m*****i
发帖数: 4342 | 1 I read the earning report this morning, very complicated.
Look at one Matrix, the tangible book value for BAC is 12.77 as of last
quarter
For C, the tangible is around 52.00. |
|
d****7
发帖数: 2241 | 2 【 以下文字转载自 PraticalTrading 俱乐部 】
发信人: googer (cutie), 信区: PraticalTrading
标 题: 10 Bank Stocks Trading Below Book Value
发信站: BBS 未名空间站 (Fri Jun 18 16:41:23 2010, 美东)
这篇文章对几个小银行做了一个比较好的介绍，包括 fbp, crbc, pcbc, bbx, prwt,
snv, bpop, cse, mi & c. 每个包括目前状态，资本充足与否，可能风险，资产品质以及可
能前景。 可做参考。
10 Bank Stocks Trading Below Book Value
FBP
First Bancorp (FBP) of San Juan, Puerto Rico was trading for just 0.2 times
tangible book value on Thursday, when shares closed at $1.06, down 54% year-
to-date.
TARP Status: ... 阅读全帖 |
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f*********9
发帖数: 1986 | 3 注意timing,在所有major banks ER 出来之前，花街的鼓手已经“三军未动，粮草先行
”了，又在开始鼓吹银行股了，是阴谋还是阳谋？各位看官说说。
The financial industry is in far better shape than the stocks in the sector
would lead you to believe. Financials are the worst-performing sector in the
Standard & Poor's 500 index so far this year, with a decline of more than
20%, and losses of 40% or more in such notable stocks as Bank of America,
Citigroup, Goldman Sachs and Morgan Stanley. The S&P 500 is off just 3%.
The stocks -- major banks, regional banks and ... 阅读全帖 |
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p*********r
发帖数: 4593 | 4
Citi has the great management team now. Its chairman is the real person give
the direction. He actually turned around Hawaii bank several years back,and
made Hawaii bank stock went up as high as 4X of the price that he just
joined. The new CEO is just a COO type of role.
Plus C's valuation is lower than BAC.
From here you can see the tangible book value for BAC and C. Tangible book
value is more meaningful.
http://finapps.forbes.com/finapps/jsp/finance/compinfo/Ratios.j
http://finapps.forbes.... 阅读全帖 |
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p*********e
发帖数: 32207 | 5 http://www.texasgunlaws.org/chap9.htm
SUBCHAPTER D. PROTECTION OF PROPERTY
Sec. 9.41. PROTECTION OF ONE'S OWN PROPERTY.
(a) A person in lawful possession of land or tangible, movable property is
justified in using force against another when and to the degree the actor
reasonably believes the force is immediately necessary to prevent or
terminate the other's trespass on the land or unlawful interference with the
property.
(b) A person unlawfully dispossessed of land or tangible, movable property
... 阅读全帖 |
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p*********e
发帖数: 32207 | 6 http://www.statutes.legis.state.tx.us/Docs/PE/htm/PE.9.htm#9.41
这是texas statutes,官网链接.
SUBCHAPTER D. PROTECTION OF PROPERTY
Sec. 9.41. PROTECTION OF ONE'S OWN PROPERTY. (a) A person in lawful
possession of land or tangible, movable property is justified in using force
against another when and to the degree the actor reasonably believes the
force is immediately necessary to prevent or terminate the other's trespass
on the land or unlawful interference with the property.
(b) A person unlawfull... 阅读全帖 |
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p*********e
发帖数: 32207 | 7 http://www.texasgunlaws.org/chap9.htm
SUBCHAPTER D. PROTECTION OF PROPERTY
Sec. 9.41. PROTECTION OF ONE'S OWN PROPERTY.
(a) A person in lawful possession of land or tangible, movable property is
justified in using force against another when and to the degree the actor
reasonably believes the force is immediately necessary to prevent or
terminate the other's trespass on the land or unlawful interference with the
property.
(b) A person unlawfully dispossessed of land or tangible, movable property
... 阅读全帖 |
|
p*********e
发帖数: 32207 | 8 http://www.statutes.legis.state.tx.us/Docs/PE/htm/PE.9.htm#9.41
这是texas statutes,官网链接.
SUBCHAPTER D. PROTECTION OF PROPERTY
Sec. 9.41. PROTECTION OF ONE'S OWN PROPERTY. (a) A person in lawful
possession of land or tangible, movable property is justified in using force
against another when and to the degree the actor reasonably believes the
force is immediately necessary to prevent or terminate the other's trespass
on the land or unlawful interference with the property.
(b) A person unlawfull... 阅读全帖 |
|
m****d
发帖数: 372 | 9 我咋觉的这个银行不那么安全呢。与其long这个指望翻倍，俺还不如现在就long crbc 指望翻倍呢，晚上还能睡好觉 ：）
银行和其他公司不一样，银行有政府部门的监管。就破产而言，对银行来说，其核心资本率与总资本率是两项致命的数据，远比负债率更重要，jpm,bac,wfc 的debt/eq也很高。如果这2个数据低于政府部门的要求，这个银行会被政府强制关闭。
UWBK 7.68 10.07
http://finance.yahoo.com/news/United-Western-Bancorp-Inc-bw-3228718909.html?x=0&.v=1
Total Equity 159.65 total asset: 2,526.17 NPA $60,833 $41,682 $32,346 $13,064
Net Income -40.63 -8.69 4.0 3.28 2.03
equity 才159.65M,上个季度一下亏掉40M,而它的核心资本率与总资本率都不太理想。下个... 阅读全帖 |
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d********n
发帖数: 19 | 10 我最近也是想寄三万多回家，所以特别研究了一下。如果是resident 或者citizen，每
年有13000/person 的限额，但如果超过这个数目，可以动用lifttime exclusion，大
概有100多万，所以报税的时候要上报数额，超过13000的话超过部分从你的限额里面扣
减，但只要终身赠与不超过100多万的限额就不用交税。如果是non resident alien，
每年也是13000/person 的限额,但不享受lifttime exclusion，如果超过这个数目就要
报税并且交税。non resident alien的gift 限于tangible property， 也就是说只有
赠与tangible property才有13000/person 的限额。现在的问题就是money算不算
tangible property。我没有在irs那里找到答案，只是看了些金融机构的解释，不少金
融机构认为money是tangible property.如果money真的是的话那就应该要交gift tax.
另外，如果是resident 或者citizen，夫妻两个可以sp... 阅读全帖 |
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b*s
发帖数: 82482 | 11 “假设以后中国一直平稳发展”这个就不靠谱……
中国的平稳度还不如巴西
中产阶级的趋势其实是把intangible asset变成tangible，而不是反过来。tangible以
后要grow nest egg，投资发财，把tangible变大才是正经……
tangible变成intangilbe，岂不是越来越穷？ |
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T******0
发帖数: 1071 | 12 Tangible means capable of being touched. So tangible goods are merchandise
exist outside of cyber world.
For example, if you are selling books, those are tangible. But if you are
offering downloads of PDFs of these books, that's intangible. |
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j*****7
发帖数: 4348 | 13 来源: Goldman 于 09-04-15 11:42:27 [档案] [博客] [旧帖] [转至博客] [给我悄悄
话]
本来不想写关于C和BAC的分析，一来我有它们的position，谈起来不很中立；二来很
多information属于nondisclosure的。但是，架不住很多朋友太关心这两家银行，就废
话几句。我只能把public可以看到的information提供出来，加上我个人的看法，和大
家商讨。首先声明，提供的这些信息对“赌博”没有什么帮助，我是target那些想投资
这两家银行的人。另外有一条，希望大家不要扣字眼，没意思。
看一个银行的好坏，出来一般公司都有的revenue，growth和profit等指标，还要看两
个非常重要的指标，tier 1 capital和TCE-tangible common equity. tier 1 是一个
银行核心的资产并且真正可以随时用于投资的钱（有现钱，也有可以raise cash的资产
），这部分资产不应该随市场波动而贬值，tier 1 ratio是tier 1财产和总资产相对风
险加权平均的比例。打个比方... 阅读全帖 |
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p*********r
发帖数: 4593 | 14 Its book value is $65, tangible book value is $55 and PE is less than 10.
You can figure out what is PB ratio.
One negative thing is it does not have good dividend because US government
didn't approve it this year.
However, it started using its cash to retire large amount of preferred
shares/notes, which has 6-7% div. This will save a lot of money for the bank
. The money saved from the div will contribute to the earning.
If next year it gets approval from US government for the capital return pl... 阅读全帖 |
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p*********r
发帖数: 4593 | 15 C has lowest valuation among mega banks
I prefer C than BAC because two main reasons.
1. Lower valuation.
C book value is $65, tangible book value is $55. Every year
it can make $5-6/share. So the TB book value will go up $5-6/year.
Of course this year it probably only add around $2/share due to
the $7B mortgage settlement.
BAC relatively book value is $20, tangible book value is $14.
current price is already higher than book value. Plus it will
have at least ... 阅读全帖 |
|
p*********e
发帖数: 32207 | 16 那就请你先为你之前不准确的言论道歉一下.
佛州州法里对justifiable use of deadly force里
原则上是两种情况:
1.保护自己或他人不受生命威胁或重大人身伤害
2.阻止暴力犯罪.
但德州州法是明确写出可以用deadly force来保护property的.
以下是州法原文:
SUBCHAPTER D. PROTECTION OF PROPERTY
Sec. 9.41. PROTECTION OF ONE'S OWN PROPERTY. (a) A person in lawful
possession of land or tangible, movable property is justified in using force
against another when and to the degree the actor reasonably believes the
force is immediately necessary to prevent or terminate the other's trespass
on the land or ... 阅读全帖 |
|
p*********e
发帖数: 32207 | 17 那就请你先为你之前不准确的言论道歉一下.
佛州州法里对justifiable use of deadly force里
原则上是两种情况:
1.保护自己或他人不受生命威胁或重大人身伤害
2.阻止暴力犯罪.
但德州州法是明确写出可以用deadly force来保护property的.
以下是州法原文:
SUBCHAPTER D. PROTECTION OF PROPERTY
Sec. 9.41. PROTECTION OF ONE'S OWN PROPERTY. (a) A person in lawful
possession of land or tangible, movable property is justified in using force
against another when and to the degree the actor reasonably believes the
force is immediately necessary to prevent or terminate the other's trespass
on the land or ... 阅读全帖 |
|
l**********t
发帖数: 5754 | 18 chapter 4.3 Temptation And Failure, The Challenge To Faith
For us, then, the two greatest facts in history are these: that all our
sins are dealt with by the Blood, and that we ourselves are dealt with
by the Cross. But what now of the matter of temptation? What is to be
our attitude when, after we have seen and believed these facts, we
discover the old desires rising up again? Worse still, what if we fall
once more into known sin? What if we lose our temper, or worse? Is the
w... 阅读全帖 |
|
l**********t
发帖数: 5754 | 19 chapter 4.3 Temptation And Failure, The Challenge To Faith
For us, then, the two greatest facts in history are these: that all our
sins are dealt with by the Blood, and that we ourselves are dealt with
by the Cross. But what now of the matter of temptation? What is to be
our attitude when, after we have seen and believed these facts, we
discover the old desires rising up again? Worse still, what if we fall
once more into known sin? What if we lose our temper, or worse? Is the
w... 阅读全帖 |
|
z****e
发帖数: 54598 | 20 周末了，来灌点水，抛砖引玉
发帖还是老样子
尤其欢迎公孙大神之类的id指教
当然某些伪神的指点我也很欢迎啊
调戏伪神也蛮有趣的
想到哪说到哪
从哪说起呢，就从语言的选择说起，就从java说起
java的诞生跟c++有很大关系
在sun当年搞java的时候，james gosling在从事一个c++的项目
做到最后，跟其他大多数c++的项目一样，毫不客气地失败了
于是愤怒的加拿大人决定，自己搞一个语言出来，来弥补c++的各种不足
所以就有了后来的java
有一本书叫做没有银弹，说的是大型软件项目做到后面失败的例子
这是软件工程的圣经一般的教科书
书中提到的大多数问题，在使用c++的项目中会表现得尤为明显
当java诞生之前，大部分大型的软件项目都采用c++编写
但是，十个有九点五个项目是失败的
剩下半个项目是成功的，但是这个对于程序猿的要求就高很多了
高很多归高很多，但也不是没有，所以今天仍然有一些大型的系统是用c++写的
那都是当年成功的项目，但就是说为数不太多而已
而且多数集中在西欧，尤其是法国和德国，日本也有一点
如果你找过backend的工作，运气好，也许会碰到一两个
而且都是相... 阅读全帖 |
|
发帖数: 1 | 21 川普与中国的贸易现在结束了，中国赢了！
总统川普与中国的贸易战结束了，至少暂时，最新的报告显示，中国占了便宜。
不可否认，美国与中国的双边经济关系有着根深蒂固的不平衡衡问题，历届美国政府也
没有成功的让中国应用通常或者外交手段来解决这些问题。川普先生采用了激进的对抗
手段，包括威胁施加关税，或许值得一试，以达到他想要的真实目的。
然而，根据现在报到的美国与中国的停战协议，川普先生看起来已经使用了美国的杠杆
，企图大规模的减少美国对中国3750亿美元的贸易逆差，这其实是一场可以预期得到的
徒劳之举。 他现在同意撤销关税威胁，以换取中国的同等对待，加上让中国购买更多
的美国农产品和液化天然气的承诺。 事实上，这些美国的销售并不能减少美国与中国
的贸易逆差，只会转移全球贸易流量而不是扩大贸易量。原因是中国事实上已经在这些
贸易市场。而中国把汽车关税从25%降低到15%， 因为无法改变外国汽车公司利用中国
的优惠政策在中国生产汽车的压倒性优势而从美国进口汽车。
与此同时，中国已经达到了看得见和看不见的两个重要目的。看得见的一面是，总统表
现出有意对眼看奄奄一息的中国通讯公司中兴七年制裁处罚上撤... 阅读全帖 |
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l****z
发帖数: 29846 | 22 As the cloud-computing market grows, revenue-starved states are looking to
grab a piece of the action by expanding the definition of nexus.
David Rosenbaum
Rackspace, a cloud hosting company headquartered in San Antonio, has been
racking up sales at a torrid pace. Net revenue for the second quarter of
2011 was $247 million, a 32% increase over the previous quarter, beating
analyst expectations and propelling the company to $1 billion in annualized
run rate revenue. The company reported 10,000 ne... 阅读全帖 |
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b********n
发帖数: 38600 | 23 他给情人写的情书挺感人的
E-mails, obtained by The State newspaper in December, between Gov. Mark
Sanford and Maria, a woman in Buenos Aires, Argentina.
At the time, efforts to authenticate the e-mails were unsuccessful. However,
Sanford’s office Wednesday did not dispute their authenticity.
The State has removed the woman’s full name and other personal details,
including her street address, e-mail address and children’s names.
McClatchy special correspondent Angeles Mase on Wednesday visited the 14-
story a... 阅读全帖 |
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T**********1
发帖数: 2406 | 24 His father lend him $1 million capital. He started in Manhattan with it an
turned it into the current shape and form of Trump real estate conglomerate.
When his father passed away, the estate was split between his brother and
sister. At that time he was already a household name nationally and a very
successful businessman in Manhattan.
In business world, you have tangible assets and intangible assets.
regardless of how much his tangibles is worth (will be hard to estimate
because of the natu... 阅读全帖 |
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a***e
发帖数: 38850 | 25 he U.S. Copyright Office stated that "the tangible nature of a copy is a
defining element of the first-sale doctrine and critical to its rationale."
现在的adobe软件是tangible的啊。 |
|
m*********t
发帖数: 1250 | 26 The Gift Tax
Updated for Tax Year: 2013
If you give people a lot of money, you might have to pay a federal gift tax.
But the IRS also allows you to give up to $14,000 in 2013 to any number of
people without facing any gift taxes, and without the recipient owing any in
come tax on the gifts.Why it pays to understand the federal gift tax law
If you give people a lot of money or property, you might have to pay a feder
al gift tax. But most gifts are not subject to the gift tax. For instance, y
ou c... 阅读全帖 |
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t*******r
发帖数: 22634 | 27 好吧，解释一下 decay 的意思和我认为的原因：
我个人觉得，decay 的原因，是从当前认知阶段到下一个阶段，去下一个阶段
所必需的，不仅仅是上一个阶段为下一个阶段所 build up 的 knowledge/ability
（tangibles），还需要上个阶段为下一个阶段所 build up 的 teachable
（intangibles）。
而当 knowledge / ability 是 ready，但 teachable 不 ready 时，
发生 decay。之所以说是 decay，因为大部分人只看到 tangible，而
看不到 intangible，所以误以为是 ready 的情况下，但不能 proceed
forward。
从这个角度说，decay 是必然的，因为人类的认知能力不是无限的。举个例子
说，IMO problems，其知识仅仅限于初等数学，但绝大部分人在 IMO problems
面前，基本是 non-teachable。（当然你可以说 IMO 金牌得主，但还有天顶星
人不是？）
而认知到 decay 的必然性，这并不是一件沮丧的事。这至少说明已经是... 阅读全帖 |
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t*******r
发帖数: 22634 | 28 自学能力也是 tangible ability，因为自学能力本身不是无限的。比如能自学
Kumon 的，不一定能自学美国数学计算题（AMC），即使知识上都 ready。
而发展 teachable 的本质，不是发展一般意义的能力。而是发展 moving forward
的能力。
moving forward 这个词太笼统，如果要用一个 theory 的话：zone of proximal
development theory （ZPD）。也就是说，发展 teachable 的意思，是如何在
proximal zone 里游泳，在 quality guidance 下，从已知迈向未知。而不同
class 的 proximal zone 里游泳，其难度也很不一样。但总之这些都不是一般
意义上的 tangible 的 ability。 |
|
t*******r
发帖数: 22634 | 29 而不 tangible 的意思，是对于目前人类的教育学，是不 tangible 的。
就好比其他能力都可以相对而言可靠定量的测试，而 ZPD 目前无法可靠定量测试。
智商测试测不出 ZPD 就是铁证。 |
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s***q
发帖数: 10585 | 30 以下是某地的商业财产税，上面规定，凡是公司的固定资产，包括电脑，家具，都要交
税..每年按估
值的4%....
Tangible Business Personal Property
Tangible business personal property includes desks, chairs, other
furniture, fixtures, computer equipment, tools and machinery.
The tax rate is $4.57 per $100 of assessed value. The tax is not
prorated.
Assessed values are based on the original purchase cost, age and type
of item.
• Most business personal property is assessed at 80 percent of the
purchase cost for the first year and declines by
10 p |
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t******g
发帖数: 462 | 31 Yes very different, in US sales tax is only charged on tangible goods. For
example, you do not pay sales tax for software. For example if someone pays
you $1 million for your service then you pay $1 m for hiring other
contractors, your revenue is 0 so no tax here. But in China you will have to
pay some %
Secondly even for tangible goods in US the tax is added to the bill. If I am
not mistaken in China the tax is included in price. at least it used to be. |
|
t******g
发帖数: 462 | 32 Yes very different, in US sales tax is only charged on tangible goods. For
example, you do not pay sales tax for software. For example if someone pays
you $1 million for your service then you pay $1 m for hiring other
contractors, your revenue is 0 so no tax here. But in China you will have to
pay some %
Secondly even for tangible goods in US the tax is added to the bill. If I am
not mistaken in China the tax is included in price. at least it used to be. |
|
j*****h
发帖数: 3292 | 33 你是用的自定义的EV?
再假定你的tangible equity 实际是指net tangible asset.
那你的2500M- 1667M 实际是指市场对net book value 的溢价？
那还不如直接用P/B 指标 = 2500/1667， 怎么会成了enterprise value?
http://www.investopedia.com/terms/e/enterprisevalue.asp
Enterprise value is calculated as market cap plus debt, minority interest
and preferred shares, minus total cash and cash equivalents |
|
t*********e
发帖数: 313 | 34 Tickers in this Article: BAC, C, JPM, STD, USB
A phrase attributed to Winston Churchill is an apt description for those
trying to discern Bank of America's (NYSE:BAC) investment appeal. It is a
riddle wrapped up in a mystery inside an enigma. Insight into its fourth
quarter and full year results were released on Friday, details of which were
provided in a 22 page press release, 50 page presentation and 70 page
information supplement.
IN PICTURES: Top 7 Biggest Bank Failures
Get Free Stock Analys... 阅读全帖 |
|
p*********r
发帖数: 4593 | 35 If US economic will have good run(house price going up along with job market
recovery), so what to buy ? I would say 3 sectors,
Banks: My favorite is still C, next one is JPM.
Insurance: MET
Commodity: Oil related companies. BP and HES.
Most of my picks are undervalued, C, MET and JPM are below their tangible
book value. Use this web site to check their tangible book values. Just
replace C with your own stock symbol.
http://finapps.forbes.com/finapps/jsp/finance/compinfo/Ratios.jsp?tkr=... 阅读全帖 |
|
p*********r
发帖数: 4593 | 36
JPM tangible book value is $34 from same forbes.com, but the data
was base on 09/30/2012 data. You probably can find the JPM conference call
transcript by doing google search. Its CEO Dimon made some comments about
tangible book value when
someone ask if JPM will do buyback at the current price.
He said, yes because two reasons.
* US Fed approved JPM $3B for the first quarter buyback.
* The current JPM price is not very low but reasonable to buy back. |
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z****7
发帖数: 880 | 37 假设苹果和诺基亚今天马上破产清算
苹果p/b(tangible book)约为3，没有负债
诺基亚p/b(tangible book)也约为3.3, 大于100%负债率。估计stock holder连灰都拿
不到
诺基亚跌了90%还是比苹果贵啊 |
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d******r
发帖数: 1247 | 38 这消息好像没有人留意到，雅虎版上有人挖到这条消息，貌似这轮又要涨了。
Waters to Release Rival GSE Bill
by Victoria Finkle
SEP 10, 2013 4:39pm ET
WASHINGTON — Rep. Maxine Waters, the top Democrat on the House Financial
Services Committee, said Tuesday that she is preparing to unveil an
alternative housing finance reform proposal to rival more conservative
legislation backed by many House Republicans.
Waters criticized the GOP plan, spearheaded by Financial Services Committee
Chairman Jeb Hensarling, R-Texas, during a speech Tuesda... 阅读全帖 |
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p*********r
发帖数: 4593 | 39 想做长线 四大银行都可以。
只是 BAC 和 C 股价会增长更多 因为它俩一个trade near tangible book value,
一个 trade below tangible book value. 它俩的股息都是 1 cent/share,
但是今年就会提高。
In March, when US regulator approves them raise dividend or do more shares
buy back, their share price will go up more. I have no doubt their request
will be approved because last year their capital reserves are higher than
WFC and JPM last year.
至于 risk， 我想 big market will have some serious correction, may be
next year. The trigger of the big correction will... 阅读全帖 |
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p*********r
发帖数: 4593 | 40 JCP 的 PB(Price to Book, 这个 book value 还不知道是不是tangible book value)
ratio 才 0.95（from yahoo finance).
这个价位不便宜。 接下来几个月是销售淡季，根本不值得赌啊。
那我重仓的 PWE PB ratio 可是 0.5， 而且是
大量的 Insider buy activities at $10-11 and $8.5-8.7，
还有 6%/year 的 dividend.
再看这两天涨的厉害的 C. 它 的 PB（price to tangible book value) 还不到 1.
No wonder C 这几天涨的凶。 |
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p*********r
发帖数: 4593 | 41
都很好，C 更 under value 一些。 所以 涨起来的话 percentage
会更多的。 C 毕竟现在还 低于 tangible book value, which is
$57.x. BAC tangible book value is $14.x.
明年 C 的 return capital plan 应该会被 approve. 它的
div 和 share buy back 至少应该跟 BAC相当。 所以它的
valuation 也会慢慢接近 BAC.
当然一个重要原因它的 valuation 低是因为它有 international
business(40% 多）。 碰到像 Russia 这样，就会有些麻烦。
一般这种银行会有 hedge,所以损失也会有限。 CNBC 采访的
几个银行分析师都认为 C 已有 hedge. 所以 C 又慢慢涨回来
了。
现在还有一个 risk 是油价的暴跌，如果油价呆在 $60 以下半年，
有可能会引起石油公司贷款的坏账，虽然银行的贷款一般是
最 high priority to get money back, 但多少也会
有些影响吧... 阅读全帖 |
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k*****a
发帖数: 1463 | 42 Credit bubble is cracking especially at its peak. e租宝 is an example where
capitals are soon find itself not backed by value promise. The bubble of
house price continue to inflate means there is no investment channel but
housing. You can turn all alarms off just like 2007.
Cut 产能 is going to finally yield less GDP, jobs and recession. Using
unnecessary production has been important factor to expansion when you don't
care about profits and future viability of the productivity. Eventually,
the cut... 阅读全帖 |
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发帖数: 1 | 43 今天一早加买了一大堆 Citibank, 它现在还是最 under valued 银行。
这个季度 wall street estimated income 是 $1.24/share.
只要能达到，它就应该重会 $60 以上。
如果6月份 Fed 批准它提高红利，再加 2017 年的 buy back.
（估计应该有 more than $8 billion buy back, 加 50% 的 红利 hiking）。
那它上 $65 是很容易的。 它现在还是 trade 在 tangible book value （$65.x)
以下, 其他银行 都已 trade 远远 above tangible book value. |
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发帖数: 1 | 44 Investment in tangible property..
能不能给我举个例子。。。
啥是tangible property...? |
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e********3
发帖数: 18578 | 45 就我的理解，外国人汇款给美国居民（公民，绿卡，居住超过5年的外国人），是不需
要缴税的，但是如果超过1年10万美元，需要填3520表，这个表不需要缴税，但是必须
要填，如果不填的话，请注意了：一个月罚款礼物的5%，IRS太黑了。
Generally there is no U.S. gift tax on a gift from overseas – with some
exceptions. There are always exceptions. The gift could be subject to U.S.
gift tax if it is “U.S. situs” property. In general, tangible property
located in the U.S. is “U.S. situs” property. Examples would include:
Residence
Vacation property
Boat
Cash
Did I say cash? Yep. The IRS considers cash... 阅读全帖 |
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g****s
发帖数: 73 | 46 everywhere
http://www.miamicondolifestyle.com/tax-relief.php
(3) provides a $25,000 exemption for tangible personal property and
(4) limits assessment increases for specified nonhomestead real property except for school district taxes.
WTH is "a $25,000 exemption for tangible personal property"? |
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s******n
发帖数: 518 | 47 这么长的文章你都仔细读了，下面这段bleacher report 上的一定也看一下
This is pretty ludicrous, slanted reporting. Anyone can report something as
fact and make it sound convincing. Just look at the deadspin article about
Derek Jeter's "gay sexual relationship." The ESPN report fails to mention
that it is completely legal to tape from the booths, it is only illegal from
the sidelines. Filming opposing teams coaches for signals is still legal
today. When Mike Shanahan was coaching the Broncos he said himself "Our guys
keep a... 阅读全帖 |
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P*******s
发帖数: 465 | 48 These are pretty much all the tangible "benefit".
What is more meaningful at this particular moment is the intangible benefit
for the years to come, such as the enjoyment of freedom.
And if the law, which isn't unclear what will it do, be put into place, the
ammo price will skyrocket at the best case scenario, or you could not even
find any in the worst case scenario. And this is quite a tangible benefit. |
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u****a
发帖数: 568 | 49 Re: NCAA President speaks on Cam
"The NCAA looks at each student-athlete eligibility decision based on its
merits, because no two are identical. In the Cam Newton reinstatement case,
there was not sufficient evidence available to establish he had any
knowledge of his father’s actions and there was no indication he actually
received any impermissible benefit. If a student-athlete does not receive
tangible benefits, that is a different situation from a student-athlete or
family member who receives... 阅读全帖 |
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z****e
发帖数: 54598 | 50 卡霍基亚遗址
1. 景点是否相对比较独特
是，其它地方找出这样的建筑来看看
2. 保护的是否得力，未经人工的损坏和过度修饰
是，遗址发现时候就那样，保存相对完好，更谈不上过度修饰
3. 是否有着震人心魄的魅力
是，这是北美印第安部落文化的代表
世界遗产入选时候的评价标准，认定其符合以下两条
(iii) "bears a unique or exceptional testimony to a cultural tradition or to
a civilization which is living or which has disappeared"
(iv) "is an outstanding example of a type of building, architectural, or
technological ensemble or landscape which illustrates a significant stage in
human history"
世界文化遗产全部标准
看清楚里面的词汇都是什么等级的词汇
creative genius，important ... 阅读全帖 |
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