a********t
发帖数: 1810 | 1 如果某一月的RESERVE LEVEL, 或INCURRED LOSS 很高(和其它几个月比),可能是啥原因.
HEALTH INSURANCE | K**r
发帖数: 2193 | | Y*H
发帖数: 1582 | 3 In most cases it's due to seasonality and change in speed of claim
processing (claim inventory). Sometimes it's product specific like med supp
and HDHP, but this kind of pattern should all be captured by seasonlity.
因.
【在 a********t 的大作中提到】
: 如果某一月的RESERVE LEVEL, 或INCURRED LOSS 很高(和其它几个月比),可能是啥原因.
: HEALTH INSURANCE
| g*****t
发帖数: 53 | 4 possibly due to shock claim, say someone has a very costly skin graft
procedure due to severe burn, and the plan has to eat the cost. | r*******1
发帖数: 153 | 5 Is that called a Spike Claim? | T*****i
发帖数: 523 | 6 year end paid claim lag. |
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