k*********l 发帖数: 1218 | 1 车祸,对方全责,我的车全报废,对方的insurance公司陪款额和我自己查的kkb的
retail price差了2000,insurance公司坚持他们的valuation,他们自己有个
valuation公司,然后找了2个comparable car的value,我现在准备上small count
请问这个赢的几率大吗? 我是sue insurance公司,还是sue对方的driver?
多谢 |
N***m 发帖数: 4460 | 2 hehe, you have very very little chance to win.
【在 k*********l 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 车祸,对方全责,我的车全报废,对方的insurance公司陪款额和我自己查的kkb的 : retail price差了2000,insurance公司坚持他们的valuation,他们自己有个 : valuation公司,然后找了2个comparable car的value,我现在准备上small count : 请问这个赢的几率大吗? 我是sue insurance公司,还是sue对方的driver? : 多谢
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g*********r 发帖数: 9366 | 3 不好说
如果有solid evidence ,那么非常可能赢
这个价钱你必须是真正的市场价,用kbb 显然很有说服力
对方无权只用自己的估价公司, 这个估价理论上要独立的第三方的
【在 N***m 的大作中提到】![](/moin_static193/solenoid/img/up.png) : hehe, you have very very little chance to win.
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k*********l 发帖数: 1218 | 4 是啊,这也是我为什么要花这个时间,和精力试一试
希望听一听有这方面经历的人的经验
【在 g*********r 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 不好说 : 如果有solid evidence ,那么非常可能赢 : 这个价钱你必须是真正的市场价,用kbb 显然很有说服力 : 对方无权只用自己的估价公司, 这个估价理论上要独立的第三方的
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k*********l 发帖数: 1218 | 5 why,能告诉我原因吗?
【在 N***m 的大作中提到】![](/moin_static193/solenoid/img/up.png) : hehe, you have very very little chance to win.
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t*********u 发帖数: 26311 | 6 你先看看 他们的用的是不是ccc
用ccc你sue 他们的不是第三方 没用
可以要ccc report 从 report上找 漏斗
就和你 写 gre 驳论一样 一条一条的写
你要自己从 autotrader craigslist 以及 dealer哪里 找 comparale的 car 来 比较
价格
而且是要 local 好像定要 local是 25mile 附近
【在 k*********l 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 车祸,对方全责,我的车全报废,对方的insurance公司陪款额和我自己查的kkb的 : retail price差了2000,insurance公司坚持他们的valuation,他们自己有个 : valuation公司,然后找了2个comparable car的value,我现在准备上small count : 请问这个赢的几率大吗? 我是sue insurance公司,还是sue对方的driver? : 多谢
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k*********l 发帖数: 1218 | 7 什么是CCC?
insurance是all state,他们用的什么auto source的一个公司,拿了2个comparable的
一个离这38mile,一个有至少50mile的另外一个state
我自己查autotrader,至少有7-8个相近的car,都在7000,附近20mile以内的车,
asking price
报废的车是2001 Camry,117K milage,市场价明摆的在那里,他们说KKB他们不用的,
我如果给他们comparable car,他们也不认,明摆着就是想赖账
我已经交涉一个星期了
气死我了
比较
【在 t*********u 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 你先看看 他们的用的是不是ccc : 用ccc你sue 他们的不是第三方 没用 : 可以要ccc report 从 report上找 漏斗 : 就和你 写 gre 驳论一样 一条一条的写 : 你要自己从 autotrader craigslist 以及 dealer哪里 找 comparale的 car 来 比较 : 价格 : 而且是要 local 好像定要 local是 25mile 附近
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t*********u 发帖数: 26311 | 8 google ccc appraiser
【在 k*********l 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 什么是CCC? : insurance是all state,他们用的什么auto source的一个公司,拿了2个comparable的 : 一个离这38mile,一个有至少50mile的另外一个state : 我自己查autotrader,至少有7-8个相近的car,都在7000,附近20mile以内的车, : asking price : 报废的车是2001 Camry,117K milage,市场价明摆的在那里,他们说KKB他们不用的, : 我如果给他们comparable car,他们也不认,明摆着就是想赖账 : 我已经交涉一个星期了 : 气死我了 :
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i****a 发帖数: 36252 | 9 http://www.edmunds.com/auto-insurance/a-total-loss.html
look at #4
【在 k*********l 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 车祸,对方全责,我的车全报废,对方的insurance公司陪款额和我自己查的kkb的 : retail price差了2000,insurance公司坚持他们的valuation,他们自己有个 : valuation公司,然后找了2个comparable car的value,我现在准备上small count : 请问这个赢的几率大吗? 我是sue insurance公司,还是sue对方的driver? : 多谢
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G******n 发帖数: 749 | 10 Please tell us your insurance company?
【在 k*********l 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 车祸,对方全责,我的车全报废,对方的insurance公司陪款额和我自己查的kkb的 : retail price差了2000,insurance公司坚持他们的valuation,他们自己有个 : valuation公司,然后找了2个comparable car的value,我现在准备上small count : 请问这个赢的几率大吗? 我是sue insurance公司,还是sue对方的driver? : 多谢
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k*********l 发帖数: 1218 | 11 All State
凑巧的是责任方和我自己的insurance公司都是all state,这个在IL很多
以后我决定不用它了
【在 G******n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Please tell us your insurance company?
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i*******y 发帖数: 319 | 12 Just settled a similar claim. One month after the accident.
Argued and got about 10% more than original offer - settled at KBB (dealer) price.
The first thing is to find a safe (and free) place to park your junk car. Then calm yourself down - do not hurry. Actually, insurance company is the one who is rushing for a settlement. Be prepared for long-time conversations.
Find holes in their CCC value. In my case, I made two points:
1. They cited four cars around our area, all under-valued and adjusted higher. I argued that "sample size is too small" and "biased" - if high-valued cars were cited and adjusted down, one usually gets a higher value.
2. I found cars from the same source they cited and the cars are closer in model and mileage to our car than the ones they cited for comparison. Using these cars will end in a higher value for our car.
【在 k*********l 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 车祸,对方全责,我的车全报废,对方的insurance公司陪款额和我自己查的kkb的 : retail price差了2000,insurance公司坚持他们的valuation,他们自己有个 : valuation公司,然后找了2个comparable car的value,我现在准备上small count : 请问这个赢的几率大吗? 我是sue insurance公司,还是sue对方的driver? : 多谢
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k*********l 发帖数: 1218 | 13 多谢,你的经验很有用
这一个月,保险公司都cover你的租车费用吗?
我的告诉我下个星期一到期,租了两个星期,说给offer后2-3天,不管你接不接受这个
offer,租车的就到了
) price.
Then calm yourself down - do not hurry. Actually, insurance company is the
one who is rushing for a settlement. Be prepared for long-time
conversations.
higher. I argued that "sample size is too small" and "biased" - if high-
valued cars were cited and adjusted down, one usually gets a higher value.
model and mileage to our car than the ones they cited for comparison.
Using these cars will end in a higher value for our car.
【在 i*******y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Just settled a similar claim. One month after the accident. : Argued and got about 10% more than original offer - settled at KBB (dealer) price. : The first thing is to find a safe (and free) place to park your junk car. Then calm yourself down - do not hurry. Actually, insurance company is the one who is rushing for a settlement. Be prepared for long-time conversations. : Find holes in their CCC value. In my case, I made two points: : 1. They cited four cars around our area, all under-valued and adjusted higher. I argued that "sample size is too small" and "biased" - if high-valued cars were cited and adjusted down, one usually gets a higher value. : 2. I found cars from the same source they cited and the cars are closer in model and mileage to our car than the ones they cited for comparison. Using these cars will end in a higher value for our car.
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H****w 发帖数: 1632 | 14 Zan! You make a good lawyer!
(dealer) price.
car. Then calm yourself down - do not hurry. Actually, insurance company
is the one who is rushing for a settlement. Be prepared for long-time
conversations.
higher. I argued that "sample size is too small" and "biased" - if high-
valued cars were cited and adjusted down, one usually gets a higher value.
in model and mileage to our car than the ones they cited for comparison.
Using these cars will end in a higher value for our car.
【在 i*******y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Just settled a similar claim. One month after the accident. : Argued and got about 10% more than original offer - settled at KBB (dealer) price. : The first thing is to find a safe (and free) place to park your junk car. Then calm yourself down - do not hurry. Actually, insurance company is the one who is rushing for a settlement. Be prepared for long-time conversations. : Find holes in their CCC value. In my case, I made two points: : 1. They cited four cars around our area, all under-valued and adjusted higher. I argued that "sample size is too small" and "biased" - if high-valued cars were cited and adjusted down, one usually gets a higher value. : 2. I found cars from the same source they cited and the cars are closer in model and mileage to our car than the ones they cited for comparison. Using these cars will end in a higher value for our car.
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g*********r 发帖数: 9366 | 15 别管这个,前面兄弟的意见很好
你现在要做的是装病,到时候那些傻逼们就顾不上你的租车费了
打一个电话,告诉他们你不舒服,但是不要说详细,不要多谈,然后就去黄页上找那些
搞这种生意的小律师去
保管你多赚好几千
车被total 是个很好的装病讹钱的机会
lol
I am serious , althought it does sound ridiculous
the
【在 k*********l 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 多谢,你的经验很有用 : 这一个月,保险公司都cover你的租车费用吗? : 我的告诉我下个星期一到期,租了两个星期,说给offer后2-3天,不管你接不接受这个 : offer,租车的就到了 : : ) price. : Then calm yourself down - do not hurry. Actually, insurance company is the : one who is rushing for a settlement. Be prepared for long-time : conversations. : higher. I argued that "sample size is too small" and "biased" - if high-
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c*******e 发帖数: 8624 | 16 怎么可能拿到retail price,跟private party fair condition差不多就行了.
你要告,恐怕得有很强的证据说明为什么你的车比fair condition值更多钱.
【在 k*********l 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 车祸,对方全责,我的车全报废,对方的insurance公司陪款额和我自己查的kkb的 : retail price差了2000,insurance公司坚持他们的valuation,他们自己有个 : valuation公司,然后找了2个comparable car的value,我现在准备上small count : 请问这个赢的几率大吗? 我是sue insurance公司,还是sue对方的driver? : 多谢
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k*********l 发帖数: 1218 | 17 update:
I am able to negotiate to close to the retail price now :) though still
about $500 difference instead of $2000. I am satisfied enough.
Anyone want to give me some baozi to know the experience. It worth lot of
real money in real world |
k***x 发帖数: 6799 | 18 大家给你出了不少主意,没人问你要包子吧,你就这样回报大家?不厚道
of
【在 k*********l 的大作中提到】![](/moin_static193/solenoid/img/up.png) : update: : I am able to negotiate to close to the retail price now :) though still : about $500 difference instead of $2000. I am satisfied enough. : Anyone want to give me some baozi to know the experience. It worth lot of : real money in real world
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d*b 发帖数: 21830 | 19 simple, see a doctor, bring medical bill up.
【在 k*********l 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 车祸,对方全责,我的车全报废,对方的insurance公司陪款额和我自己查的kkb的 : retail price差了2000,insurance公司坚持他们的valuation,他们自己有个 : valuation公司,然后找了2个comparable car的value,我现在准备上small count : 请问这个赢的几率大吗? 我是sue insurance公司,还是sue对方的driver? : 多谢
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d*b 发帖数: 21830 | 20 这家是最烂的了,不要签settle, 反正你有2年时间慢慢看病,到时候上法庭好了。
【在 k*********l 的大作中提到】![](/moin_static193/solenoid/img/up.png) : All State : 凑巧的是责任方和我自己的insurance公司都是all state,这个在IL很多 : 以后我决定不用它了
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T***y 发帖数: 6600 | 21 被恶心到了:楼上那么多人给出主意,不求图报。现在开始索恩了。
【在 k*********l 的大作中提到】![](/moin_static193/solenoid/img/up.png) : update: : I am able to negotiate to close to the retail price now :) though still : about $500 difference instead of $2000. I am satisfied enough. : Anyone want to give me some baozi to know the experience. It worth lot of : real money in real world
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k*********l 发帖数: 1218 | 22 这么mitbbs没事就要跟人干仗似的
我还想拿到包子回馈给我好意见的人
象你这种只知道要free lunch的家伙,也没给别人做多少贡献的loser,我看见的实在
是太多了
俺做人的原则不亏待给我帮助的人,但也在我力所能及的范围内不放过做进缺德事的人
【在 k***x 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 大家给你出了不少主意,没人问你要包子吧,你就这样回报大家?不厚道 : : of
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d*b 发帖数: 21830 | 23 丫这种白痴被人玩了而已。
All state为什么一开始开个天文低价?因为怕丫的看病而已,一般这种车祸的medical
bill 4-5000左右,所以把车价压个1-2000再说,现在人看丫的样子不像要看医生,所
以把车价给提高了。现在丫的反倒高兴起来了。
还是已经老话,越傻的人越自信。
【在 T***y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 被恶心到了:楼上那么多人给出主意,不求图报。现在开始索恩了。
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k*********l 发帖数: 1218 | 24 那就快点滚,最烦你这种萎缩的好像在道德制高点的人
【在 T***y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 被恶心到了:楼上那么多人给出主意,不求图报。现在开始索恩了。
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k*********l 发帖数: 1218 | 25 嘴真臭,我没病去看出4-5000的bill,对我自己有什么好处啊
medical
【在 d*b 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 丫这种白痴被人玩了而已。 : All state为什么一开始开个天文低价?因为怕丫的看病而已,一般这种车祸的medical : bill 4-5000左右,所以把车价压个1-2000再说,现在人看丫的样子不像要看医生,所 : 以把车价给提高了。现在丫的反倒高兴起来了。 : 还是已经老话,越傻的人越自信。
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d*b 发帖数: 21830 | 26 想知道赚钱的办法么?100伪币
【在 k*********l 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 嘴真臭,我没病去看出4-5000的bill,对我自己有什么好处啊 : : medical
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k*********l 发帖数: 1218 | 27 这个当然有很多办法
我不想知道,也没有这个包子
不属于自己应得的钱,我拿了也不舒服
【在 d*b 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 想知道赚钱的办法么?100伪币
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m*******a 发帖数: 371 | 28 a good post for total loss. |