y********n
发帖数: 145 | 1 得到房屋的APPRAISAL吗?
是不是过了due dilligence，就不能凭这个appraisal和卖家议价了？ |
|
y********n
发帖数: 145 | 2 谁能说说吗？过了due dilligence， 还能还价吗，如果appraisal低了 |
|
g****d
发帖数: 88 | 3 I currently have a binding contract to buy a forclosure house. More than two
weeks passed and the utilities are not connected yet. Sometimes it is very
difficult to deal with those people who handle the utilities. I am an agent
myself and I have made numerious calls and emails to the list agent's
utility person. He can not do anything except to call a company which handle
the utilities for the bank!
However, as far as your agent is doing a good job, you should be able to get
your deposit back.
F... 阅读全帖 |
|
|
l**********t
发帖数: 5754 | 5 comparing to manage your own EMA, investing in state sponsored 529 target
date funds have some benefits ( in addition to tax benefit).
a)target date funds have asset allocations tailored for the investment
horizon, with automatic rebalancing.
Asset allocation has the most impact on your investment return (not which
stock/sector/or single asset class mutual fund you picked).
b)the investment strategies & advsiors are scrutized by the sponsor state
thru due dilligent process. Although there is no |
|
m****h
发帖数: 261 | 6 合同没说合同生效后几天seller要提供水电以供检查吗？如果没有，你应该自己开通水
电检查，不然你没有do your due dilligence啊。如果要求seller提供水电，那就是
seller default,要回deposit应该没问题 |
|
a*l
发帖数: 1915 | 7 communication is key.
我自己是buyer 经纪人。很多时间要去找listing agent 沟通。他们相信我的买主有能
力，真的喜欢，我成功的机会就很大。而且他们会暗示我大约的价钱。
我做listing 的时候，有的买主直接丢来offer,我一定问清楚了情况，才会接受。不然
我知道他们是可以退的。不一定是真买。
因为我们州合约就算成交了是有 due dilligent 期限的。我被人耍过，买了又退。所
以我一定要确定他是真的要买，才会接受这个offer.不然宁可接受低一点的有把握的。
客人分析再好，不能直接跟listing agent 沟通，有劲使不上。 |
|
t****e
发帖数: 279 | 8 过了financial due dilligence date, loan 没有批下来, 退出也就损失一些钱.
如果loan已经批下来了, 再退出就麻烦一点. seller可以告.
不过一般情况下seller不会告, buyer也只是损失一些earnest money. |
|
|
G*****9
发帖数: 3225 | 10 There is a villiage; people there live on fishing, hunting, and farming.
With dilligence, they become rich, with food and cloth surplus. A service is
created: borrowing can be done based on promise to return. This service
becomes popular, as it levels the shortage / surplus mismatch among people.
Interestingly, the service becomes so fast developing that the returning
rate of this service outstrips those of finshing, hunting, and farming.
People enjoy borrowing so much that they stop production... 阅读全帖 |
|
g*****u
发帖数: 14294 | 11 I saw the article (so called dilligent report) on seekingalpha. Is there any
more formal news release? |
|
g*****u
发帖数: 14294 | 12 in light of the recent spike in bullish sentiment on mitbbs!
The market conditions of late appear to be treacherous to us bears. What
should us bears do? |
|
g*****u
发帖数: 14294 | 13 我觉得可能没有完整的股市。
他作为成规模的HF，风险控制是due dilligence.应该有流控的。或许他hedge了，我们
不知道。
等出新闻，他客人挤兑了，才能确认。
具体BAC，我记得他去年底买掉很多。 |
|
K**r
发帖数: 45 | 14 不管做什么，要做自己了解的。作贸易，也要先了解市场，做好due dilligence。
盲目的一头扎进去，99%做垫背的。 |
|
t***y
发帖数: 741 | 15 is no names on my home mailbox, and I have not seen any on my neighbor's.
USPS does not forward any official mails with "DO NOT FORWARD" annotations
on it, however it is news to me that USPS will not deliver mails without
matching names on the mailbox. I guess whoever said that assumed way too
much about USPS's dilligence.
As a matter of fact, a few years back when I rented a postal mailbox, I
requested to put my name on the mailbox and asked USPS not delivering any
mails without matching names. |
|
a*l
发帖数: 1915 | 16 你这叫contingent. 就是你下offer时候说，我准备买你这个房子，this offer is
subject to buyer sells current house at (fill in the blank) price within (
fill in the blank) months.
人家咋知道你什么时候卖掉啊，除非你给的价钱高，时间短，不然够呛。
一般人家就接受两个contingency, appraisal contingency 和financial
contingency. 然后给你几天due dilligent时间检查房子。 其他的都不愿意接受。 |
|
c*****t
发帖数: 2691 | 17 Up to $963,000
so if u can act fast and dilligently enough. |
|
i**y
发帖数: 9 | 18 作为投行的人，说几句公道话。
首先，CDS并不是罪魁祸首。CDS更多的是一种保险，控制风险的工具。而且，它当然是
有价值的，请了解一下derivatives valuation再说吧。
MBS(Morgage Backed Securites)以及衍生物才是引起危机的主要因素，其中影响较大
的就是以一筐MBS的CDS作为指标的CDO(Collateralized Debt Obligation).CDS在这里只是index而已.
再说投行的客户,虽然都是成熟机构投资者,但不要以为他们就对这些产品的风险和价值
有充足的认识,尤其是Pention fund,insurance company和一些commerial bank.他们投资的主要根据就是几大评级公司的评级.
综上,问题主要出在两个地方,放贷的商业银行,没有做好due dilligence,放出太多的
subprime morgage.第二是评级机构不尽职. 当然,这和评级的机制是分不开的,因为,评级的钱是开发产品的公司出,比如投行.所以,评级公司当然会对这些客户的产品手下留情了.总而言之,这些都是体制和法规的问题,把一切归咎于贪... 阅读全帖 |
|
c********1
发帖数: 5269 | 19 #1 我要做 [due dilligent]
#2 必需老婆同意
What is 'Due Diligence'
Due diligence is an investigation or audit of a potential investment to
confirm all facts, such as reviewing all financial records, plus anything
else deemed material. Due diligence refers to the care a reasonable person
should take before entering into an agreement or a financial transaction
with another party. When sellers perform a due diligence analysis on buyers,
items that may be considered are the buyer's ability to purchase, as wel... 阅读全帖 |
|
r**i
发帖数: 2328 | 20 //blush
It seems I have watered too much on this bbs, but I promise I won't pour wat
er on this board. There are so many knowledgable and meaningful posts I like
read, which owes to those who're willing to share their knowledge and ideas
and our dilligent BM antenna. I am pleasing to join in you! |
|
C****i
发帖数: 1776 | 21 CHAPTER XIV
Of Saving Faith
I. The grace of faith, whereby the elect are enabled to believe to the savin
g of their souls,[279] is the work of the Spirit of Christ in their hearts,[
280] and is ordinarily wrought by the ministry of the Word,[281] by which al
so, and by the administration of the sacraments, and prayer, it is increased
and strengthened.[282]
II. By this faith, a Christian believeth to be true whatsoever is revealed i
n the Word, for the authority of God himself speaking therein;[2... 阅读全帖 |
|
B******1
发帖数: 9094 | 22 The solution is obvious:
1) Set up your own lab in any Chinese universities other than the Top Ten.
2) Get enough funding for 4 students.
3) Find 4 best students you can recruit and none of them has any connection
with you either biologically or academically.
4) Work hard and dilligently on 4 different projects, which are assigned to 4 different students. Of course, collaboration among them is optional.
5) Publish paper one after another.
6) Help the 4 students land faculty positions in other C |
|
b******g
发帖数: 53 | 23 在考虑financial due dilligence这个职业
考虑增加一下自己对private equity这个行业的了解
比如，资金从哪来，一般如何脱手之类的
查了factiva和financial times，
主要都是报道due的
查了wetfeet,但是上面只有venture capital行业的介绍
我能默认两个行业的原理基本一样么？
大家能推荐一些资源么？
比如，行业相关入门读物？行业论坛，报纸？
拜谢 |
|
o****e
发帖数: 195 | 24 even if you didn't hit a good LSAT score, you don't have to be bitter. there
is more than one way to do it.
usually the most cynical and ruthless replies are from those who fought,
survived, and conquored law school (because being cynical and ruthless is
partly how you prevail in law school), and if those guys think you just come
here to get free information served in a plate to you (which typically can be
obtained with a little due dilligence), they will tell in the face that
you are wasting t |
|
o****e
发帖数: 195 | 25 reasons for people not posting here re application are:
1) too small a sample space -- it's too case specific
2) lack of time
3) the 'no free lunch' mentality -- at least the questions should indicate
that the poster has done minimum due dilligence.
application, among other things, is where you just have to give your best shot
and take what you can get, no use spending time speculating what will happen.
She
important
students
have
every
middle
did
anyway.
指
看
再
不
？ |
|
B******1
发帖数: 9094 | 26 This question you should ask yourself.
I assume your current major has nothing to do with law. If you finally
decided to be a lawyer, would you label yourself as someone who wasted his or her
life and youth?
Let's just assume your major is either chemistry or biology. Then ask
yourself, how many current chemists or biologists LIKE their lives??? For
those who do not, have they wasted their precious youth???
Life is a tough journey. Be a man. Plough through. Move on. Where there is a
will, there ... 阅读全帖 |
|
o****g
发帖数: 657 | 27 I really appreciate all the insightful input and compassionate advice for my
problem. It has been a hectic week with much, maybe too much,
heartwrenching soul searching. Unfortunately, I do not think it is a
fiscally feasible choice for me to go to law school at the moment without
bankrupting my family or jeopardizing their future financial security.
I have never had any doubt that I have the intelligence and dilligence
necessary and conducive to succeeding in the legal profession, and yet
somet... 阅读全帖 |
|
E****g
发帖数: 185 | 28 如果你接触过大药厂从外面公司买分子前做的due dilligent工作，恐怕就不会这样乱
说了。 |
|
a*****r
发帖数: 681 | 29 our company is called management consulting and financial advisory. usually
doing due dilligence, restructuring, M&A analysis for big financial institutions. but primarily emphasize on one specific industry or sector. in this sector, we
have deep insight on every aspect of the industry. |
|
s*******i
发帖数: 163 | 30 本人MFE刚毕业，以前有6年developer工作经验。
现在在一家fundamental driven 的fund of fund， 1。3个billion，做risk analyst
刚5个月。当时面试的时候就告诉我其实就是developer职位，他们的risk framework全
都是excel实现的，现在需要编程web application。我当时提的条件是，如果把我当个
纯developer看待，要dealing amount of time of database，那我是肯定不接offer的
。我必需要能够有接触finance side的opportunity和potential，比如要有机会和
researcher谈论为什么这么建模，assumption什么，如何解读run出来的数据结果有什
么实际意义等等。在我工作的4个月中，可以说95％的时间还是在develop这个
framework，不过老板会时不时发给我一些paper让我看，我不懂的关于investment方面
的东西，他也很欢迎我来问，并且可以给我讲解很长时间。而且我们risk team和
research... 阅读全帖 |
|
s*******i
发帖数: 163 | 31 我是楼主，最后去了第一个，一年以后又去了一个mutual fund，pay的和当初第二个公
司一样了。
离我发这个帖子都两年多过去了，真心觉得finance工作时间长，hourly pay和以前做
IT一样，西岸竟是这
种fundamental analysis等firm，做的东西真是简单，说到底IT出身的人在这些
fundamental fund里还
是变扁程序什么的，挺没意思的。世界还真是小，结果我还通过朋友了解到了后来另外
一个中国人去了第二家公司，
工作性质说到底现在看来一和二没什么差别。等你们下次再看到我发帖子，可能我又转
回纯IT了，呵呵，上班还只要8小时。我想大概去了quant fund的一些同学们有自己的
strategy能赚钱还是有些出头之日的吧，想我们这种fund of fund纯粹是和manager 打
电话做due dilligence的，中国人没有进入core business的机会，最多也就是编编
risk model 或者portfolio selection model的命了。 |
|
s*******i
发帖数: 163 | 32 那我觉得你还是应该在这里先跳个fund什么的，要在research team里，即使做些
supporting的工作也可以research analyst的那些工作流程，怎么和其他fund manager
达电话的，问些什么问题。对其他方面，比如investment risk control，investment
due dilligence有一定的了解再回去比较好。
hft |
|
