还掉了，人家还念念不忘，只好立马买了一本。
现在读的次数多了，她常常跟我一问一答。
这个还有个Polar Bear Polar Bear What Do You Hear?是姊妹篇，
我们也从图书馆借到了，是讲动物园的动物们怎么叫的，我用中文就讲不出来，
就很快还了。
2，Chicka Chicka Boom Boom
这本书是介绍字母的，基本没有有意义的故事情节，但是画面很简单，
就是字母们爬椰子树摔下来，但是也是琅琅上口的，女儿很喜欢，让我很惊讶，
大概所谓经典也是有道理的。我们也是先从图书馆借了，后来看她实在喜欢，
就买了一本。
3，The |
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n********h
发帖数: 13135 | 20 这不是脸红不红的问题。你所谓的用计，就是欺骗撒慌，孩子觉得为了到达目的撒慌很
好。为了达到
目的，可以把一个女的送给父亲和干儿子，让父子为这个女的起矛盾。我不觉得这是对
孩子好的教
育。
我孩子当然问过，为啥别人有弟弟她没有。她还问过她能不能有哥哥姐姐，都给她解释
过了。
我孩子不喜欢“穿靴子的猫”这类故事。我孩子是个心思比较简单的孩子，这种故事她
理解不来，也不
爱看。她比较喜欢的书，要末是比较励志的，比如“library mouse", "adias, oscar"
, 要末
是比较好玩儿的，比如“chick chick boom boom", 或者是很车有关系的书。
这些所谓的童话，基本糟粕多过精华，我一般也不给孩子读。在美国，有太多给小孩子
读的书了。有
教小孩子要坚持梦想的，有教小孩子要友爱，教小孩子不要以貌取人，教小孩子良好的
生活习惯，也
有很多书就是很有趣而已。这些书我给孩子读都读不过来，不会给孩子讲三国和那些童
话。 |
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f*******e
发帖数: 785 | 21
文章我读了，不过，好像和你说的意思不符啊？几乎可以说相反（！）。。。。
虽然现在增了很多医学院，就是因为以前学生不够，而且大批医生即将退休，供不应求
，缺口很大。。。
摘要：
1：医学院不够多，很多美国学生只好到国外就学，回来考board.
“These new schools are seeking to address an imbalance in American medicine
that has been growing for a quarter century. Many bright students were
fleeing to offshore medical schools, or giving up hope entirely, when they
could not get into domestic schools. Meanwhile, American hospitals were
using foreign-trained and foreign-born physicians to fill medical
residencies. Durin... 阅读全帖 |
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h*********m
发帖数: 68 | 22 你娃的这个太难了吧。给你讲讲我娃的public K都在干啥：
除了每天的color和cutting之外，
WRITING - 第一星期写I和T，上星期写S和P。有一本drafting book, 每天写一句话，
写对写错画鸦都good job.
READING - 每天有，有老师念，也有自己读，会根据水平给不同的书，我娃应该会
level 3了，据他说他在看 chicka chicka boom boom.
MATH - none, 娃说“I wish we have math at school".（偷乐中）
GYM - 一周四次
MUSIC - 娃最喜欢，经常在家哼着小曲儿，不过似乎又在唱Itsy Bitsy Spider, 这咋
觉得象又上一遍3岁班涅？
COMPUTER/LIBRARY - 一周一次
HOMEWORK - none
在学业上，觉的真是没什么challenge的地方，不过娃挺喜欢的（简单的他就喜欢，倒
是我原来担心他会不会boring）。不过我想他应该能学些学习之外的东西吧。（
hopefully) |
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s*****j
发帖数: 6435 | 23 "只有爱，没有恨"?
God is the major cause of death in human history.
"Do you believe in God? "
"No"
Boom
"Do you believe in God?"
"Yes"
"Do you believe in MY God?"
"No."
Boom "My God has a bigger dick than your God!" |
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t*******r
发帖数: 22634 | 24 纯爷们说，这事有啥好啰嗦的。冰箱贴就这么简单：(1) 能不能在合理时间内办了不迟
到，(2) 这着装发型会不会让老师当场吐在讲台上，或者让同学当晚做恶梦，或者让娃
自己半路拉肚子。如果满足要求，那么 boom -- go。如果不满足要求，no boom, no
go, modify now。就这么简单的事儿。
或者这么说，就好比拧个木螺钉，你搞个 1000+ inch-lb 的 impact driver，啪啪两
下就进去了。或者搞个 20 inch-lb 的 power screw driver，慢条斯理也进去了。但
一小撮娘们的搞法是，一堆工具里，偏偏找个特么不上不下最不适合拧木螺钉的，于是
一上去就把螺钉头给拧滑 strip 了，然后就一屁股坐地上哭天抢地曰这木螺钉为啥这
么难这么难这么难。。。 |
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v*******g
发帖数: 334 | 25 7 Ways to Short China's Real Estate Bubble
http://www.thestreet.com/story/11060147/1/7-ways-to-short-china
NEW YORK (Insider Monkey) -More than a year ago Jim Chanos raised questions
about China's enormous real estate and construction investments and stated
that he is shorting China's real estate bubble. "Bubbles are best identified
by credit excesses, not valuation excesses," he said on CNBC, adding, "And
there's no bigger credit excess than in China."
Chanos didn't specifically lay out how he ... 阅读全帖 |
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s*********8
发帖数: 901 | 26 China's boom since 2009 was fueled by massive domestic debt issuance, which
was unsustainable and is reversing. In addition, one Chinese company after
another is being revealed as a fraud – and then crashing. These are not
isolated events. I have studied Chinese companies for more than a decade.
Out of all the stocks I've analyzed closely, I've only seen a handful I didn
't believe were fraudulent.
So far, none of the major Chinese banks have come under serious scrutiny.
But I believe they will…... 阅读全帖 |
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T**********1
发帖数: 2406 | 27 The right answer:
Debt ceiling does not mean default. According to the Constitution, the
Federal government can not default on it's debt. The President will be
impeached if the government has revenue but refuse to pay obligations on it'
s debt. Thererfore, when the government hits the debt ceiling, it's has to
prioritize it's payment, obligations on the debt gets paid first. So, there
will be no default in the foreseeable future. But the government has to
stop paying a lot of other people un... 阅读全帖 |
|
o**y
发帖数: 3065 | 28 Infrastructure construction in India should boom, and its people want to
have higher standards of living, so there are huge opportunities in India.
Several years later, housing market in India will boom just like what happened
in China. However, the risk is high inflation. But I think Indian central
bank is doing the right thing. They bought lots of gold last year. Over some
time, their economy should rebound.
Turkey is totally different story. From any angles of view, this country
will be a reg... 阅读全帖 |
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l**t
发帖数: 6971 | 29 我在本版从来没bash过别人。选股总是有对有错，肯说总比不说好。今天被人指名道姓
bash，咱还非得说说了。
Obama干的没什么不好，该干的都干了，不该干的基本没干。经济问题不是总统一个人
能决定的。当年Clinton赶上internet boom，难道是他发明的？老Bush就是倒霉，如果
当时没有Perot搅局，说不定连任，这个boom就成他的功劳了。
你家Hillary女神当年和Bill男神一起搞health care reform在国会被打脸，你们是不
是都不知道啊？BSO自己年幼无知啊？拿Hillary来bash Obama，她还没这个资格。She
had her time。拿事情做得不完美来说事儿更是无知。美国又不是独裁，总是要妥协才
能达成协议，大方向对了就好了。
倒是NOK，都跌成这个样子了，某人还好意思打别人脸呢？？ |
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R***a
发帖数: 2605 | 31 【 以下文字转载自 Chinook 俱乐部 】
发信人: Rilla (千里走单骑寒尽不知年), 信区: Chinook
标 题: 哥晕了，哪位xdjm说说是啥意思
发信站: BBS 未名空间站 (Sun Mar 4 02:14:07 2012, 美东)
A123pulse
Peddling the Thoughts, Opinions and General Musings of the A123 Systems
Brain Trust
Strategy for Capitalizing on China’s New Energy Vehicle Boom
Posted by Andy Chu on Fri, Mar 02, 2012
China is the largest automotive market in the world, surpassing the U.S. in
2009 to claim the top spot. With concerns about growing use of petroleum and
the potential disrupti... 阅读全帖 |
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r*m
发帖数: 16380 | 32 U.S. to Place Tariffs on Solar Panels From China
The Commerce Department has decided to impose tariffs on solar panels
imported from China after concluding that the Chinese government provided
illegal export subsidies to manufacturers there.
Green
The tariffs were smaller than many industry executives had expected — 2
.9 to 4.73 percent — which could blunt their effect on sales. But the
decision was nonetheless likely to be seen as a milestone because of its
implications for international ... 阅读全帖 |
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m******u
发帖数: 12400 | 33 觉得你错误理解了baby boom的含义。baby boom人口比例真的很大？为什么baby booer
过去，人口会减少？ |
|
m******u
发帖数: 12400 | 34 cup-handle？sauce-handle？tit-tit？boom-boom？ |
|
g**********2
发帖数: 2408 | 35 Question-and-Answer Session
Operator
Thank you. Ladies and gentlemen, we will now begin the question-and-answer
session. (Operator Instructions) Your first question now comes from the line
of Philip Wan from Morgan Stanley. Please ask your question.
Philip Wan - Morgan Stanley
Hi, Louis and Sisi, thanks for taking my question. My question is about your
overseas business, as you mentioned you are seeing intensifying competition
, could you elaborate a little bit more on where do you see tougher
c... 阅读全帖 |
|
g**********2
发帖数: 2408 | 36 Question-and-Answer Session
Operator
Thank you. Ladies and gentlemen, we will now begin the question-and-answer
session. (Operator Instructions) Your first question now comes from the line
of Philip Wan from Morgan Stanley. Please ask your question.
Philip Wan - Morgan Stanley
Hi, Louis and Sisi, thanks for taking my question. My question is about your
overseas business, as you mentioned you are seeing intensifying competition
, could you elaborate a little bit more on where do you see tougher
c... 阅读全帖 |
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k********8
发帖数: 7948 | 37 http://business.time.com/2013/05/15/why-this-housing-upturn-loo
This Housing Upturn Looks Like the Real Thing
Ever since the recovery began in 2009, a weak housing market has held back
the U.S. economy. The first rebound in home prices was lackluster and after
only a year was followed by another dip. But the recent upturn in home
prices looks like the real thing. One clear sign of a turning point: In
March, homeownership hit a 17-year low, while the 12-month gain in home
prices was the biggest i... 阅读全帖 |
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O**l
发帖数: 12923 | 38
根本不需要shale gas 联邦 明年赤字就只有3点几
很多州今年就盈余 |
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C*********n
发帖数: 1083 | 43 举手！我今天还真费了点脑子琢磨了一下是否加仓。 |
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s***d
发帖数: 15421 | 45 我还在哪 哈哈 不过减仓买了scty
★ 发自iPhone App: ChineseWeb 7.8 |
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j****7
发帖数: 786 | 47 all in and double down with wife and kids! |
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