a****f
发帖数: 944 | 1 Our title company said they can reissue the title issuance if we obtain the
seller's title insurance information. The cost will be much lower. But our
realtor said the lender may not accept the reissued title insurance because
this is a new purchase (not refinance). We have asked our loan coordinator
but she did not have a clear answer. She said she would check with the loan
processor but hasn't replied to us yet.
Has anyone done a reissued title insurance for a new purchase? Is it totally
impos... 阅读全帖 |
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c*********o
发帖数: 8367 | 2 I am not clear. usually how much diff between refi and new purchase? I know
refi is lower than new purchase loan. |
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I******e
发帖数: 266 | 3 啥是new purchase？new construction purchase? |
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p*******1
发帖数: 102 | 4 有人用过IRVINE的CASH CALL MORTGAGE的吗？同事用他们家做的PURCHASE LOAN，据说
是IN HOUSE UNDERWRITER，他们家的LOAN可以在两个星期内就CLOSE，我说的是在2015
年10月3日的新的规定以后，而且他家的利率好像比QUICKEN LOAN还好。
有人用过的吗。他家在IRVINE有一个很大的BUILDING。不是小公司。据说他家在南加州
发展很快，我看YELP上评价也是说他们能够两个星期就CLOSE PURCHASE LOAN，两个星
期就做完REFINANCE。这个速度简直是比大银行快了一倍都不止啊。
大银行应该改革了，LOAN AGENT如果两个星期一个LOAN，这样拿COMMISSION的速度也提
高一倍，虽然辛苦，但是等于每年多挣一倍的钱啊。 |
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a*****m
发帖数: 395 | 5 那要是我爸在他买的房子title上加上我的名字（但我不是co-purchaser），那我和我
老公买的房子就算是我的第二套房了？然后我的房贷利率也会按第二套房贷利率算对吗？ |
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a*****m
发帖数: 395 | 6 虽说title上可以有两个人的名字，但只有贷款人才可以作为purchaser是吗？比如我老
公一个人贷款，我的名字也可以加在title上，但却不能跟老公一起作为purchaser，对
吗？ |
|
发帖数: 1 | 7 不是很确定你所指的co-purchaser的具体定义是什么或者你所在的州，不过希望下面会
对你有所帮助。
以community State为例：
两个人一起签购房合同，可以任一一人或者两人同时申请贷款，不一定是只能两人一起
申请贷款。我假设你所说的co-purchaser是指签购房合同，那么对于您的这个问题，答
案是否定的，你可以做buyer，同时不申请/参与申请贷款 |
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p****x
发帖数: 4260 | 8 ☆─────────────────────────────────────☆
xiwang06 (xiwang) 于 (Sun Mar 9 22:23:07 2008) 提到:
今天收到wamu 的0% fixed APR on purchase until Oct.1 2009 的信用卡邀请，不
知道用这个卡付买车的down payment 算不算 purchase? 还有，用这样的卡有什莫要特
别注意的马？
谢谢！
☆─────────────────────────────────────☆
prettydream (wind) 于 (Sun Mar 9 22:26:22 2008) 提到:
要bt以后才是0apr
☆─────────────────────────────────────☆
xiwang06 (xiwang) 于 (Sun Mar 9 22:31:43 2008) 提到:
是的。
那我就bt 几百块，就可以了吧？ bt 有什莫问题吗？
☆─────────────────────────────────────☆ |
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p****x
发帖数: 4260 | 9 ☆─────────────────────────────────────☆
sweettie (sweetie) 于 (Sat Aug 30 10:16:58 2008) 提到:
是不是要立马付清balance?
我是从来不用balance transfer的卡purchase的
可恶的AAA居然auto renew我的membership, 自动在我BT的卡上charge
了年费 ($48)。
怎么办？打电话给AAA要求cancel membership解决问题吗？还是要立马
付清所有balance?
purchase那部分有grace period吗？
///help please!
☆─────────────────────────────────────☆
namdog (小狗狗…我已屏蔽了六四屠城和法轮大法) 于 (Sat Aug 30 10:37:01 2008) 提到:
你自己算一算, BT带着这 $48 付利息合算, 还是不搞 BT 合算.
应该是有 grace period 的.
应该可以 cancel membership ,
但是不确定 |
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p****x
发帖数: 4260 | 10 ☆─────────────────────────────────────☆
bzbk2 (bzbk2) 于 (Thu Jul 23 11:09:13 2009, 美东) 提到:
我有好几个信用卡，每次都按时付state balance（但不是full balance），可是最近
发现我被
periodical purchase financial charge 555555这到底是怎么回事呀，难到我每次必
须付
full balance 才没有这个purchase financial charge？
牛人帮忙解释解释，我好难过。
☆─────────────────────────────────────☆
horselibra (冷静神功 - 修炼第一层) 于 (Thu Jul 23 11:11:46 2009, 美东) 提到:
晕，你需要好好读读信用卡的条款，或者本版精华区
除非0 apr，否则你不还清full statement balance
当然会被狠收利息拉
你当信用卡公司是慈善机构阿，呵呵
☆─────────────────────────── |
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e*i
发帖数: 10288 | 11 any purchase without pin is considered "purchase with signature". |
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z********2
发帖数: 3556 | 12 如题，就是从它那取点小额钱，40/60啊，discover的卡。
算cash advance就太不值了。
算purchase的话，偶尔用一下，还算蛮方便的。
不过即便算purchase，应该有limit吧？
非常感谢 |
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J*********r
发帖数: 5921 | 13 credit card purchase is signature-based, while debit card purchase is pin-
based. |
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h*******s
发帖数: 118 | 14 申请的ing 的 checking account, 可以拿$50 , 不过要 Use your Electric Orange
Card to make at least 3 signature-based purchases in the first 45 days after
your account has been opened
什么是signature-based purchases？ 我记得用这种debit card 好像不需要签名的，
有谁能告诉我吗？还有这个checking account 是不收费的对吗？
多谢！ |
|
h****j
发帖数: 230 | 15 【 以下文字转载自 FLY 俱乐部 】
发信人: hillfj (hillfj), 信区: FLY
标 题: 请问BA第一个50K有要求30天内必须有第一笔PURCHASE的要求吗
发信站: BBS 未名空间站 (Thu Feb 25 16:14:12 2010, 美东)
我30天内好象没PURCHASE。。。 |
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b**********8
发帖数: 239 | 16 No. But you will only get first 50k after first purchase
Here is description:
You'll receive 50,000 BA miles after your first purchase, good for a
Transatlantic Reward Flight.1 Spend just $2,000 in the first 3 months you
have your card and get 50,000 more BA miles – enough for a second
Transatlantic Reward Flight.2 |
|
w*******n
发帖数: 637 | 17 chase checking initial的时候 网页上说明了用信用卡会算做purchase 我当时用的
citi的卡 是算做purchase了 AMEX应该也算做吧 |
|
i*********d
发帖数: 2739 | 18 是14快钱吗？
我上个月弄晚了，1号才post 上结果被charge了
online的purchase也是purchase啊 |
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s********y
发帖数: 55 | 19 新手初次尝试 请指点下下~
刚申请了chase的$100 for new account。要求是要么DD，要么 make at lease 5
debit card purchase within 60 days of account opening.这个一定是用卡在店里刷
5次才行么？还是可以网上付款？ 在店里刷的话，是需要签名的还是输入PIN#的也可以
啊？
谢谢指点~~~ |
|
s****t
发帖数: 651 | 20 just got an invitation for citi platinum select mastercard, seems not bad:
$100 bonus in extra cash
every $100 purchase, you will get $10 extra cash
$15 statement credit for first $15 purchase
no offer code is needed.
I remember there is (was) $30 credit offer. But with the $100 bonus, it
seems okay. |
|
y****i
发帖数: 17878 | 21 0% Apr, $0 fee BT cards are hard to find these days, but 0% Apr on purchases
cards are everywhere
for example, Citi® Platinum Select® MasterCard®
Enjoy 0% APR on Balance Transfers & Purchases for up to 18 months, based on
your application and credit history1 |
|
n*******r
发帖数: 618 | 22 你有没有有0 apr purchase 又有bonus的？
以前的diamond被关了，现在还能申么。。。
purchases
on |
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k*****o
发帖数: 1972 | 23 申请了一个ING 账号，说要三次signature-based purchases才能拿到50刀，不过，它
的卡是debit卡，买东西的时候，只是要输入pin，不要signature。所以想问一下，这
个signature-based purchases是什么东西？是不是就是用那个debit卡买三次东西就可
以了呢？有没有最低消费？
谢谢 |
|
k********e
发帖数: 161 | 24 刚开了ing direct
要3笔signature based purchase 才有50 bonus
刚在walmart试验了2次，即使选credit 也要输入PIN 最后还是被识别为debit
purchase
应该怎样才是signature based呀？
谢谢 |
|
w********r
发帖数: 1971 | 25 如果算的话，在checking acount 会不会写上purchase状态,搞不清chase的信用卡算
purchase的话，他在账单是怎么标注的？ |
|
c***i
发帖数: 150 | 26 是必须输入密码的purchase还是当信用卡用的purchase，比如说网购？ |
|
d*******e
发帖数: 157 | 27 请问，ING 的checking要求purchase 7次，我如果用它还信用卡，算一次purchase吗？
谢谢！ |
|
n**********g
发帖数: 15 | 28 去年申请的delta AMEX卡，说是get $100 cash back when you make a Delta
purchase。
最近没有打算买机票，还有什么是符合Delta Purchase呢？
谢谢！ |
|
P*****k
发帖数: 1567 | 29 我的理解是你BT到这张卡上以后，前12个月可以买东西不付利息，第13个月到21个月最
好别用来买东西，只用来还balance，因为一旦你买了东西而Purchase APR不是0的话，
你所有的balance都按Purchase的APR计算 |
|
x*h
发帖数: 757 | 30 对，而且我觉得最后九个月以前必须要把purchase的所有钱都还清。否则purchase没还
的钱
也要被charge apr。
这个卡不错，刚才申了，拿到了4k.谢谢楼主。 |
|
G*****r
发帖数: 167 | 31 知道可以 redeem for previously purchased airline tickets.
How about previously purchased hotel stays? If so, what's the rate? |
|
v********n
发帖数: 66 | 32 新开了个rewards checking, 要求每个月:
1. One direct deposit transfer or ACH automatic payment
2. 10 Debit Card purchases
做了几个transaction, 现在post在我的帐户里了，不知道是不是符合：
1。 还是手机费，直接给帐户信息，从帐户直接付钱，显示“ACHBILLPAYMENT”，这个
符合上面的“ACH AUTOMATIC PAYMENT”吗？
2。 用debit card付手机费， 帐户里显示“PA”，这个是不是就算debit card
purchase了？
有经验的帮忙看看？ 谢谢！ |
|
C******n
发帖数: 9204 | 33 You will not accrue points in your program account for the following:
Savings; Balance Transfers; Privileged Assets®; Express Cash; AMEX
Travelers Cheque or “AMEX Gift Cheque Purchases”; “reloadable prepaid
card purchases and loads; Cash Advances”; Membership Rewards point
redemptions; Charges for Returned Payments; Convenience Check Transactions;
Interest Charges; Delinquency Charges; Late Fees and other Fees, including
program annual fees, Card account annual fees, fees for enrollment-bas... 阅读全帖 |
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L*********n
发帖数: 2203 | 34 Barclays has the US Airways card with no annual fee the first year and a 40K
mile Bonus after the first purchase of any amount. The miles post when the
first statement cuts just make sure you pay in full before the statement
cuts.
Link:
http://www.mostmiles.com/apply/Landing.action?campaignId=1465&c
They also offer the US Airways business card. There is an annual fee of $79.
00 and the bonus is 25K miles after the first purchase. The link is the same
just scroll down to see it.
As a US Airways c... 阅读全帖 |
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s**********g
发帖数: 14942 | 35 statement看了有啥用。。
他们是让你去看卡的terms and conditions
不过你也不用去看了
100%是要求net purchase 要扣掉退货款的 只要账单上反映出来是退货了
去求情也许还有一丝希望
Purchases |
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u****3
发帖数: 15 | 36 请问怎么Debit Card purchases without pin
reward checking 要求 Complete at least 12 Debit/Check Card Point-of-Sale
purchases
(transactions must be made without using your Personal Identification
Number
但是去超市买东西用debit card都要pin啊？ |
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c*********7
发帖数: 19373 | 37 Amex has $10.00 off $50.00 purchase at walmart.com when you register your
American Express card
Just register any eligible American Express® Card in your name on
this page by 12/31/11 and use that same Card to make a purchase of $50 or
more at Walmart.com by 12/31/11. You’ll automatically get a $10 statement
credit.
Shop 24/7 at Walmart.com for hot gifts like LCD HDTVs and Blu-ray
players. Have fun choosing must-have toys—and not just for kids. Browse
brand-name desktop, laptop and ... 阅读全帖 |
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g*****i
发帖数: 4457 | 38 考古一下啊 都讨论过的
serve是amex的产品 用amex的卡fund不收费 但是不算purchase 大概算个免费的cash
advance
其他卡算purchase |
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H********7
发帖数: 22 | 39 最近申请了一张citi AAdvantage visa
条款里说 $150 statement credit for eligible American Airlines purchases
within 1year
请问除了从他们网站买飞机票， 其他还有什么算 eligible purchases
谢谢 |
|
c*********7
发帖数: 19373 | 40 tdameritrade has Get up to $200 with free Online Cash Services when you make
4 purchases and pay 4 bills with Online bill Pay- TD Ameritrade
Offer valid for TD Ameritrade clients who sign up for a TD Ameritrade
Visa® debit card and/or bill pay by 3/31/12. Clients who successfully
sign up for the TD Ameritrade Visa® debit card and make 4 purchases
valued at a minimum of $10 each by 3/31/12 will receive $100 cash. Clients
who successfully enroll in TD Ameritrade’s bill pay service an... 阅读全帖 |
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x*****3
发帖数: 476 | 41 在slickdeal上看见的，大家去试试！
United MileagePlus Explorer 50000 miles after first purchaseJust got this in
the mail, use this link.
www.TheExplorerCard.com/60Bonus
Apply by May 31
This is a Chase Visa card.
50000 miles after first purchase- enough for two roundtrip Saver award
tickets within the continental US. Plus, you can earn another 10000 miles if
you spend $25000 in calender year.
Benefits of card are -
free first checked bag on United flight
priority boarding
2 complimentary United Club passes ea... 阅读全帖 |
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u******n
发帖数: 1243 | 42
0% Intro APR on balance transfers and purchases for 12 months，after that
the variable APR will be 22.99%。
这是balance transfers and purchases ，是不是可以同时进行，balance transfers
如何操作？ |
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x******8
发帖数: 720 | 43 Use your synced American Express card in Facebook or Twitter.
You can purchase $50 Visa or Amex Prepaid Card in the Guest Service of Mall
or Outlet, then use the cards anywhere. There may be $2.95 Purchase Fee.
https://sync.americanexpress.com/malls |
|
x***s
发帖数: 187 | 44 【 以下文字转载自 PDA 讨论区 】
发信人: xieus (xie), 信区: PDA
标 题: Amex的purchase protection咋操作呀
发信站: BBS 未名空间站 (Thu Nov 8 22:37:42 2012, 美东)
如果想用Amex purchase protection退Nexus 7, 请问怎么操作?
在Amex的网上claim后,要先把东西寄给Amex,再退款?
上个月刚进一个Nexus 7 8G, 一个月不到, 狗狗就升级了, 已经过了狗狗的14天return. |
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w*****r
发帖数: 408 | 45 Notice, it is NOT $10 off $50.
It is "purchase $50 or more of eligible products. NEXT TIME you make a
purchase of at least $50, you'll get a $10 discount. |
|
y****i
发帖数: 17878 | 46 seems not ...
Not valid for purchases: 1) made in Office Depot convenience/clearance/
closing stores; 2) of Gift Cards; 3) of any technology or consumer
electronic products and accessories or media and software products; 4) of
performance protection plans; 5) of postage or mailing/shipping services; 6)
of HP ink or toner; 7) of Tech Depot Services or third party services; or 8
) premiums/free gifts with purchase. |
|
n*******y
发帖数: 3337 | 47 Today, 11:22 am #1
noturbizniss
Join Date: Sep 2009
Posts: 13
Financial Review with CVS 1K purchases
Searched for a master FR thread but couldn't find it, or this question
addressed...
If asked by amex about multiple CVS purchases of 1007 what's the best course
of action? |
|
m*****a
发帖数: 2609 | 48 Look like in store only.明天才开始！
OfficeMax SAVE $5 when you purchase two $25 Amazon.com gift cards 05/05/2013
- 05/11/2013
SAVE $5 when you purchase two $25 Amazon.com gift cards
- Limit one offer.
- Advertised on the front page of the online ad for the week of 05/05/2013.
(Credit)See discussion here:
http://slickdeals.net/f/6004962-OfficeMax-SAVE-5-when-you-purch |
|
D*S
发帖数: 324 | 49 cc的apr分cash adv, bt和purchase. 利息是分别算的.
按说现在还钱应该"先算成apr高的部分", 不清楚, 因为申卡的时候有一句你是同意了
的, 类似you authorize us to allocate your payments in a way that is most
favorable for us.
所以BT后不用做purchase, 精华区有. |
|
H********i
发帖数: 882 | 50 谢谢回复哈。你说＂BT后不用做purchase＂。那我已经在BT后make purchase了，是不
是包括BT的balance都要收较高的利息呀？ |
|
