x***m 发帖数: 1733 | 1 when he returned, he probably has $170k (if my memory serves me well). That
is money he earned and grew
since a kid. The reason he put $100 to partnership is because he need the
interest of $170k to make a living.
$170k then is roughly $2Million now. With kids and wife to support, living
on interests of $2million is by no
means easy de. (interest rate then is roughly the same as it is now, maybe 1
or 2 percent higher.)
The partnerships' money is not his money. By no means he is super rich then.
... 阅读全帖 |
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x***m 发帖数: 1733 | 2 huh?
1000w, you have 20% chance to get it and 80% to get 4w for 10years, thus the
expectation is 1000 * 20% +
40 * 80%, roughly 230w, or roughly 200w.
however, there is 80% chance you can't get this 1000w, but getting the 40w.
more accurately, you are asking yourself this following question?
even though the expectation to of 1000w model is higher than the other 14w a
year model, (namely 230w
> 140w)? Is it a no brainer to go for the 230w expectation?
the thing is that there is 80% chance I won'... 阅读全帖 |
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j****y 发帖数: 1714 | 3 发信人: joyjoy (joy), 信区: Investment
标 题: The stock market is for suckers[zt]
发信站: BBS 未名空间站 (Sat Feb 12 10:25:03 2011, 美东)
‘The stock market is for suckers’
http://www2.macleans.ca/2011/01/24/the-stock-market-is-for-suck
Jan 24, 2011 by Jason Kirby
Justin Sullivan/GETTY IMAGES
Were it not for the source and recipients of the email—From: Goldman
Sachs, To: Our most outrageously rich clients—it would have read like
one of those Nigerian investment scams that slip through spam filters
now and then. ... 阅读全帖 |
|
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d***p 发帖数: 937 | 5 还是东部有钱。美国最富的10个学区,9个在NewYork周围。
30万贫困线的湾区居然一个都没进前十。
http://www.rr.com/finance/finance/article/rr/57120512/69526874/
The Richest School Districts in America
10) Darien School District, Conn.
> Median household income: $175,766
> Pct. households earning $200,000+: 52.5%
> Pct. households earning less than $10,000: 1.4%
> Expenditure per student: $18,047
> Pct. local funding: 86%
With a median income of $177,766, the Darien School District is one of the
wealthiest in the country. According to an es... 阅读全帖 |
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t***h 发帖数: 5601 | 6 Hot rhetoric, tiny numbers separate Obama, Boehner
By By ALAN FRAM | Associated Press – Thu, Dec 20, 2012
WASHINGTON (AP) -- Despite all the hot fiscal cliff rhetoric, the
differences between President Barack Obama and House Speaker John Boehner
seem relatively narrow. So why haven't they shaken hands already? One answer
In their cliff standoff, Obama wants to raise taxes by about $20 billion a
year more than Boehner. The two men differ over spending cuts by roughly the
same amount.
That's real ... 阅读全帖 |
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w********9 发帖数: 8613 | 7 White: about 50%
Asian: roughly 25%
Latino: roughly 25% |
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S*******h 发帖数: 7021 | 8 民主党和希拉里宣布,当选后第一任期将安排一百万穆斯林移民来美国
Clinton to Resettle One Million Muslim Migrants During First Term Alone
Based on the most recent available DHS data, the U.S. permanently resettled
roughly 149,000 migrants from predominantly Muslim countries on green cards
in 2014. Yet Clinton has said that, as President, she would expand Muslim
migration by importing an additional 65,000 Syrian refugees into the United
States during the course of a single fiscal year. Clinton has made no
indication that she woul... 阅读全帖 |
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t******4 发帖数: 2300 | 9 估计美国的房子梦对不少的人会消失了。
How might home buying change if the federal government shuts down the
housing finance giants Fannie Mae and Freddie Mac?
The 30-year fixed-rate mortgage loan, the steady favorite of American
borrowers since the 1950s, could become a luxury product, housing experts on
both sides of the political aisle say.
Interest rates would rise for most borrowers, but urban and rural residents
could see sharper increases than the coveted customers in the suburbs.
Lenders could charge fees f... 阅读全帖 |
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r**m 发帖数: 1825 | 10 “ 12,500 of which be among the former Nokia division — roughly half of the
entire business unit. From 4,700 people employed in Finland, up to 1,100
will lose their jobs, which means roughly one in five employees in the
country are facing redundancy. ”
只有1100在芬兰,其他的都在美国?不可能吧? |
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P******2 发帖数: 2312 | 11 你为什么老想着要把狗put down。
所谓狗咬人分两种情况:
一种是真正attack,这种伤势一般比较严重,因为狗的牙齿及其厉害而且狗真正攻击起
来一般人一下下根本拉不住。这种情况没什么好说的。狗被put down,狗主赔惨。
一种是rough play或friendly chase造成的牙印抓痕啥的。没有任何真正的危险。当然
即使是这种情况如果别人受到了惊吓,狗主也是要负全责的。毕竟外人没有义务/知识
去tolerate你的rough play。但是狗如果因为这个被put down 就太可怜了。
支持lz告邻居,但主要目的是给她一个教训,而不是为了给狗留个记录下次好put down。 |
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z**********i 发帖数: 12276 | 12 朋友推荐我们一起报了去state park玩,好象跟这个很象。
McKinney Roughs Nature Camp.
Lower Colorado River Authority - McKinney Roughs Nature Park
1884 SH 71 West, Cedar Creek, TX 78612 |
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S*******h 发帖数: 7021 | 13 USTIN, Texas (AP) ─ Texas election officials have acknowledged that
hundreds of people were allowed to bypass the state's toughest-in-the-nation
voter ID law and improperly cast ballots in the November presidential
election by signing a sworn statement instead of showing a photo ID.
The chief election officers in two of the state's largest counties are now
considering whether to refer cases to local prosecutors for potential
perjury charges or violations of election law. Officials in many other ... 阅读全帖 |
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S*******h 发帖数: 7021 | 14 【 以下文字转载自 USANews 讨论区 】
发信人: Daos (刀丝), 信区: USANews
标 题: 民主党和希拉里宣布,当选后第一任期将安置一百万穆斯林移民来 (转载)
发信站: BBS 未名空间站 (Sat Jul 16 01:16:44 2016, 美东)
Clinton to Resettle One Million Muslim Migrants During First Term Alone
Based on the most recent available DHS data, the U.S. permanently resettled
roughly 149,000 migrants from predominantly Muslim countries on green cards
in 2014. Yet Clinton has said that, as President, she would expand Muslim
migration by importing an additional 65,000 Syrian refugees int... 阅读全帖 |
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s****g 发帖数: 1028 | 15 I don't know, but I have several agent friend that does at least 20M per
year in business, so they make roughly 0.6M (or 600K) per year.
Average house price is most DC area is 500K, so that translate to roughly 40
houses per year. Actually 500K inside DC near capital only get you a 200
year old crap row house (very bad shape inside, everything need to be
updated, hardwood floor is only thing you can keep and refinish if you are
lucky) that is not even 2000 sq ft. A decent 1300 sq ft row house (t... 阅读全帖 |
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l**n 发帖数: 7272 | 16 把一个班的学生分成几个小组。每个小组的程度不同。
Load for teaching M levels of kids is considerably higher than teaching 1
level kids. Here, M > 1.
If the materials are independent, a teacher needs M time of effort, in terms
either preparation time or book reading or reference checking or teaching
time management, etc.
To model this mathematically, we can have a class of N students and they are
separated into M groups. In a math class of L minutes, a teacher must break
L minutes into at least M pieces in order to addre... 阅读全帖 |
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G******f 发帖数: 16223 | 17 http://www.boston.com/sports/columnists/massarotti/2009/07/why_the_rush_to_bring_buch_up.html
... As things stand, Buchholz is not eligible for free agency until after
the 2015 season. (He had 154 days of major league service entering this
season; a full year is roughly 180 days.) At this stage, if Buchholz spends
roughly a month in the big leagues this year, he will instead be eligible
for free agency following the 2014 campaign because he will have accrued
enough service time to be eligible. B |
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A**d 发帖数: 13310 | 18 No. Pujols' contract is much worse. At least ARod won a WS for Yanks, and he
provided a very realistic hope of giving Yanks the all time homerun king
glory. At the time of signing, ARod performed at a super star level.
Pujols has provided and will provide nothing to Angels. At the time of the
contract, he was in obvious decline on the field. His contract is of roughly
the same length and size, and goes to roughly the same official age of 42.
Even worse, who knows what the hell his real age is. M... 阅读全帖 |
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D****u 发帖数: 735 | 19 This justification I mentioned it earlier in my post. It's rough when you
extrapolated it when FGA difference is 5. The reason why there is 5 point
difference is they have roughly 2 FGA difference. |
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c********g 发帖数: 3968 | 20 我实在不想做数据党,很没意义
但不要考虑生涯平均先,假如你看到某个单赛季的得分榜,榜首是得分30的A,往后若
干位看到差了四五分的B,你真会很在意么
This justification I mentioned it earlier in my post. It's rough when you
extrapolated it when FGA difference is 5. The reason why there is 5 point
difference is they have roughly 2 FGA difference. |
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b***y 发帖数: 2804 | 21 The question is, whether I should guarantee the contract with spades split 4
-3 (roughly 62%), or should I give myself an extra chance when spades split
5-2 (roughly 30%) while risking a club ruff. It really depends on how likely
I think C2 is a singleton.
If I play low at trick one, I am only wrong if C2 is a singleton, but I give
myself an extra 30% chance if trumps don't break too well. Since club lead
is marked from the bidding (almost regardless of LHO's club holding), I
think the chance of... 阅读全帖 |
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p***r 发帖数: 20570 | 22 Although this line offers better chances, the expected value is actually
quite low.
4-0 with JT on side is only 5%. Suppose you play DA and it is indeed 4-0,
you have to take two losing finesses to go down. If you take finesses
against LHO, the chances to have at least one working finesse is very very
high. My rough estimation is about 90% of times, you should be fine (because
LHO holds a D void, also because of the lead and bidding) . That means
taking the D7 finesse would lead to the failure o... 阅读全帖 |
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i****e 发帖数: 642 | 23 Yes, the bidding is rough. But sometimes rough bidding gives away less
information, and the opening lead will be in dark.
For this hand, if you bid 4S as kickback, which is likely to be doubled and
the lead will be a spade, 6H will be doomed given this layout.
Anyway, the play of spade after winning SA seems a novice play. So it is not
strange the bidding is like a novice :)
|
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b******n 发帖数: 1269 | 24 Working on the white one as we speak.
The picture shows 73cm saddle height right now. I normally use 72.
Can make PF30 or BSA(English).
The fit is extremely close to a 53cm traditional Colnago. Headtube is roughly 1cm taller than most brands out there, for selfish purposes. The angles are neutral to slightly stable. Reach is roughly 5-10mm shorter than most brands. |
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t*******f 发帖数: 2634 | 25 What is ideal cycling cadence?
Also how long cycling training time roughly
corresponds to running 6 miles (LHR running
6 miles roughly one hour for me)?
How do you know the amount of cycling calories?
For running, you tell the watch your weight, and
it knows your HR and distance. But for cycling,
body weight is carried by the bike.Does the bike
computer calculate calories according to HR and
distance?
Does cycling training takes more time than running? |
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i*********5 发帖数: 19210 | 26 http://www.bicycling.com/training-nutrition/training-fitness/bi
Cyclists are innovators, constantly hunting for an edge. Over the last half-
century, we've tried thousands of methods to become stronger, faster, and
smarter on a bike—many of which have been discarded through the years.
These have endured.
1. To corner, enter wide and exit wide.
2. Brake Less
It sounds counterintuitive, but the harder you yank on the brakes, the less
control you have over your bike. The best riders brake well befo... 阅读全帖 |
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g*********r 发帖数: 1443 | 27 早上还行,2尺浪。下午比较rough。从yarmouth到Nantucket南面的bonito bar大约26
mile。没注意时间,早上过去没多久。下午rough的时候,我们已经在离岸 5 mile的钓
点了。八弟开船比较生猛,海军退役的底子,有点楞劲儿,呵呵。 |
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n***s 发帖数: 10056 | 28 1. there is a kind of scale can measure it -- less accurate but roughly
right;
2. body part folding tests -- more accurate.
3. post photo here (include your belly button). We can tell you, roughly
right.
4. .... |
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l******o 发帖数: 80 | 29 it's that "rough a kicker" call 2 years ago against steelers in afc divisional
playoff.
overtime, game tied at 31-31, titans kicked a FG and was missed. then Joe fell
down to the ground. Ref called it's "rough a kicker" so titans Re-kicked and
won the
game. many pitt fans claimed joe was acting.
joe was joking after the game "I would consider acting career after i retire"
when asked
about that call
stupid Pitt fans then cursed him "he better fucking die"
Then joe's been hitting by a series of ba |
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B*****e 发帖数: 9375 | 30 The list of raunchy phrases for this situation is endlss:
Tiger's Wood
Crouching Tiger, Hidden Falice
Tag Her Good!
Iron Wood
In the Rough
Daddysack
Wood She?
Back Nine Adventure
Master Blaster
When 18 holes Aren't Enough
Green Jackets, Black Balls
Nine Girls, Tin Cup
Tiger's PGA Whore
Trimming the Rough
The Ride-Her Cup
Pebble Breach
Steel Shaft, Titanium Head
Taking It One Hole At A Time
The Back Door Open
Stroke for Stroke
The Whoresome Foursome
Whore in One
Skins Game
The Clitish Open
Par 69 |
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b**j 发帖数: 20742 | 31 manning is a nice guy.. but.. this article..
记者数学太差了吧。。 $200是$625的roughly 50%????
generous tip Manning left on a $625 bill. The restaurant included its own 18
percent gratuity, bringing the tab to about $739, and Manning added another
$200 on top -- roughly -a 50 percent tip |
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b**j 发帖数: 20742 | 32 manning is a nice guy.. but.. this article..
记者数学太差了吧。。 $200是$625的roughly 50%????
generous tip Manning left on a $625 bill. The restaurant included its own 18
percent gratuity, bringing the tab to about $739, and Manning added another
$200 on top -- roughly -a 50 percent tip |
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e*******e 发帖数: 9616 | 33 http://www.beaumontenterprise.com/news/article/The-cost-
of-
a-career-NFL-players-and-bankruptcy-3512872.php
The cost of a career: NFL players and bankruptcy
By Christopher Dabe
Updated 09:43 a.m., Friday, April 27, 2012
Former NFL player Frank Middleton at his home in Beaumont.
Photo taken Thursday, April 19, 2012 Guiseppe Barranco/The
Enterprise Photo: Guiseppe Barranco, STAFF PHOTOGRAPHER /
The Beaumont Enterprise
He could continue to live a lavish lifestyle. Or he could
scale back to some... 阅读全帖 |
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p****s 发帖数: 3153 | 34 关键那个根本算不上roughing,如果口袋里面那样的动作吹roughing还可以理解 |
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l*****8 发帖数: 16949 | 35 那个rough主要是hit low.如果在pocket外面就不受这个保护。
这个不算太离谱,估计是裁判不理解规则,以为hit low就自动犯规。
Roughing the Passer
.......
3. Hitting a Passer's Knees. A rushing defender is prohibited from forcibly
hitting in the knee area or below a passer who has one or both feet on the
ground, even if the initial contact is above the knee. It is not a foul if
the defender is blocked (or fouled) into the passer and has no opportunity
to avoid him. Note 1: A defender cannot initiate a roll or lunge and
forcibly hit the passer in th... 阅读全帖 |
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s*****r 发帖数: 477 | 36 personal foul里头分好几种,比如late hit, roughing the passer, unecessary
roughness,taunting等,TB这种是搞笑的,很难归类 |
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w***7 发帖数: 5568 | 37 Kicking Plays
Defensive players also can't push down linemen into the offensive line. That
will result in a 15 yard unnecessary roughness penalty.
今天裁判解释错了应该是unnecessary roughness不是unsportsmanship conduct |
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f**********n 发帖数: 10757 | 38 当然是roughing the kicker,如果kicker两个脚在地,被撞倒,是running into
kicker,一脚悬空,是roughing,刚才明显在空中 |
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s*******u 发帖数: 1855 | 39 some more additions:
1) facing packers, even at home, you cannot get the calls. elite like rogers
also get a lot of rough the passer, unnecessary roughness, pi, holding, etc.
2) for hawks, their level from sept to nov is really #1 in nfc. And I do not
fear anybody. But now, the offense is like a shit for a whole month.
remember last season, wilson started to be like playing video games since
early dec. Is that a cycle?
with the offense perf in dec, i see no chance to advance to sb at all. from
... 阅读全帖 |
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A*f 发帖数: 3067 | 40 rough里起球,3iron还是比hybrid容易多
年中有一PGA tour, woody allen used hybrid try to get ball out of rough.
肠子都悔青了
所有的评论都是说他made big mistake at club selection.
打低平球 against wind better use iron, since hybrid lauch angel is much
higher. |
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p*********n 发帖数: 1618 | 41 今天下午去打了Torrey Pine South.
天气不错,球场景色很漂亮。蓝天,白云,碧海,还有天上蚊虫一样拥来拥去的滑翔伞
,五颜六色。
为了不给自己添堵,我们很识相选择了白tee,全长6700yard左右。US OPEN以后rough
剪短了很多,起码大部分时候能看见鞋面。但是粗枝大叶的草,很密很硬,和塑料的一
样。手拖车在里面都不太拖得动。球进去很难找。今天唯一丢的一个球,就是这么丢的
。眼看着落在rough里,3个人找半天,硬是没找着。First Cut的草更短,但是一样硬
,一样密。所以基本上如果开球没在球道上,GIR就指望不大了。前9洞只有3个开球在
球道上,结果可想而知,一个+3,3个+2.9洞以丢球一枚,+12收场,很败兴。后9洞景
色更好,开球也好了很多,所有小白球都幸存了。以+7结束。
打完以后的感觉是,球场挺难的。球道窄,打歪了的惩罚很大。沙坑多,球道上和果岭
周围。风很大,很多par 4风都是横切进来。会做球的,会占很大便宜。4个par3 都是
顶风。果岭比较小,比较快,起伏大。但是不算太硬。球场景色很好,尤其像今天这样
的晴天。视觉冲击力很大。对钱包的冲击 |
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z**z 发帖数: 231 | 42 呵呵,只是练习场而已。。。
去年一直在drive range练球,效果不是很好。主要是没有目标,距离感也不是很好,
容易失去concentration,而只是简单的为了打球而打球。今年我很少在drive range练
。学校有一块练习场,没有fairway,都是rough,但是每周也会修剪。我和一个哥们用尺
子量了到果岭旗杆100,120,140...200码的距离,并且做了标记。我一般在150码左右
的地方用8号杆练,现在几乎上可以保证每个球都能达到距离(哪怕偶尔打得有点fat或
者shank的球也能到),命中率也还可以,也不太费劲。经过这种在rough里的强化练习
,到了drive range就觉得很轻松,而且距离上也能加5~10码。个人感觉这样练效果很
好。。
别提driver了,始终不适应这种“大头”的。。 |
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ET 发帖数: 10701 | 43 球在heavy rough, 又是down hill,他是想用flop shot把球击出来后,击得高,落下
来能滚的少点。那大概是从green side heavy rough里出来的唯一办法了.
不过不幸的是, club face 没完全从球下过,所以往前飞的太多了。
评价说他第3击那个太快了。
did |
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A*f 发帖数: 3067 | 44 yes, i agree chipping is very important for par3 to save up and down, but i
feel the greenside rough around par3 green are harder than other par4/par5
greenside rough.
and within 20, 30 yards, judging the shot distance on how far the chipping
can go is very difficult. |
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v*****r 发帖数: 2325 | 45 去附近的一个practice green 做了一个实验
把球随机的任在fairway like grass and rough like grass
pitch from 5 - 30 yards from fringe of green
这个practice green 有中等坡度, 6 holes are cut.
play 7 holes, one hole twice.
2 putts for 6 holes, 包括一个7feet breaking putt lip out.
up and down for 1 hole, which is the farthest about 30 yards from rough and
back pin location
so that is 13/7 = 1.86 putts/hole, far better than my course play best
不知是没有压力还是很熟悉那片果领的缘故, 回想起来以前球场打球太匆匆了, 切
劈推球果领读的很马虎啊。 当然也有可能最近把 putting stroke 改进了一下,或者很 |
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B*****e 发帖数: 9375 | 46 【 以下文字转载自 Football 讨论区 】
发信人: BigBlue (#15), 信区: Football
标 题: 色情业要把Tiger Woods的绯闻排成电影
发信站: BBS 未名空间站 (Fri Dec 11 22:41:47 2009, 美东)
男女主角都已经内定了(见图),
然后今天看到大众提议的电影名字, 很有创意,
都是双关语或很巧妙的映射, 笑死我了:
Tiger's Wood
Crouching Tiger, Hidden Falice
Tag Her Good!
Iron Wood
In the Rough
Daddysack
Wood She?
Back Nine Adventure
Master Blaster
When 18 holes Aren't Enough
Green Jackets, Black Balls
Nine Girls, Tin Cup
Tiger's PGA Whore
Trimming the Rough
The Ride-Her Cup
Pebble Breach
Steel Shaft, Titanium Head
T |
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v*****r 发帖数: 2325 | 47 sometimes driving accurancy is skewed. as long it is not too far deviate
from fairway, it's okay, when the ball is in intermediate or short rough,
even better. free tee up...
once my ball was in short rough, 202 yard left to green, second shot hack it
to right side of green using iron. normally i need 3wood from fairway...
liang's eagle is from intermediate too... |
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u*********r 发帖数: 2735 | 48 i'd go with 3 wood if i knew driver would get me into deep rough
200 on fairway is much easier than 185 from rough
s
it
1
go |
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A*f 发帖数: 3067 | 49 说起这个洞让我想起这次看的PEBBLE BEACH的US OPEN, 星期日
PRO们都害怕的第14洞 DOG-LEG RIGHT PAR5, GREEN像个炮台
有打短的,LAYUP,像紫色线画的
有打直的,出了FAIRWAY,进左边ROUGH,像蓝色线画的, Retief Goosen
有打CUT CORNER的,没CUT过去的,有的进BUNKER,有的进右手边ROUGH,像黄色线画的
Ian Pouter
唯一一个我看到,最牛逼的就是沿FAIRWAY FADE的, 像红色线画的
Tiger
虽然他拿的BIRDIE,不过到那个时候人人都觉得大势以去了
现在再回想他TEE OFF的那个球,实在太牛X了 |
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v*****r 发帖数: 2325 | 50 1. 258yds to Water, 212yds to hole
2. Penalty Stroke
3. 174yds to Right Rough, 56yds to hole
4. 44yds to Green, 40ft 1in to hole
5. putt 45ft 4in, 5ft 5in to hole
6. in the hole
a chong played so poor this hole, almost poor on every shot:
lay up a 212 approach and ended in rough....
pitch from 56 yard and still over 40ft from pin...
distracted by the "sb spector" and could not shake off... |
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