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j*******4
发帖数: 306 | 2 Please provide evidence if you are sure about ALL bottled water on U.S.
market is from tap water. Thanks.
As I know, Evian is from Alps spring no matter that is good or not.
http://en.wikipedia.org/wiki/Bottled_water
About 25% of U.S. bottled water sold is purified[clarification needed] municipal water according to a four-year study by the Natural Resources Defense Council (NRDC).[35] Both Aquafina from PepsiCo and Dasani from The Coca-Cola Company originate from municipal water systems.[36] Ho |
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i******i
发帖数: 2195 | 3 大家有收到这样的信么？我明明是交了税的，
说我去年住在RITA municipality, required to file an individual Municipal
income taxreturn, form 37,
难道是让我补交的意思么？ |
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c***1
发帖数: 3281 | 4 算。不过它们的问题跟大金融不一样。他们的问题现在是municipal debt crisis还有
lehman 几个Billion的 municipal bond CDS要出手。 |
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y*******o
发帖数: 6632 | 5 MBI/ and other financing insurance company is fucking dead. Finance: GS, MS
will be burned.
Those are selling the CDS for treasury/municipal is fucked up totally.
Government degrade means all agency municipal will be degrade in a short
future. |
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r****b
发帖数: 89 | 6 能否详解一下为什么要避免Municipal bond。长期来看，税率会上升。Muni应该是一个
不错的长期投资选择。而且Muni也有短中长期债券，对升息敏感度不一样。
[在 felicitous (菲莉斯) 的大作中提到：]
:相信美国的政府信用，科技军事的软实力，相对于其他各国的金融系统的完善，最后
都会为美国的政府债券提供最根本的支持。美国的债券，就是世界上最好的资产。不要
轻言美债会长期下跌。
:建议：选择bond duration小于5年的债券基金，避免municipal bond, 有些bond fund
:已经做了很好的配置，同时继续持有评级比较高的公司债券，相信不用太担心。 |
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r****t
发帖数: 10904 | 7 【 以下文字转载自 Biology 讨论区 】
发信人: midwestPstD (中西部博士后), 信区: Biology
标 题: Re: 柳暗花明
发信站: BBS 未名空间站 (Thu Feb 13 08:57:55 2014, 美东)
兑现承诺。不过先声明，我非专业会计，错误之处清原谅和指出，让我们共同进步。我
这篇也只合适收入靠W-2的人。有出租房business等等的，我这个的参考意义不大。
美国个人收入税法与家庭理财
(I)
（本文以家庭年收入7万到15万为基础。高收入家庭可能不合适。俺选择个人用税表
1040为蓝本，是因为它是个人用税表里最复杂和全面的表格。俺填过几年，现在已经不
用了。俺先声明：俺不是专业会计师，如有误导，决非故意，是俺学艺不精，请求原谅
先。另外，美国税收太过复杂，俺将聚焦于各人税收的逻辑。每个具体的项目，读者应
该参考IRS的说明书，以免出错。同时也期望其他网友能交流和补充，互惠互利。）
每年的报税季节，都会有不少朋友找俺问一些问题。总体来讲，许多人都是被1040的设
计吓住，不愿意花时间来搞清楚税收的逻辑。填税表本身并不困难，但家庭理财重在“... 阅读全帖 |
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i******i
发帖数: 2195 | 9 大家有收到这样的信么？我明明是交了税的，
说我去年住在RITA municipality, required to file an individual Municipal
income taxreturn, form 37,
难道是让我补交的意思么？ |
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D****g
发帖数: 1551 | 12 http://www.inquisitr.com/1214000/second-amendment-arizona-appro
second amendment
Arizona lawmakers just gave approval for four “major” pro-guns laws in the
state senate. The state house of representatives approved Second Amendment
related bills which allow concealed carry permit holders to take their
firearms into government buildings which do not have security measures.
HB 22339, the gun bill which would allow concealed carry permit holders to
ignore the “no weapons” signs posted on public buil... 阅读全帖 |
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l****z
发帖数: 29846 | 13 【 以下文字转载自 USANews 讨论区 】
发信人: lczlcz (lcz), 信区: USANews
标 题: AZ好样的,再次重拳出击打击非法移民
发信站: BBS 未名空间站 (Wed Feb 3 18:44:00 2016, 美东)
PHOENIX (AP) — The Arizona Legislature made its latest foray into the
immigration debate on Wednesday by giving initial approval to stiffer
penalties for immigrants who break the law while in the country illegally,
forbidding judges from giving them any leniency in the courts.
Arizona passed a series of immigration crackdowns last decade that
culminated with the approval ... 阅读全帖 |
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S*******s
发帖数: 13043 | 14 Is Chicago the Next Detroit?
By Matt Nesto | Breakout – 1 hour 1 minute ago
Email
Recommend
7
Tweet
Print
When the city of Detroit filed for bankruptcy protection last month, the
news was delivered more as a sad but unsurprising anecdote at the end of a
long list of bad luck from a city that wears its toughness on its sleeve.
Some even went as far as labeling the Motor City's historic, unprecedented
collapse as a turning point rather than a flash point, that marks Detroit's
f... 阅读全帖 |
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b*x
发帖数: 5456 | 15 http://www.reuters.com/article/2015/02/27/us-usa-chicago-swaps-
(Reuters) - Chicago drew closer to a fiscal free fall on Friday with a
rating downgrade from Moody's Investors Service that could trigger the
immediate termination of four interest-rate swap agreements, costing the
city about $58 million and raising the prospect of more broken swaps
contracts.
The downgrade to Baa2, just two steps above junk, and a warning the rating
could fall further still, means the third-biggest U.S. city could ... 阅读全帖 |
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b*x
发帖数: 5456 | 16 http://globaleconomicanalysis.blogspot.com/2015/05/beware-tax-m
Beware, the Tax Man Has Eyes on You: Potential Hike for Illinoisans is
Staggering
Live in Chicago? A report by Nuveen shows a pension payment spike looms in
2016, and the potential tax hike to fix it is staggering.
Please consider Chicago’s Fiscal Stress: New Term, Same Problems.
Pension Payments Are A Growing Portion of the Budget
Years of poor funding exacerbated Chicago’s pension obligations so that it
may be infeasible to keep ... 阅读全帖 |
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n**d
发帖数: 9764 | 17 Ask The Parking Ticket Geek: Why Can't I Park Near a Crosswalk?
Dear Parking Ticket Geek,
I received a ticket in a spot in Lincoln Park that I have parked in at least
30 times with no problem. It is on the end of a block, near a crosswalk,
without a sign restricting parking.
But the ticket says it’s for "Parking within 20 feet of a crosswalk."
If this is really true, it would eliminate thousands of spots that
Chicagoans use every day. Think I can beat it?
Tedd
Rest assured Tedd, you were parked ... 阅读全帖 |
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S*******h
发帖数: 7021 | 18 【 以下文字转载自 USANews 讨论区 】
发信人: gemini2012 (双子AB), 信区: USANews
标 题: 共和党在行动──推动立法，防止选举作弊
发信站: BBS 未名空间站 (Sun Aug 14 17:21:13 2016, 美东)
DENVER, Colorado─Kansas Secretary of State Kris Kobach in Colorado on
Saturday was pushing states to adopt the Secure and Fair Elections (“SAFE”
) Act, model legislation he wrote to prevent vote fraud by requiring voter
identification and proof of citizenship.
Kobach is a rising star among conservatives, many of whom would like to see
him tapped by Donald Trump to b... 阅读全帖 |
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L**P
发帖数: 3792 | 20 其实所谓无政府的意思就是unincorporated，没有地方政府收你钱，不是真的无政府，
还是有上一级政府管，temple city好像也是unincorprated
Hacienda Heights is an unincorporated census-designated place in and below
the Puente Hills of the San Gabriel Valley, in Los Angeles County,
California, United States.
In law, an unincorporated area is a region of land that is not governed by
its own local municipal corporation which is instead administered as part of
larger administrative divisions, such as a township, parish, borough,
county, canton, state, p... 阅读全帖 |
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S*******h
发帖数: 7021 | 21 It is so great to be a sanctuary city!
Sanctuary city is a term that is applied by some to cities in the United
States or Canada that have policies designed to not prosecute people solely
for being illegal immigrants in the country they are currently living in.
These practices can be by law (de jure) or they can be by habit (de facto).
The term generally applies to cities that do not allow municipal funds or
resources to be used to enforce federal immigration laws, usually by not
allowing police... 阅读全帖 |
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n*********e
发帖数: 25274 | 22 爱迪生的同学们松了口气...
Just two months after their installation, red light cameras have lost their
ability to enforce traffic violations.
On Tuesday, June 19, the New Jersey Department of Transportation announced
it was suspended ticketing from red-light cameras in 21 of 25 municipalities
it approved to use the technology.
DOT has ordered ticketing suspended at 63 of 85 camera-monitored
intersections statewide after it learned the pilot program's legislation
specifies a formula to determine the proper d... 阅读全帖 |
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T*****y
发帖数: 225 | 23 朋友在New Jersey 开车，莫名其妙就得了两张TICKETS，记 6个点
然后马上有律师寄信来，声称只要预交$300， 一切搞定。
Municipality: Bergen Municipal Court
Violation: 39:4-66.1 (Improper Entering Or Leaving Highway)
律师是
The Shugar Law Offices
Chase and Chase
两家都号称和法院很熟，可以"reduce your tickets to NO POINTS and NO INSURANCE
SURCHARGES"
请问有人和他们打过交道吗？靠的住吗？会不会拿钱不办事啊？
多谢。 |
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m***5
发帖数: 626 | 24 出生证属于Vital Records.外州的不行，本州可以。 “New Jersey Municipal/
County Registrars“的意思是指他们不认证 Municipal or County Registrar的签名
。你出生证上是State Registrar的签名，他们当然可以认证。
这套文件的意思其实就是一个官员为另一个官员的签字认证。州务卿(NJ好像是用
Treasurer）为State Registrar的签字认证，然后中领馆再认证州务卿的签字，然后国
内政府认领馆的证明。 |
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m***5
发帖数: 626 | 25 出生证属于Vital Records.外州的不行，本州可以。 “New Jersey Municipal/
County Registrars“的意思是指他们不认证 Municipal or County Registrar的签名
。你出生证上是State Registrar的签名，他们当然可以认证。
这套文件的意思其实就是一个官员为另一个官员的签字认证。州务卿(NJ好像是用
Treasurer）为State Registrar的签字认证，然后中领馆再认证州务卿的签字，然后国
内政府认领馆的证明。 |
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g****y
发帖数: 72 | 26 我家估值也比去年涨了约11%.
This definitely break the 2% property increase cap Christy put in 2012. We
have to find out what exemption the town used to break the cap.
From 2015 BUDGET ADDRESS http://www.bridgewaternj.gov/a-message-from-the-mayor/
"The assessed value of Bridgewater property increased this year by almost
$300,000,000. Of the 565 municipalities in New Jersey, Bridgewater remains
in the top twenty for total value of assessed property. In support of the
municipal budget, the tax levy will rem... 阅读全帖 |
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N***3
发帖数: 801 | 27 Sea Cliff Municipal Beach
Sea Cliff Municipal Beach不大，一定要去。夏天时大概要收点门票。看着比天气hot
的比基尼们，值回门票了。现在天凉，人文的全都木有了，只有自然。 |
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G***Y
发帖数: 9698 | 28 23日是星期天， 路边停车和municipal parking都不收钱， 25号也不收钱， 至于全天
停车的地方，可以考虑这个
Flushing #1 Municipal Parking Field
Block bounded by 39th and 37th Avenues, 138th and Union Streets, near Main
Street 7 train station and LIRR
1022 spaces, including 22 spaces for people with disabilities.
Monday to Saturday, 6 am to 10 pm
pay and display facility
Accepts quarters, dollar coins, NYC Parking Cards and credit cards.
Rates
25¢ per 15 minutes, 3 hour limit (454 spaces, including 22 spaces for
people with disabiliti... 阅读全帖 |
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G***Y
发帖数: 9698 | 29 市政府的网页这样说， 看来他们还没准备好怎么发放
Even though the legislation has passed, applications for these Municipal ID
cards will not be available until January 2015.
You should not attempt to buy or get a Municipal ID card before they are
issued by the City. |
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z*********o
发帖数: 1091 | 30 4月6号就到交超速费的日子了，本想今天网上交了算了，靠， 居然还要5刀多的access
fee, 虽然相比罚款这只是芝麻了， 可这也太会列名目收钱了吧，不知只是madison
county municipal court 一家收钱没底线， 还是整个ohio 的 municipal court 都是
这个德性， 一气之下准备拖到最后一天,nnd |
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s*******e
发帖数: 389 | 31 不好意思，回帖的时候不小心踩了你一脚。我手上的document写着：
In 2008, the tax for non-immigrants is 1% of the taxable income. Taxable
income includes wages, salaries, educational stipends unrelated to
scholarships, and other sources of compensation(tips, etc.)
From PGH-40 instructions, "individuals on a visa pay a 1% local wage tax to
the municipality in which they work, not live. If you reside in a
municipality other than PGH, but are working in PGH, then you are iable to
PGH for a 1% wage tax. If you are living in PGH, |
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S***A
发帖数: 50 | 32 Dear community leaders and friends,
On November 19th,2013, Registrar of Voters County of San Diego is going to
run the City of San Diego Special Municipal Election. Now, there are eleven
Mayoral candidates and you may have received the Sample Ballot in English
and/or in languages if you are eligible voters living in San Diego City.
We need your help to find Chinese Bilingual Poll Workers.
We still need 60+ poll workers for the following area:
Del Mar Heights
Rancho Bernardo
La Jolla, Universi... 阅读全帖 |
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s*********5
发帖数: 5637 | 33 原文链接：（点击后有每个故事的详情）令人难过的是很多故事都是与校园有关的。某
些学校的教师校长甚至都有配备保安。我知道我们孩子的学校里每个教室都配有对讲机
，有突发事件时门也会自动锁起来，孩子每过一段时间就会防火，防震，防暴演练一次
，就是要防范类似事件的发生。这是一个怎样的时代呀。。
http://delmar-carmelvalley.patch.com/groups/police-and-fire/p/1
We looked at stories from across America in the year since the shootings at
Sandy Hook School to try to illustrate the scale of the problem.
This article is a work of aggregation building on the reporting of scores of
Patch reporters across more than 900 sites. It was written by John Ness an... 阅读全帖 |
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S*******h
发帖数: 7021 | 34 It is so great to be a sanctuary city!
Sanctuary city is a term that is applied by some to cities in the United
States or Canada that have policies designed to not prosecute people solely
for being illegal immigrants in the country they are currently living in.
These practices can be by law (de jure) or they can be by habit (de facto).
The term generally applies to cities that do not allow municipal funds or
resources to be used to enforce federal immigration laws, usually by not
allowing police... 阅读全帖 |
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n******h
发帖数: 2482 | 35 The President’s budget was released yesterday. ... The proposal would,
according to Administration projections, stabilize the Federal debt close to
today’s elevated levels. Revenue increases play a large role, specifically
the following three proposals. The second one surprised us the most.
- reset tax rates on ordinary income, dividends and capital gains for upper
income taxpayers back to 2001 levels
- for upper income taxpayers, include a portion of municipal bond income,
pre-tax employee cont... 阅读全帖 |
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l****z
发帖数: 29846 | 36 【 以下文字转载自 USANews 讨论区 】
发信人: lczlcz (lcz), 信区: USANews
标 题: California: Falling Off the Political Cliff
发信站: BBS 未名空间站 (Thu Nov 15 12:32:22 2012, 美东)
By: Neeraj Chaudhary,
While Democrats celebrated Barack Obama's re-election on Tuesday, a more
portentous election took place in California.
Often touted as a leader in political and social trends, progressive
California swung even further to the left during last week's election.
Voters in the once golden state tightened their vice-like grip on b... 阅读全帖 |
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y****i
发帖数: 778 | 37 May not be the best but still good if you do not have extra time to invest.
Common stock holders or even preferred stock holders will be completely
wiped out in corporate bankruptcy because bond holders have highest priority.
However, municipal bond usually got 100% principal back even during city
bankruptcy, like Vallejo, CA. Stockton Threatens To Be First City To Stiff
Bondholders. Since at least 1981, and possibly as far back as the 1930s, no
U.S. municipality has used bankruptcy to force bo... 阅读全帖 |
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y****i
发帖数: 778 | 38 Mortgage interest can be deducted even you hit AMT, but property tax and
more children can't. Max out 401k, claim college eduction tuition and fees
up to $4000, moving expense when relocate to take another job more than 50
miles are some items you can deduct before AGI. Other than those, oil and
gas drilling are many "advisors" will recommend but I suggest you avoid it
at any time or cost or just treat it as charity donation.
If you hit AMT, especially in high income tax state like CA, individua... 阅读全帖 |
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g****n
发帖数: 3313 | 39 URGENT: URGENT:
If you are residing in Cupertino Union School District or Fremont Union High
School District, this is extremely important to you!
Call to every one to attend the Cupertino City Council meeting tonight (Nov.
10) at 6:45pm City Hall Community Hall in Cupertino.
Cupertino city is evaluating a proposal of adding 4000 apartment units, if
this proposal is approved by the Cupertino City Council, both CUSD and FUHSD
Districts will be negatively impacted, resulting in bigger number of
stu... 阅读全帖 |
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S*******h
发帖数: 7021 | 41 It is so great to be a sanctuary city!
Sanctuary city is a term that is applied by some to cities in the United
States or Canada that have policies designed to not prosecute people solely
for being illegal immigrants in the country they are currently living in.
These practices can be by law (de jure) or they can be by habit (de facto).
The term generally applies to cities that do not allow municipal funds or
resources to be used to enforce federal immigration laws, usually by not
allowing police... 阅读全帖 |
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l**********r
发帖数: 4612 | 42 【 以下文字转载自 SanFrancisco 讨论区 】
发信人: nazareth (屁民中的良民), 信区: SanFrancisco
标 题: Great tax news
发信站: BBS 未名空间站 (Wed Feb 15 15:57:23 2012, 美东)
The President’s budget was released yesterday. ... The proposal would,
according to Administration projections, stabilize the Federal debt close to
today’s elevated levels. Revenue increases play a large role, specifically
the following three proposals. The second one surprised us the most.
- reset tax rates on ordinary income, dividends and capital gains for u... 阅读全帖 |
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r*********e
发帖数: 29495 | 43 华盛顿州东部之行 （4） - Pullman - Moscow - Lewiston - Walla Walla
结束了Steptoe Butte的行程，195一路南下，转270来到了Pullman，这里是晚上我们住
宿的地方。
第二天，早早醒来，到附近的华盛顿州立大学走走，作为华盛顿州的主要两所州立大学
，WSU的位置和UW比较起来是如此的偏僻。
大学正处于放假，校园人很少很少。
WSU的吉祥物，Cougar，还有他们的橄榄球场Martin Stadium，每年WSU和UW的橄榄球比
赛都是周内最重要的一场赛事。学校干净整洁，多数建筑都是由红色的砖建造成的，绿
树成荫的校园里，红绿搭配，很是养眼。
Pullman小城基本上就是围绕着这所大学，走在校园，有些地方可以直接看到远处城市的
边界和绿色的麦田。
回到旅馆，收拾收拾，又上路了。沿着270，一路向东，不到十英里，就已经跨过了华盛
顿州的州界，来到了爱达华州的境内，"爱达荷"来自印第安语，意为"山地的宝石"。这
词最初专指科罗拉多州派克斯峰内产宝石的矿区，后来泛指太平洋沿岸宝石矿区。爱达
荷州建立后，便成了该州的州名。该州... 阅读全帖 |
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l*******d
发帖数: 572 | 44 【 以下文字转载自 Automobile 讨论区 】
发信人: lightwind (aoc), 信区: Automobile
标 题: 撞车后有了ticket，请教一个问题
发信站: BBS 未名空间站 (Mon Jan 21 10:28:08 2013, 美东)
小弟大概一个月前撞了一次车。警察给了我ticket。我现在又收到本地Municipal
Court的一封信，说我failed to appear by the apperance date on your citation。
要我罚款或者赶紧appear。
我不太明白这是怎么意思啊？首先，收了这种ticket是不是都要去court啊？其次，不
管是警察还是保险公司，都没和我说过要上庭啊？怎么就成了我failed to appear了。
大家有没有什么好的建议啊？这个Municipal Court到底是个啥东西。不明白。请指教
。谢谢！ |
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e*i
发帖数: 10288 | 45 General answer : NO.
Unless your lot is 1 acre or more.
I did some research for my daughter last year. :P
ARTICLE 2.01 GENERAL PROVISIONS*
Sec. 2.01.001 Dangerous wild animals
Dangerous wild animals, as defined in V.T.C.A., Health and Safety Code,
section 822.101, shall be regulated in accordance with the provisions of V.T
.C.A, Health and Safety Code, chapter 822, subchapter E, section 822.101 et
seq. (Ordinance adopting Code)
ARTICLE 2.02 LIVESTOCK AND FOWL*
Division 1. Generally
S... 阅读全帖 |
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e*i
发帖数: 10288 | 46 General answer : NO.
Unless your lot is 1 acre or more.
I did some research for my daughter last year. :P
ARTICLE 2.01 GENERAL PROVISIONS*
Sec. 2.01.001 Dangerous wild animals
Dangerous wild animals, as defined in V.T.C.A., Health and Safety Code,
section 822.101, shall be regulated in accordance with the provisions of V.T
.C.A, Health and Safety Code, chapter 822, subchapter E, section 822.101 et
seq. (Ordinance adopting Code)
ARTICLE 2.02 LIVESTOCK AND FOWL*
Division 1. Generally
S... 阅读全帖 |
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l**n
发帖数: 7272 | 47 Detroit emergency manager files largest municipal bankruptcy in US history
Detroit may file for Chapter 9 bankruptcy protection as soon as Friday,
setting up what would become the largest municipal insolvency in U.S.
history.
不是个好兆头。。。 |
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t*****n
发帖数: 467 | 48 简单说一下我所知道的：
Private club只对member开放，非member需要member邀请并陪同才能进入使用
Public and Municipal 没有太大不同,对所有人开放, Municipal is owned by town
or city. 所以对那个城市的居民可能有优惠。may not have tennis court or pool.
你在哪个城市？ 我这里， 办一张居民卡，可以优惠使用golf course/pool.
不管是什么， 都不会允许你在 golf course 上散步的。
Hope this helps. |
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l****z
发帖数: 29846 | 50 【 以下文字转载自 Arizona 讨论区 】
发信人: DaSong (大声歌颂), 信区: Arizona
标 题: Second Amendment: Arizona Approves Four Pro-Gun Laws
发信站: BBS 未名空间站 (Wed Apr 16 20:57:10 2014, 美东)
http://www.inquisitr.com/1214000/second-amendment-arizona-appro
second amendment
Arizona lawmakers just gave approval for four “major” pro-guns laws in the
state senate. The state house of representatives approved Second Amendment
related bills which allow concealed carry permit holders to take their
firearms into government buildings wh... 阅读全帖 |
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