a******8 发帖数: 1669 | 1 查了下自己有3种credit scores,分别分都差别不小。
Transrisk scores:703
Auto insurance scores:865
Vantage scores:795
请问为何差别这么大阿,是否申卡看Transrisk scores?恳请大牛解惑。。 |
|
j****i 发帖数: 84 | 2 Transrisk scores应该是FICO score.
auto score买车的时候银行一般pull这个score
vantage score应该是一种新的算法,跟FICO一样,只是formula有差别
这三个分不能按绝对数值比较,range不同。不过三个肯定是正相关的 |
|
c***u 发帖数: 4107 | 3 刚才准备online activate AMEX HHonor卡, 最后发现有一个服务,
前30天, 1刀, 可以看3个信用局的report和score, 请问, 这个score, 是真的FICO
score, 还是各个信用局自己的score?
哪位用过的, 请教请教 |
|
a*********n 发帖数: 1331 | 4 打算refinance或另买房,不过我的credit score不高,可能是因为有7张信用卡,而且
好几张都是最近2年开的。
如果关掉1-2张信用卡,我的credit score会不会涨上去?
如果不行,还有没有别的办法涨credit score?
开卡损失的credit score与关卡涨回(如果能涨)的credit score是不是可以抵消的? |
|
g*******w 发帖数: 679 | 5 FICO搞的算法接受程度最高,所以大多数lender都用。首先,针对不同的贷款类型有不
同的版本算法,像credit card, mortgage, private loan都不一样。即使只看针对
credit card的FICO也有好多版本。TransUnion的有TU98和TU04。Equifax现在一般是
Beacon 5.0
以下摘自myfico.com论坛
The TU credit reports from different sources should contain the same data if
pulled at the same time.
There are two TU Fico scoring models in widespread use - TU'98 (sold by
MyFico and transunioncs.com) and TU'04. Some lenders use TU'98, more lenders
use TU'04. The same data processed by both scoring models can pr... 阅读全帖 |
|
a*****g 发帖数: 19398 | 6 As part of his pledge to "make America great again," Donald Trump wants to
spend less on schools and get better test scores.
Speaking at a rally in Tulsa, Okla., on Wednesday, Trump, a business
executive and a frontrunner for the Republican presidential nomination,
lambasted the performance of American public schools students compared to
their peers around the world. He said he was especially appalled because of
all the money that goes to education in the U.S.
"We're number one in terms of cost ... 阅读全帖 |
|
s****e 发帖数: 1180 | 7 【 以下文字转载自 Statistics 讨论区 】
发信人: sheide (shei), 信区: Statistics
标 题: statistical score modeling, and scoring models 是什么东西?
发信站: BBS 未名空间站 (Fri Jul 1 18:28:18 2011, 美东)
statistical score modeling, and scoring models 是什么东西?有一个职位,要面
这个东西,我google了一下没结果,哪位大大给解释一下,很感谢。 |
|
V****n 发帖数: 651 | 8 全文见:
http://www.huffingtonpost.com/2013/06/17/phil-jackson-michael-j
杰克逊说:
"I had a fortunate relationship with Michael. I didn't buy into that [god-
like] part of his being," Jackson says. "[I] actually had to ask him to cut
back from what he was doing. 'I don't want you to be the scoring leader. The
scoring leaders have not won championships.'"
Though Jordan still wanted to be the scoring leader, he believed he could do
so while still cutting back on his scoring average. He volunteered to do s... 阅读全帖 |
|
r***z 发帖数: 19 | 9 我觉得是一开始在peak calling 的时候就把 z-score 算出来了。
https://www.ncbi.nlm.nih.gov/geo/query/acc.cgi?acc=GSM896741
The sequencing data from matching input samples are used for the processing
of ChIP data, as a measure of background signal which might be significant.
After normalizing the input data to match the number of tags in the ChIP
data, the number of input tags is subtracted from the number of ChIP tags in
the target window before calculating its z-score. In addition, ChIP
hotspots were refined into 1... 阅读全帖 |
|
a******e 发帖数: 88 | 10 刚刚收到信,如下
ADDITIONAL INFORMATION ON DELAY IN SCORE REPORTING FOR USMLE STEP 2 CK
On June 16, 2011, an announcement was posted to the USMLE website at www.
usmle.org introducing the new test items with an associated drug ad or
abstract into the USMLE Step 2 CK examination starting on or around August 3
. A description of the purpose of these new item formats is provided in the
Comprehensive Review of USMLE update available on the USMLE website at www.
usmle.org/General_Information/CRU/index.html.
... 阅读全帖 |
|
w*******y 发帖数: 60932 | 11 You must be an American Express customer to get this deal.
Free score is Experian PLUS Score (not FICO score).
Thank you for taking advantage of My Credit Score & Report, an important
first step in managing your financial future. Your complimentary credit
report and PLUS score from Experian is now available for the next 30 days.
Link:
http://www.americanexpress.com/mycreditscore
|
|
l****z 发帖数: 29846 | 12 9/12/2012
by Scott Reeder
Journalist in Residence
ReederReport.com
You’ll hear a lot of numbers bandied around in the coming days regarding
the Chicago Teachers Union strike – average salary, anticipated size of the
district’s deficit, level of state financial support.
But the number I find most disturbing is: 19.
That’s what the average Chicago Public School teacher scored on the ACT
test if they took it when attending high school, according to a 2008
Southern Illinois University study.
Despite... 阅读全帖 |
|
c****x 发帖数: 6601 | 13 【 以下文字转载自 Military 讨论区 】
发信人: cccpwx (flg政庇小学生), 信区: Military
标 题: Harvard’s gatekeeper reveals SAT cutoff scores based on race ZT
发信站: BBS 未名空间站 (Wed Oct 17 22:20:43 2018, 美东)
哈佛太无耻了
He said Harvard sends recruitment letters to African-American, Native
American and Hispanic high schoolers with mid-range SAT scores, around 1100
on math and verbal combined out of a possible 1600, CNN reported.
Asian-Americans only receive a recruitment letter if they score at least 250
points higher — 1350 for w... 阅读全帖 |
|
A******y 发帖数: 2041 | 14 Study section is also very important. If you go to a hard study section
with average score of 4, at 20 you are looking 3-6%. Some study sections
receiving score of 20 (I know there is one in NIDDK), you will have a
percentile of 20% or more. The study section that my grant went into
suppose to be the hardest in NCI, you are within top 40% even with score of
5 or 6. I had a score of 20 and put it at 3%. |
|
D**0 发帖数: 195 | 15 我2015年年底申请了NCI的K22。三个星期前,PO群发了Email说:
“Although I cannot comment on your review until the official summary
statement is issued, I can tell you that the closer your impact/priority
score is to the 10-25 range, the better off you are and the closer your
impact/priority score is to the 26-30 range, the less better off you are.
Realistically, applications with impact/priority scores greater than 30 will
probably not be considered for funding...”
根据这个PO群发的Email,我是否可以这样理解:今年NCI K22 impact score 在10-25... 阅读全帖 |
|
D**0 发帖数: 195 | 16 我2015年年底申请了NCI的K22。三个星期前,PO群发了Email说:
“Although I cannot comment on your review until the official summary
statement is issued, I can tell you that the closer your impact/priority
score is to the 10-25 range, the better off you are and the closer your
impact/priority score is to the 26-30 range, the less better off you are.
Realistically, applications with impact/priority scores greater than 30 will
probably not be considered for funding...”
根据这个PO群发的Email,我是否可以这样理解:今年NCI K22 impact score 在10-25... 阅读全帖 |
|
n***3 发帖数: 663 | 17 第一次申请NIAID K99,得到 impact score 29 (还没有拿到summary statement), 估
计没戏了. 当时申请的时候没有做好homework, 不知道NIAID不怎么支持k99, 给的
award很少,竞争也很惨烈,而且R00是两年 (其他的institute都是3年)...........
早知道的话就应该申请别的institute了
我现在有两个选择,想听听前辈们的建议(尤其是做immunology的前辈,或者拿到过
NIAID K99的就更好了)
1. Withdraw NIAID K99, apply for a new K99 from another institute in Feb
2017.
2. Resubmission of the NIAID K99。 风险是如果resubmission不能拿到< 15 impact
score的话,很难保证最后能拿到award. 我从别的论坛上查了一下,12-13年的时候有
人 20 impact score (resubmission)没拿到award, 有个哥们得了 11 impact sc... 阅读全帖 |
|
A***g 发帖数: 158 | 18 【 以下文字转载自 Overseas 讨论区 】
【 原文由 yx 所发表 】
Scoring
In the computer-adaptive TOEFL sections -- Listening and Structure -- your section scores are based on your performance on the questions presented. More credit is given for correctly answering a hard question than for correctly answering an easy question. Therefore, your score on the adaptive portions of the test will be dependent on how well you do on the questions presented as well as on the number of questions you are able to answer.
Your score |
|
f**y 发帖数: 368 | 19 【 以下文字转载自 Overseas 讨论区,原文如下 】
发信人: fycy (石块儿,砾石,沙,和水), 信区: Overseas
标 题: Anyone get the Oct TOEFL score by phone?
发信站: Unknown Space - 未名空间 (Wed Nov 19 10:56:26 2003) WWW-POST
It's said the score will be available from Nov. 19, today, but when I called,
it's said the score is not ready.
Anybody met the same situation?
I checked the score for my friend in CHina. ThX!! |
|
M*******e 发帖数: 54 | 20 夫妻两人一起贷款, 收入上没问题,但credit score有点怪:
我的 三个credit score为 797, 797, 796, LD的credit score为 693,693,679(
这个差别挺大)。
银行会怎么看我们的loan申请? LD的credit score中他们会看那个? 我们还能不能拿
到最低利率?
谢谢 |
|
s*******0 发帖数: 480 | 21 我的credit score 是806, 796 and 738。LP的score 是 713, 733 and 740. 这样的
score 能算excellent 吗? 请问这样的score 现在能搞到什么样的rate for 30 years
fixed?有quote给3.5%,加上几百块的apprisal fee和 origination fee 395, and
no point。说如果rate 降低
3.375% 的话,, 695 origination fee就变成了695 并且有 0.143% point (约600)
。
这样的rate 怎么样? |
|
x*******a 发帖数: 11067 | 22 http://money.msn.com/credit-rating/7-nasty-credit-myths-that-wi
Myth No. 2: "Checking your credit hurts your credit scores."
Fact: Checking your own credit reports and scores does not affect your
scores. Period.
A credit check could hurt you if you asked a friend at a bank or car
dealership to pull your credit reports. Such transactions probably would be
coded as "hard" inquiries, or as applications for credit, which could ding
your scores.
But checking your own credit is otherwise a non-event. |
|
Q***N 发帖数: 2972 | 23 影响是有的.但比较有限.
我4月份准备REFINANCE, pull了credit report(最后利率上去了没锁住).7月份打算买
银行的REO,特地找这个银行WELL FARGO做的PRE-APPROVAL.最后也没买下来.最近我又在
贷款买另一个投资房,银行让我写信解释为什么有人在4月和7月查我的CREDIT的SCORE.
2行字的信解释了原因.
我4月份的CREDIT SCORE是80X, 现在11月份还是80X. CREDIT SCORE基本没什么变化.
另外,很多人混淆PRE-APPROVAL和PRE-QUALIFICATION. PRE-APPROVAL是肯定查CREDIT
SCORE/INCOME/DEBT等信息的. 但PRE-QUALIFICATION就简单很多. 当然PRE-APPROVAL比
PRE-QUALIFICATION更有用些. 我一般建议我的客户申请PRE_APPROVAL. 当OFFER都相差
不大时,往往细节决定结果. |
|
t*******n 发帖数: 306 | 24 Boost Your Score
Paying bills on time, and returning your library books, can improve a key
credit number.
By Kimberly Lankford
From Kiplinger's Personal Finance magazine, March 2006
Pop quiz: Which affects your credit score more, getting married or having
overdue library books?
Surprise answer: A library fine that goes to collection can shave 100 points
off your credit score -- and boost your annual interest payments by
hundreds of dollars. But getting married doesn't affect your score at all
un |
|
j********9 发帖数: 1099 | 25 I registered an account at creditkarma.com to check my credit score. It
was 671 at August, 666 at Sept and is 633 today!
The creditkarma said to check my score with them won't affect my score.
And I did nothing wrong these two months. (I applied one credit card and
opened gas&electronic account one month ago). I paid my credit card as
soon as the statement came out.
How can I know what's wrong with my credit score?
Thanks! |
|
l***r 发帖数: 473 | 26 我今年年初score是768,申请了两张卡到700左右,然后再5月份莫名其妙地被
collection公司记录了,这个是我昨天才知道的,我一直都有良好的记录,这个我查了
半天才知道。是因为我搬家的时候,我要继续用原来的qwest,但是新家收不到他家信
号,我只好把账户关了,但是在这之前我把qwest和DTV给bundle了,于是进入了一个死
胡同,账户关了,连agent都做不了任何更改,也不能取消bundle,DTV因为bundle了,
只能在qwest付款,我当时设置了一个autopay因为我信用卡升级了,换了号码,可他家
的邮件从来都说我不要take任何action,我以为自己扣着成功,压根没人通知我bill没
pay,然后就60刀左右的charge就一直在哪里,也从来没收到bill,去了collection的
时候变成120了,估计有罚款,但是这个事情我一直不知道,qwest的服务也是肯定有问
题的,这么把我的credit score给毁了我也不能罢休的,你们看我需要去dispute么,
昨天尝试给三大之一的公司dispute了,不过具体的过程太复杂,我也没细说,是不是
需要fo... 阅读全帖 |
|
l***r 发帖数: 473 | 27 我今年年初score是768,申请了两张卡到700左右,然后再5月份莫名其妙地被
collection公司记录了,这个是我昨天才知道的,我一直都有良好的记录,这个我查了
半天才知道。是因为我搬家的时候,我要继续用原来的qwest,但是新家收不到他家信
号,我只好把账户关了,但是在这之前我把qwest和DTV给bundle了,于是进入了一个死
胡同,账户关了,连agent都做不了任何更改,也不能取消bundle,DTV因为bundle了,
只能在qwest付款,我当时设置了一个autopay因为我信用卡升级了,换了号码,可他家
的邮件从来都说我不要take任何action,我以为自己扣着成功,压根没人通知我bill没
pay,然后就60刀左右的charge就一直在哪里,也从来没收到bill,去了collection的
时候变成120了,估计有罚款,但是这个事情我一直不知道,qwest的服务也是肯定有问
题的,这么把我的credit score给毁了我也不能罢休的,你们看我需要去dispute么,
昨天尝试给三大之一的公司dispute了,不过具体的过程太复杂,我也没细说,是不是
需要fo... 阅读全帖 |
|
s*********4 发帖数: 1980 | 28 Get an email from AMEX. You can log on your AMEX account and figure it out
or call AMEX. I already got mine report and score. You need to register
first.
-----------------------
In our current economic climate, it's important to stay on top of your
credit score and report. That's why we're offering a complimentary credit
score and report to our Cardmembers which is available for 30 days after you
request it. Simply log in to your account to access your complimentary
credit score and report.
----... 阅读全帖 |
|
s*********4 发帖数: 1980 | 29 Get an email from AMEX. You can log on your AMEX account and figure it out
or call AMEX. I already got mine report and score. You need to register
first.
-----------------------
In our current economic climate, it's important to stay on top of your
credit score and report. That's why we're offering a complimentary credit
score and report to our Cardmembers which is available for 30 days after you
request it. Simply log in to your account to access your complimentary
credit score and report.
----... 阅读全帖 |
|
b*******f 发帖数: 428 | 30 I have just tried several credit score service.
Experian: 730+ ($1 free trial)
Citi Monitor: 720+ ($4.99/month, update monthly)
Quizzle: 720+ (Free, update semi-year)
Credit Sesame: 740+ (Free, miss some inquires)
Equifax: (no free trial)
Citi Monitor: 700+
Myfico: 690+ (Free trial)
TransUnion: 770+ (Free trial)
Citi Monitor: 700+
Credit Karma: 770+ (Free, update daily?)
In summary:
1. Credit Sesame is the worst.
2. And there is no way to see lender fico scores through these services.
Most a... 阅读全帖 |
|
p******1 发帖数: 244 | 31 大概是,
用PLUS score的:CCT, freecreditreport, consumerinfo, Experian Credit Tracker
, Triple Alert, FreeCreditScore, CreditReport,USAA, CreditSecure, AlertPlus
用Vantage的,TU的truecredit, Zendough, CreditKarma
用transrisk的, creditkarma, Privacymatter, EIDT, freescore
用CreditXpert的,IdentityGuard,PrivacyGuard,IdentityMonitor,Privacy
Assist,IdentitySecure,Credit Inform,CreditKeeper,ITAC Sentinel,
ScoreSense
用equifax score的,EC, Debt Wise==
Quizzle用的是CE score, CreditSesame用的EX national equivalency Score |
|
a**********m 发帖数: 2098 | 32 score varies according to different companies and usually they will charge y
ou $$ for a search
have you tried creditkarma.com? it has free credit score report updated ever
y month, but just use it as a close estimate to your score reported by other
credit score reporting companies |
|
z****l 发帖数: 5282 | 33 ☆─────────────────────────────────────☆
luxor (白色是最爱) 于 (Thu Oct 13 11:40:38 2011, 美东) 提到:
我今年年初score是768,申请了两张卡到700左右,然后再5月份莫名其妙地被
collection公司记录了,这个是我昨天才知道的,我一直都有良好的记录,这个我查了
半天才知道。是因为我搬家的时候,我要继续用原来的qwest,但是新家收不到他家信
号,我只好把账户关了,但是在这之前我把qwest和DTV给bundle了,于是进入了一个死
胡同,账户关了,连agent都做不了任何更改,也不能取消bundle,DTV因为bundle了,
只能在qwest付款,我当时设置了一个autopay因为我信用卡升级了,换了号码,可他家
的邮件从来都说我不要take任何action,我以为自己扣着成功,压根没人通知我bill没
pay,然后就60刀左右的charge就一直在哪里,也从来没收到bill,去了collection的
时候变成120了,估计有罚款,但是这个事情我一直不知道,qwest的服务也是肯定有... 阅读全帖 |
|
a******9 发帖数: 923 | 34 没什么用处。这种情况下report比score有用,因为report是和真实的一样的,但score
不是fico score。 |
|
v********a 发帖数: 145 | 35 在www.annualcreditreport.com上要equifax的免费credit report,结果身份认证没通
过,要求邮寄ssn复印件和一个证明地址的文件复印件给他们。
把信寄出2个礼拜后收到equifax的信,里面开头就说:
"Thank you for requesting your credit score. ..."
然后显示"Your Insight Score of 7xx was created on July ..."
奇怪了,我是要一个免费credit report看有没有什么错误信息,我没找他们要score,
equifax给我这个Insight Score有啥用?有谁遇到过这种情况么?? |
|
x*******a 发帖数: 11067 | 36 有个租户来申请房子,给的CREDIT SCORE是Vantage Score 3.0的,有720多分。但是她
在2010年有过SHORE SALE,而且有两张卡的BALANCE都很高。我觉得这个分数比我想象
的要高。请问版上有人知道VANTAGE SCORE 3.0是什么吗? |
|
c****u 发帖数: 4 | 37 有三张信用卡:boa, chase freedom, citi. 第一张是两年前申请的,两周前才申请的
第三张信用卡,批准时提供了Experian分数735。
昨天去办车贷,说No score is available。回家后自己查了citi信用卡提供的free
fico score,确实No score is available。
这种情况正常吗,怎样才能拿到FICO score?非常感谢! |
|
p******e 发帖数: 974 | 38 我在ISI 的Journal Citation Reports上查找5年的影响因子,总结出来的除了5年影响
因子还有Eigenfactor Score, mmediay Index , Cited Half-life, ArticleInfluence
® Score 这些都是什么意思。我的杂志这个Eigenfactor Score比较低,影响因子
还可以。 在抓图取用证据时,怎么样不让IO看见这个Eigenfactor Score,只想让他看
影响因子。 |
|
C*****r 发帖数: 171 | 39 今天问律师能不能用Eigenfactor Score排名,并告诉律师我的paper用Eigenfactor
Score排名比用IF排名好得多,以下是律师的原文回复。请教一下大家用Eigenfactor
Score排名保险吗? 多谢!
Dear XXX
You can use Eigenfactor Score if you want, but USCIS has said before that it
is more familiar with and prefers rankings by Impact Factor. |
|
s*******0 发帖数: 480 | 40 我的credit score 是806, 796 and 738。LP的score 是 713, 733 and 740. 这样的
score 能算excellent 吗? 请问这样的score 现在能搞到什么样的rate for 30 years
fixed?有quote给3.5%,加上几百块的apprisal fee和 origination fee 395, and
no point。说如果rate 降低
3.375% 的话,, 695 origination fee就变成了695 并且有 0.143% point (约600)
。
这样的rate 怎么样? |
|
l******n 发帖数: 520 | 41 I have been in the U.S. for 4 years but never got a real credit card.
the problem is that I forgot to pay a bill when my son was born.
in 2009, I was told by the suntrust that I was not qulified for CC becase my
C score is too low.
then, i figured out the problem, and paid the bill with interests.
i then have been living without CC for 2 years
I got green card last June and thought that might be helpful for me to get
one CC
However, I was rejected again.
now, i really need a CC
I did my best to ... 阅读全帖 |
|
T*********0 发帖数: 4816 | 42 问一个关于USTA Dynamic Score的问题:
去年6月初的时候,我们USTA League Team的队长和另外一个Team有分歧和冲突,结果
搞的我们Team没去参加League Season的最后几场比赛。整个team就直接quit了。后来
突然发现,我靠,我的名字怎么出现在其中一场根本没进行的比赛的成绩单之中了。
1003512814 6/6/2013 Alex V. Cajal vs (Tennisfan70) #2 Singles 4.0
以前好像听说过,如果对方team没有派人来参加比赛,那就算自动 6:0;6:0,但你赢
的对手也都是 N/A,就像我3月份以这种方式自动赢了一次比赛一样。这种情况好像是
不算入一个人的Dynamic Score的了,因为对手是N/A.
这是我参加USTA League season的最后一场有记录但真的没有发生的比赛。这种情况,
是否影响一个人的Dynamic Score?USTA的Dynamic Score电脑系统,估计也就自然把那
场比赛算入了吧,是不是这样的? |
|
A***8 发帖数: 189 | 43 目的是:
1.Local machine send data to AWS
2.在AWS的EC2上run Python scoring code, 产生model score
3.Return score back to local machine,不需要在aws上存储data
问题:
1.run real-time scoring python code需要用到AWS上的哪些services呢?
2.从remote machine到AWS的realtime 数据transfer该怎么搞呢?
非CS出身,一头雾水,求版上牛人指点一下。 |
|
k******e 发帖数: 27 | 44 https://www.cba.ca.gov/cbt_private/login_form?came_from=https%3A//www.cba.ca
.gov/cbt_private/account_welcome&retry=&disable_cookie_login__=1?&portal_
status_message=Your%20Session%20has%20Timed%20out.%20Please%20Login.
Only Californian candidates' score cannot be released by the AICPA, so just
go to the link above n log in to check ur score. Score release date gonna be
5/7 for taken first 20 days of the window, 5/23 for following 20 days, and
6/8 for last 20 days of the window. I'm still waitin... 阅读全帖 |
|
g*******e 发帖数: 110 | 45 I totally agree. although score is not everything, high score will not hurt
you. in my opinion,get the highest score you can have. surprisingly, I even
got asked about my step 3 score during my fellowship interview. they will
permanently in your record, I am just wondering if they will look at it
during job interview. guess I will find out soon. |
|
f*****y 发帖数: 464 | 46 http://www.usmle.org/announcements/
Score reports for Step 2 CK are usually available within four weeks of
testing. However, because of routine modifications to the test item pool,
score reporting for most Step 2 CK examinations administered in late July
and August will take longer. The target date for reporting Step 2 CK scores
for most examinees testing in late July and August is Wednesday, September
25, 2013. For examinees whose circumstances require that they receive Step
2 CK scores before... 阅读全帖 |
|
T****g 发帖数: 705 | 47 http://www.usmle.org/announcements/default.aspx?ContentId=182
Step 2 CK – Delay in score reporting and change in number of test items
Posted: May 20, 2016
Most score reporting of Step 2 Clinical Knowledge (CK) results occurs within
four weeks of testing. However, because of necessary modifications to the
test item pool, as well as a change to new test delivery software, there
will be a delay in reporting for some examinees who test beginning the week
of July 10, 2016.
The target date for reporti... 阅读全帖 |
|
D*********Y 发帖数: 3382 | 48 【 以下文字转载自 Statistics 讨论区 】
发信人: DONTBESILLY (DONTBESILLY), 信区: Statistics
标 题: 请教credit scoring test做些什么?
发信站: BBS 未名空间站 (Thu Jun 27 14:25:02 2013, 美东)
我理解是排个序。
logit,probit,multinomial,multivariate什么的都能做scoring。cluster也算
scoring。
做credit scoring的具体做什么呢?
这是个consulting firm的position。
有什么材料可以推荐的吗?非常感谢! |
|
W**********E 发帖数: 242 | 49 我只是给个SAS例子。原来的SIMULATION我在R里做了2000次,不过是算TYPE I
ERROR RATE 和POWER。TREATMENT GROUP的P-VALUE ON AVERAGE两个模型(adjusting
ALL covariates vs adjusting for PROPENSITY SCORE)差很多,adjusting for
propensity score的POWER低很多. 我才仔细看单个数据的ESTIMATE,发现很多次同一
个数据两个模型TREATMENT GROUP的结果很不一样,这让我觉得很费解。实际分析数据
中我觉得调整ALL X或PROPENSITY SCORE差别是有但不会太大。就算PROPENSITY SCORE
的ESTIMATE结果 on average 接近TRUE PARAMETER,但POWER比ADJUSTING ALL X还低很多,还是很难
理解。
如果没人觉得我产生GROUPING的方法有问题,那到好了。包子给你,多谢帮忙
monticarlo |
|