m******k
发帖数: 2390 | 1 虽然今天只是个例外，大部分的下降是因为speculation，但是也潜在的反映了投资者
对元和美元的心态
之前我说了国内房价绝对值不会下降，但是相对（相对于其他货币）价值会下降。这次
只是外汇市场的一个短期调整，但是以后会越来越多的。
所以在有办法转换美元和rmb的海龟，可以购买property在国内，适当的时候卖出(5
yrs is a good mark)赚取profit
at 5 yrs mark
example 2" (highest possiblility)
house absolute value unchanged or increased, Yuan appreaicate (against USD),
you win.
example 1: (somewhat possible)
house absolute value in Yuan increased, Yuan remains the same, you win.
example 3": (high possible)
house absolute value dropped, but the downsi... 阅读全帖 |
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d*********2
发帖数: 48111 | 2 give the tag of this 5 star.
don't forget that index etf paying dividend.
very few mutual fund could beat index in 5 years.
although they may have better performance in 10 yrs term.
and if you do rebalance urself, u may achieve better.
never forget , MF cost around 15% in 10 yrs.
how much could u afford to pay in 10 yrs? |
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c********1
发帖数: 5269 | 3 intelligence + experience
old dudes are doing well.
warren buffett -- 84 yrs old
George Soros -- 84 yrs old
Carl Icahn -- 78 yrs old |
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s*******u
发帖数: 241 | 4 J1 student is NR for the first 5 calendar yrs, J1 scholar is NR for the
first 2 calendar yrs.
but the treaty exempt federal tax for 3 yrs or so! definitely not forever!--
haha i wish it was. |
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w****p
发帖数: 167 | 5 找到一个08年的老帖子如下。大意就是还能从EAD回到H1b继续用完剩余的时间（6年内
），还是用以前的名额。哪位能给确证一下？
http://www.trackitt.com/usa-discussion-forums/i485-eb/198416615
"
Yes You can come back to H1B. I had to come to EAD from H1B while I was on
my 4th yr H1B. My company lawyer said with a new rule you basically keep
unused H1B out of yr first 6 yrs reserved. In case you see something wrong(
RFE) in yr 485 you can re file for a H1b and you get to reuse the unused
portion of it. I am not sure what happens if you have used all 6 yrs. I s... 阅读全帖 |
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E**r
发帖数: 434 | 6 EB2: BS + 5+ yrs OR MS + 0+yrs
如果工作经验不够5年,就用MS + 0+yrs |
|
j******l
发帖数: 1068 | 7 It depends.
There was a 39 yrs old woman who got offer from a famous Japanese
Electronics maker after she got her Ph.D this Mar.
And several yrs ago, one of my friend went to Masuda after he got his
Economics mater degree, he was 38 yrs old then. |
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w**********9
发帖数: 1098 | 8 当然是No point, No closint cost.
交了closing cost， 下回再降你咋办？这两千多块不就
打水漂了。Condo的同学要随时准备着，现抓肯定来不及。Closing cost是最不正常的
东东。
我还是推荐 5 yrs Arm. Rate高高低低，每次我都会出来知会大家，从去年到今年，我
已经喊了三次30年fixed 4.75了。我不信它五年不降。再者你会换公司或者换房。另外
银行5 yrs Arm赚不到钱，broker也比30 Year Fixed赚的少。
如果Loan超过四十万，一定要选5 yrs Arm。一年差4.5-3.125=1.375
1375X4=5500，五千五啊！ |
|
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s*****l
发帖数: 1844 | 9 I would not recommend you to go there.
In general poor skills. I changed starters twice there because I can not
start my cars, the interval is only around 1.5 yrs. After changing the
starter the first time, my car was OK for ~1.5 yrs. Then I had trouble
starting again, and he asked me to change starter after checking my car. I
did not remember that I just changed starter 1.5 yrs ago, and agreed to
change the starter. Shortly after, I recalled that I changed starter not
long ago, and even fo |
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x******t
发帖数: 3911 | 10 pre school: 3 yrs
pre-k: 4 yrs
k: 5 yrs
Free public school starts at K. But if the child comes from low income
family and/or has special needs, then he/she can start at pre-k. |
|
d**********7
发帖数: 41 | 11 USPTO allows 50% off for "small entities". The very minimum cost is the
following, assuming all the necessary
conditions are met.
For filing (37 CFR 1.16):
$82 for e-filing + $270 search fee + $110 examination fee
For maintenance (37 CFR 1.20):
$490 @ 3.5 yrs + $1240 @ 7.5 yrs + $2055 @ 11.5 yrs
I do not assure you the accuracy of the information though. |
|
P******n
发帖数: 92 | 12 Moving Sale：
沙发
品牌： Leather Sofa (brown -mahogany color)
状态：Excellent
购入时间：Don't remember
尺寸：83" x 39" x 39"H
转让价：$180
Bike
状态：Excellent
购入时间： used
转让价：$80
Small computer desk with hatch
(mahogany color)
状态：good
购入时间： 2 yrs ago??
转让价：$20
bookshelf - tall, 5 shelves
状态：good
转让价：$10
tall narrow wooden bookshelf
状态：good
转让价：$10
Boy Clothes and shoes (from 12 month to 4 yrs)
状态：Excellent - very good
转让价：$2 - $15
Toys (wagon,Train, Fire Enginee, Tank, cars ..)
状态：Excellent - very good
转让价：$2 - $15... 阅读全帖 |
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r******d
发帖数: 1879 | 13 If you plan to sell the house in a few years, you should do the ARM. If you
plan to stay here for a long term or you want to keep the house and rent it
out in the future even you purchase the new one, you should do the 30 yrs
fix.
30 yrs fix is the lowest point but not 5 yrs ARM. |
|
r******d
发帖数: 1879 | 14 If you meet the following requirement:
SFR, Primary living, FICO 740+, LTV75 or less
Today's rate is 2.875% for both 5 yrs and 7 yrs ARM, no cost.
Super conforming 5 yrs ARM never be that low before. |
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k***a
发帖数: 2400 | 15 Currently 30 yrs fixed rate is 3.5% if you have a credit score > = 740 and
LTV <=60.
It depends on how you predict the rate trends , If you think long term rate
will be flat or lower , you can stay for 3.5 yrs with your 2.625% and change
to 30 yrs fixed later, but if rate keeps going up, then you will miss the
historically low mortgage rates... |
|
s****a
发帖数: 42 | 16 刚帮您查了一下，具体信息如下：
For Personal Use Only
Vehicle Information:
2003 VOLKSWAGEN GOLF GLS
VIN: 9BWGK61J034006029
HATCHBACK 4 DR
2.0L L4 SFI SOHC 8V
FRONT WHEEL DRIVE
Standard Equipment | Safety Options
Search for other 2003 VOLKSWAGEN GOLF vehicles in Seattle, WA
No accident / damage reported to CARFAX
4Previous owners
Personal vehicle
Last owned in North Carolina
50,731Last reported odometer reading
$330 Above retail book value
This CARFAX Vehicle History Report is based only... 阅读全帖 |
|
I*D
发帖数: 40035 | 17 Role Title Description Start Date End Date Status Level From
Level To Standard Role Work Location Role Specialty 1 Level 1
Role Specialty 1 Level 2 Role Specialty 1 Level 3 Role Specialty 1
Level 4 Role Specialty 1 Level 5 Skill & Proficiency
PeopleSoft Administrator This person will be part of a team that supports
a PeopleSoft Financial system with several associated custom applications
and batches using ASP .NET, Hyperion, PL/SQL, SQL, and SQR. This ... 阅读全帖 |
|
s**********a
发帖数: 3273 | 18 年龄 please. 40 yrs old cannot compare with 30 yrs old, which
in turn cannot compare with 20 yrs old. 年龄越大越难恢复。 |
|
t*n
发帖数: 14458 | 19 1. 49ers -- Alex Smith, QB, Signed 6 yrs, $49.5 million ($24 million in
bonuses
)
2. Dolphins -- Ronnie Brown, RB, Unsigned
3. Browns -- Braylon Edwards, WR, Unsigned
4. Bears -- Cedric Benson, RB, Unsigned
5. Buccaneers -- Carnell "Cadillac" Williams, RB, Signed 5 yrs, $19 million
($15 million bonuses)
6. Titans -- Adam "Pacman" Jones, CB, Unsigned
7. Vikings - Troy Williamson, WR - Signed 5 yrs, $15.75 million ($13.3 million
bonuses)
8. Cardinals -- Antrel Rolle, CB, Unsigned
9. Redskins - Car |
|
q***x
发帖数: 94 | 20 Many new Chinese gun buyers are waking up after recent Houston tragedy and
are looking for the first reliable HD weapon, I just found out this great
deal yesterday and I highly recommend it after I confirmed some critical
details today.
brand new, life time warranty, sig 229 with night sights, 9MM, 15rds
capacity, $650 shipped
http://www.budsgunshop.com/catalog/product_info.php/cPath/21_28
(deal found from slickguns.com or gunwatcher.com, bookmark them)
cheapthandirt also has the same deal. But... 阅读全帖 |
|
U******u
发帖数: 5829 | 21 I was WSN based on your creteria for >16+ yrs, and now I really regret and
feel, if spent $60/week for half yrs, I might already be >4.5 10 yrs ago.
Now I spent at least $40-60/wk (2-3 times coaching fee), and routine >$260/
mon club fee. Money does talk and one penny, one cent improvement......
that's what I feel and experience now. |
|
a****7
发帖数: 295 | 22 In 2013, the top 100 ATP player average age is 27 yrs old.
In 2003, the top 100 ATP player average age is 25 yrs old.
In the last decade, a player's professional life has extended at least 2
years.
If Djokovic can keep up the longevity as Federer by playing until 32 years
old, and let 27 yrs old as the golden time, Djokovic need only 5 more years
to reach QF to tie Federer's record. |
|
M***8
发帖数: 61 | 23 FOR LA, disneyland is still the best for old and young. my old parents and
young all enjoyed lots or rides there. also remember the night time show and
fireworks, even my 2 yrs old liked them.
Most of the rides and shows in Universal Studio are a bit too much for my
parents and the 5 yrs old, although my 7 yrs old liked it, so not so sure
about your kids.
enjoy |
|
M***8
发帖数: 61 | 24 Unable to type Chinese, sorry.
We went to Legoland with kids this Spring, eldest is 8 yrs, and youngest is
3 yrs.
spent 5 days in Legoland, (since we went to other SD places last year), and
there was 5 for 1 tickets, it was a bit too long, likely 3-4 days will be
enough, on the last day, everyone was exhauseted, so we even went to watch
the movie for the second time(we did the day before)
1. it will take quite a while to play all those games, since there is no
fastpass system as in Disneyland, s... 阅读全帖 |
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z**x
发帖数: 3629 | 25 这个网页讲了一些哦。看看可能就大概可以了解虚拟乐器咋work的。
另外，那一页上还有音色试听，可以听听看。
http://adsh.musicec.com/goods.php?id=2460
YRS古筝的发布，标志着中国民乐数字化的一个里程碑，它第一次结合了国外主流采
样器的先进技术与民乐的深厚文化底韵，在电脑上再现了古筝的清新，含蓄，柔美与震
撼。在音乐制作追求大响度的现今，YRS古筝特有的弱力度采样，让你感受到久违的寂
静之声，而低音弦的大动态拾音，又带给你不亚于任何电扩声乐器的冲击。古筝及系列
产品的推出，是对中国民乐这一湮没宝藏的重新发现，音乐制作中民乐音色从异域文化
猎奇转变成主流元素的进程即将开始。
YRS古筝是2010年由Yellow River Sound与安达音频联合开发的中国民乐软件音色
产品，它基于BEST SERVICE ENGINE播放器，不仅音质出众，还在收录了众多演奏技巧
的同时，结合键位、调制轮和力度切换，使得调用技巧更加轻松自如。
请聆听全部由MIDI编配，单音音色制作的演示曲，感受前所未闻的虚拟古筝之声吧。
特点:
1.6G音色容量，收录了古... 阅读全帖 |
|
S*******e
发帖数: 186 | 26 I hope my story will provide some input to LZ.
My coworker, she’s an white American lady, average looking but slim figure.
Eight yrs ago, she told me she met a man from her sister’s party. Then
they started dating. Both sides has two kids. Her kids is 10 and 13 at that
time. Since they live close, only 2 miles away, so they see each other 2-3
times a week, but they did not get married or move in together. I asked her
why, she said at that time, her children(one son and one daughter) were in
teen... 阅读全帖 |
|
s*****o
发帖数: 1540 | 27 if a man can 顶天立地，养家糊口, why he marrys this 42 yrs old woman?
Why cannot he find a 24 yrs old girl and 顶天立地，养家糊口????
Since in both case the woman contributes nothing to the family, tell me who
is stupid to marry a 42 yrs old ?
42 vs 24, you have nothing to OFFER !!!! |
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b********n
发帖数: 38600 | 28 Religion is just a fools guide to this thing we called LIFE. Religion is the
problem with society today, it has been used for social, economic, and
political gains. We are in outer space, there is NO GOD, God only exist in
religion, the word God is not even 5k yrs old but yet the Earth is 4.5B yrs
old. What is naturally here is what is naturally here and human beings don't
need religion to tell them about NATURE. Cause and effect is what allows us
to see the difference between right and wrong no... 阅读全帖 |
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b*****3
发帖数: 286 | 29 Redhat 3 yrs
Gentoo 2 yrs
Ubuntu 1 yr
Debian 3 yrs + (still using now) |
|
r****e
发帖数: 3109 | 30 6 people in my cohort
5 yrs: 1
6 yrs: 3
6+ yrs: 2 |
|
s*****l
发帖数: 1844 | 31 hehe, I happen to know both Analytical Chemistry and Accounting well, just
give you my 2 cents for your reference. Remember things are changing fast.
Make sure you choose the one you are interested in, and do not think too
much. Time is limted. Do what aspires you by any chance possible.
Analytical Chemistry
(1) MS relatively easy to get a job. But the work is very boring to me.
Unless you can excel at work, development space is limited. (2) Phd is
harder to get a job, but starting level is high... 阅读全帖 |
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s**********4
发帖数: 82 | 32 About Meritco Services
Meritco Services was founded by ex-McKinsey consultants in late 2009 and has
been growing into a firm of 50 consultants with offices in Shanghai,
Beijing and Chengdu. We not only offer strategy/ management consulting
services to corporate clients in a variety of industries including consumer
goods, industrial products, pharmaceutical/healthcare and TMT, but also are
dedicated to serving private equity clients throughout investment cycles.
Today we have served 50+ leading i... 阅读全帖 |
|
D*****I
发帖数: 987 | 33 1>Southern Maryland Traffic Signals, ACI and MARTCP
Certifications
2>Virginia, VA Municipal Water/Wastewater
3> NJ 5-10 yrs experience with bridge safety inspections; NBIS
standards
4> NJ Bridge Engineering, AASHTO LRFD design, STAAD & LARSA
software knowledge
5> Nevada Bach Degree in Geography or related studies, Min 7 yrs
exp., GISP and PMP preferred
6> TX Bach Degree, 5+ yrs proposal exp. in A/E firm
TOP ... 阅读全帖 |
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j****i
发帖数: 496 | 34 How many years of practicing experience in the area of employment law? If
he has over 5 yrs exp., this is a good deal; for 3-5 yrs, it's ok deal; for
0-2 yrs, it's a walk-away deal. Just my personal take. |
|
D******e
发帖数: 1085 | 35 Very good advice.
Married for 10 yrs and then you can find someone young again in 10 yrs when
your wife leaves you.
What a deal.
10 yrs will fly by in a wink. Go for it.
10 |
|
yf
发帖数: 272 | 36 Yesterday three young patients died in our ER in half hour, 25 yrs, 27 yrs,
and 30 yrs old. I couldn't go to sleep after this. Very traumatic. |
|
D******e
发帖数: 1085 | 37 Dont listen to these MDs. They make less money than a dentist and are
always regarded as a 2nd class MD in this country.
4 yrs to get DDS.
You are looking at 6 yrs to finish residency. 2 yrs to pass step 1 and 2.
And some OB experience. You may not make it the first year.
Easier life in dental school than residency.
Dont worry about the tuition. You will make more money than you can spend.
If you cant get in a dental school after 2 tries, you can try something else. |
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w***w
发帖数: 29 | 38 My best guestimate based on published stats:
For people around 30 yrs old who keep trying for 5 yrs, the chance not to match is less than 5%. Statistically speaking, you will make it.
For people in the 40s with low scores, no USCE, it is a toss after 7 yrs of trying, give or take.
The bright side is that almost everyone would have a good job at the age 45 already. |
|
u*****0
发帖数: 156 | 39 I dont know what to tell you. I just bumped into some1 in a restaurant
today. She is over 50 yrs old. She was trying hard to keep her cool when
she casually told us that her company she started 5 yrs old will sell for $
10M with startup capital of only $500K. I was like, thanks for telling me. $
#@%##!$#!%#$@%$.
(The last sentence was a joke in case some people dont get it).
One of the husbands we were on vacation with whined about a lousy year when he would only get 500K year end bonus. O... 阅读全帖 |
|
e****0
发帖数: 678 | 40 • Exaggerated deep tendon reflexes can be seen in lock in syndrome.
• Non bleeding varices are managed with nonselective beta-
adrenergic antagonists, such as propranolol.
• Sclerotherapy, endoscopic band ligation, and surgery are
indicated after a patient has a first episode of variceal bleeding.
• TIPS is a last resort in variceal bleeding unresponsive to
medical and endoscopic intervention.
• Ischemic colitis
CT—thickening of eth bowel ... 阅读全帖 |
|
h**s
发帖数: 1757 | 41 if you did 3 yrs of im and 3 yrs of postdoc, how come you are only 3 yrs
from med school? just curious.
######################
8 years program which include 3 years resident training. However, the
diploma showed the last year. |
|
c*****5
发帖数: 463 | 42 Your undergrad background or age is not a problem. My class average age was
25yr starting med school, and the oldest person was 40yr with 2 children
when she started. As everyone pointed out earlier, you need to check pre-
med requirements.
Also you are an atypical applicant, so the usual criteria -- undergrad GPA,
MCAT, etc, may not apply to you as others. Your background is your strength
and weakness. Apparently you have demonstrated enough intellectual rigor
and accomplished a PhD. Admissi... 阅读全帖 |
|
o****n
发帖数: 9475 | 43 Adm via ED 2 days ago with blood glucose 700. Dx hyperplycemic Hyperosmolar
Nonketotic Syndrome
Medical and surgical history
Type 2 Diabetes x 4 yrs.
Hypertension (HTN) x 8yrs
Coronary artery disease (CAD) x___yrs
Alcohol (ETOH) abuse x 40 yrs
L inguinal herniorrhaphy x 10yrs
Cholestectomy x 15 yrs |
|
M******C
发帖数: 623 | 44 ☆─────────────────────────────────────☆
oxhorn (^_^) 于 (Mon Mar 21 20:55:02 2011, 美东) 提到:
type 2 病人急诊到ED，诊断了HHNS，hyperglycemia hyperosmolar Nonketotic state
,两天后Head to toe assessment:
IBW 150%
I/O 3600/1600
+2 edema L ankle
pedal pulses +0/3 bilateral
lung crackles
last BM 4 days ago
FSBS 200
ate 100% of lunch，complain of still hungry
HHNS的症状不是dehydration吗？什么情况下会I/O +？priority nursing diagnosis可
以是Excess fluid volume吗？
Excess fluid volume r/t decrease fluid volume output AMB I/O(+ 2000 ml)... 阅读全帖 |
|
b**u
发帖数: 2761 | 45 takes about 4 to 6 yrs, if u hv pharmacist training in china, might take
less time. some schools offer accelerate program which takes only 3 yrs.
but most likely u'll need 4 - 6 yrs. |
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s**********4
发帖数: 82 | 46 About Meritco Services
Meritco Services was founded by ex-McKinsey consultants in late 2009 and has
been growing into a firm of 50 consultants with offices in Shanghai,
Beijing and Chengdu. We not only offer strategy/ management consulting
services to corporate clients in a variety of industries including consumer
goods, industrial products, pharmaceutical/healthcare and TMT, but also are
dedicated to serving private equity clients throughout investment cycles.
Today we have served 50+ leading i... 阅读全帖 |
|
s**a
发帖数: 178 | 47 JPM不错了 25%stock但是没有defer到三四年的
MS的1mn以下30%stocks 1mn以上40%stocks base又涨了10%
Citi的1mn以上30%stocks vested in 4 yrs, 60% stock can be sold in 4 months,
10%cash at end of the month (75k cash cap)
BoAML的公式很奇怪 100k-250k 35%in cash (17.5% in aug10/11 rest 30% in 4 yrs)
; 250k-500k 24% in cash, 18% in aug 10/11, rest 40% in 3 yrs
等着看GS的=) |
|
k**k
发帖数: 61 | 48 One thing I very curious about (possibly many others will as well) is that
how the base and bonus changes as one's career advances.
Would it be possible that you share info in a more specific way, something
like the following:
Type of role 1~2 yrs 3~5 yrs 5~10 yrs
Trading/structring base/bonus base/bonus base/bonus
Risk Management base/bonus base/bonus base/bonus
IT/developer base/bonus base/bonus base/bonus
Numbers will be avarage bas... 阅读全帖 |
|
h***x
发帖数: 586 | 49 CALIFORNIA:
0000087272
SAS Programmer (12m)
Bachelor's or Masters in Computer Science or other relevant (Engineering)
degrees with 5+ years of pharmaceutical experience preferred- The work
experience should include at least two years of technical leadership in a
statistical programming environment in a pharmaceutical or biotechnology
environment including the analysis and reporting of clinical trial data-
Knowledge and application of p-values, confidence intervals, linear
regression analysis, ad... 阅读全帖 |
|
