p**q
发帖数: 535 | 1 graphing tool for network traffic
如果在mrtg和cacti中选择 你选哪个?
有没有比mrtg/cacti还好的东西? |
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p**q
发帖数: 535 | 2 为啥呢
mrtg的什么feature比cacti强?
我在用一个很老的mrtg版本2.10.15
正在考虑upgrade
thanks |
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n*****y
发帖数: 71 | 4 personally use MRTG much more than Cacti, a lot of companies are using both.
Went for several interviews, and found out most of them were using Cacti.
No comments on Cacti, since never used before. |
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l********e
发帖数: 3999 | 5 今天的loan rate 降到了4.375% ， 决定refinance 了， agent 发了一份cost list,
很贵 总数 $3382. 请有经验的大侠看一下，那些可以商量waive 掉？
1） escrow waiver $560
2)processing fee $175
3)underwriting fee $495
4)appraisal fee $395
5)credit report $14
6)closing/escrow/settlement $200
7)courer/MSNGR-3RD party $40
8)title insurance $980
9)flood life or loan fee $19
10)tax service fee $80
11)recording fee-assignment $12
12)recording fee- MRTG/DOT $112
13)recording fee- releases $44
14) state tax/stamps-MRTG/DOT $256.30
TOTAL $3382
多多感谢～ |
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A****B
发帖数: 335 | 6 打了好几天的电话，都是4.5% with 0 point. 今天WF给了我一个稍微好点的利率4.375
%,有点心动，发上来让大家帮忙看看，有什么需要negotiate的：
OUR ORIGINATION CHARGE 700.00
APPRAISAL FEE 370.00
CREDIT REPORT 25.00
FINAL INSPECTION 0.00
ATTORNEYS FEE 650.00
TITLE INS-OWNERS COVERAGE 1,926.26
RECORDING FEE - MRTG/DOT 225.00
STATE TAX /STAMPS-MRTG/DOT 1,920.00
total cost of closing fees: 5812.26
这下面的不懂是什么东西：
Approximate cose of prepaid interest and escrow/reserves:
Interest - estimated 16 days @ 28.77 460.32 ---- 不懂
Real Estate Tax Escrow 6612.55 |
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j***f
发帖数: 2543 | 7 在 NY。
original fee: 899
credit report:11.77
appraisal: 370
tax service fee: 80
flood life of loan fee: 19
title insurance - lender coverage: 633
title insurance - owner coverage: 1972.55
endorsement to title: 301.42
closing/escrow/settlement: 850
recording fee - mrtg/dot: 205
recording fee - deed: 185
state tax stamp- deed: 1500
state tax stamps - mrtg/dot: 3382.5
survey: 500
courier/msngr-3rd party: 100
Total closing fee: 11009.24
（1）为什么recording fee/state tax 各有2个？
（2）找了另一家银行quote, 给的 NY state... 阅读全帖 |
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n*******l
发帖数: 29 | 8 For comparison
estimated by broker
origination fee 400
appraisal 400
credit report 15
flood cert 20
tax service 80
SETTLEMENT 75
NOTARY 35
title services/insurance : depending on your title company
recording (DEED) 150
recording (MRTG/DOT) 235
There are no processing and underwriting fees. |
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e****8
发帖数: 200 | 9 做preapproval的时候，找了一个MA local bank的broker，她顺便给了一个loan cost
illustration:
1. Approximate cost of closing fees $4067.5
包含
origination charge 。。。。。。。 $750
credit or charge (point) for the specific interest reate chosen 0
Appraisals........................$400
credit report.....................$11
tax service fee...................$90
flood life of loan fee..............$19
attorneys fee......................$500
abstract or title search...........$150
title ins... 阅读全帖 |
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m*******i
发帖数: 370 | 10 TITLE INS-LENDER COVERAGE 633.00
TITLE INS-OWNERS COVERAGE 3,293.65
STATE TAX STAMPS-MRTG/DOT 6,294.50
STATE TAX STAMP - DEED 2,780.00
在NY，loan大概480K。 这两个tax 和 TITLE INS-OWNERS COVERAGE 合理吗？ 貌似挺贵
另外这个cost 是啥呢？
CLOSING/ESCROW/SETTLEMENT 850.00
因为还有另外一个
Real Estate Tax Escrow (e.g. County, City, Town, Water, School) and
Insurance Escrow (e.g. Hazard, Flood, Earthquake) 4,875.00
多谢！！！ |
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x**m
发帖数: 941 | 11 899.00
OUR ORIGINATION CHARGE
0.00
CREDIT OR CHARGE (POINTS) FOR THE SPECIFIC INTEREST RATE CHOSEN*
23.54
CREDIT REPORT(S)
540.00
APPRAISAL(S)
80.00
TAX SERVICE FEE
19.00
FLOOD LIFE OF LOAN FEE
25.00
TITLE INS-LENDER COVERAGE
884.40
TITLE INS-OWNERS COVERAGE
100.00
ENDORSEMENT TO TITLE-ALL
1,145.00
CLOSING/ESCROW/SETTLEMENT
343.00
RECORDING FEE - MRTG/DOT
150.00
RECORDING FEE - DEED
667.00
STATE TAX STAMP - DEED
100.00
COURIER/MSNGR-3RD PARTY |
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s*********g
发帖数: 940 | 12 第一次买房，对于贷款一头雾水。诚心请教一下懂贷款的朋友关于两个贷款公司给的报
价。房子四月初close, 15yrs fix, 20% down.今天接到两个报价，因为两个不论是
interest rate还是closing costs,都相差太多。所以请版上懂贷款的朋友帮我看看。
这两个报价应该选哪个。还有就是那个报价很低的，会不会里面有什么hidden fee没有
加上去？我现在能从两个对比中看到的就是貌似报价2(便宜的）没有include Title
Ins - Owners coverage这笔 (差不多有$2000)。 不知道除了这一项，还有什么事没
有算进去的。而且一般来说，最后做出来的loan paper会和这个estimate差很多吗？因
为是贷款菜鸟，所以问题比较多＝）非常谢谢！
报价1: Wells Fargo - interest rate: 3.00%
* Origination charge: $1,190.00;
* Credit or point for interest rate chose: ($1,320.77);
* Credit Report: ... 阅读全帖 |
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e****l
发帖数: 73 | 13 小弟第一次买房，希望有经验的人看看这费用有没有问题? 真谢谢啦
尤其是City transfer tax, title ins-lender, title ins-owner, escrow/loan tie
in fee 显得有点贵
total closing + prepaid = 18,710.05
APPROXIMATE COST OF CLOSING FEES TOTAL 16,141.50
OUR ORIGINATION CHARGE 1,190.00
CREDIT OR CHARGE (POINTS) FOR THE SPECIFIC INTEREST RATE CHOSEN* 0.00
CREDIT REPORT(S) 11.00
APPRAISAL(S) 495.00
TAX SERVICE FEE 65.00
FLOOD LIFE OF LOAN FEE 19.00
TITLE INS-LENDER COVERAGE 817.00
TITLE INS-OWNERS COVERAGE 3,217.50
ESCROW/LOAN TIE IN FEE 200.00
CLO... 阅读全帖 |
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R*****r
发帖数: 8 | 14 想自己写一个网页能根据实时的数据显示流量曲线，不知道用什么方法？ |
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