c****1
发帖数: 1095 | 1 我的二手车，快100K miles了，现在也就4000刀左右的价值，前段时间空调坏了，花了
我好几百
刀。心想着要不要买个什么extended warranty。打电话quote了几个，最便宜的，1800
刀左
右，保4年，75K mile，基本cover大部分部件了，如果车有机械故障，只需出100
刀deductible。不晓得这个是否划得来？ 有了这个warranty，以后就不用担心车出故
障了，但
是价格是不是太贵了点？ | S****M
发帖数: 2198 | | s***s
发帖数: 4329 | 3 How To Buy An Auto Extended Warranty & Avoid Scams
All you need to know about new car extended warranties and used car
warranties and scams to avoid
How to prevent being denied a claim for a repair with your extended warranty
, common myths
Reviews of recommended car warranty sites like CARCHEX (866-538-5986),
WarrantyDirect (877-867-3580) & NationWarranty (866-769-1773)
Comparisons of wear and tear warranties vs. mechanical breakdown warranties
How to compare car warranty companies, find out if a company is good or
risky
How to bypass dealers, buy direct and save. Online extended car warranty
tips
Extra auto warranty coverage you'll need for luxury cars with DVD,
Navigation, etc.
Car dealer auto warranty scams. WARNING: A car dealer's auto warranty
brochure is not a contract!
About high mileage used car warranties and wrap warranties with long power
train warranties
Extended Car Warranty Tips:
Don't buy extended auto warranties by price alone, avoid cheapie auto
warranties!
Fully insured vehicle service contracts cost more than shaky unrated risk
retention groups. The Walmartization of America has dangerously jaded you
into shopping for auto extended warranties by price alone, when you should
be shopping by coverage, track record, and ability to pay claims. Cheap
pricing is fine for Walmart, BAD for auto warranties. You get what you pay
for. With high profile auto warranty failures in years past, we learned the
lowest warranty price quote has the highest risk of a warranty company
failing and leaving you with worthless paper. If they undersell the
competition too much, something must give, and they MUST reject your claims
to overcome the lower sales price. They usually under fund the warranty
claims reserve accounts used to fund warranty claims. Don't buy the cheapest
extended warranties, they won't be around to pay your auto warranty claims,
you have been warned. I'd rather see you buy no car warranty at all, than a
cheap warranty guaranteed to go belly up. They use tomorrow's sales
proceeds to pay for today's claims until they crash and burn. Many no-name
car warranty sites mail you 3 x 5 card junk mail advertising low bogus
teaser rates, with no contract to view first. There's hundreds of fly by
night companies, don't email me for my opinion I don't follow them, only
companies we review here. If you can't get information on a warranty company
via Web Assured or Better Business Bureau, then don't buy from them.
Cheapie warranties exclude lots of coverage, they make up stupid reasons to
reject your warranty claims, leaving you with few covered repairs, many don'
t answer their phones, or require you to pay shops first then beg for
reimbursement from the warranty company. We only recommend auto warranties
who pay repair shops directly.
Jeff, I just got ripped off on an Extended Warranty by the dealer! What do I
do now?
Don't email us, do something about it! As you will learn in this chapter, a
third party extended warranty (technically an Extended Service Plan) can be
significantly cheaper than what a dealer sells you for equal or better
coverage. You might think it's too late to save, but you can always cancel
an extended warranty. The amount that you get back will depend on several
factors. The longer you wait, the lower the refund will be. Keep in mind
that the dealer will lose their commission on the sale of that Extended
Warranty, and will try to convince you to keep it at all cost. If you found
CarBuyingTips.com quick enough, some states/warranties have grace periods
during which you can cancel the warranty and get a full refund with no
cancellation fees. So, get out the warranty paperwork, read the fine print
and use the information in this chapter to save some money.
Some people tell me extended warranties are a waste of money, what should I
do?
People who say that have not thought it through. It's like insurance, maybe
you'll need it. Bidders on eBay will pay more for a used car with a warranty
. Most complaints from people about warranties are their own fault for
buying the wrong coverage plan, and under-covering their car with an
inadequate contract that doesn't cover wear and tear. Others bought from
postcard mailings, not researching the warranty company first to verify it
was financially solid. People might use these excuses to talk you out of it.
With rising repair prices, you need some protection, and with the education
you get here, you'll choose the right vehicle service plan from the right
company that won't let you down. During tough job markets, you can't afford
to be unemployed, then have your car die with no warranty to pickup your
repair bill. A good vehicle warranty provides certainty for you in uncertain
times. I deal with many unemployed people at our church whose cars die, and
it prevents them from getting a job, driving to an interview, or gets them
fired from a shaky job when they can't get to work. It's a devastating
scenario striking during lean times which can be avoided if you buy your
extended warranty when you buy your car during the good times. Poor people
end up with unreliable used cars, many times they cry to me that their
transmission died and it's $3000 to repair it and they are dead in the water
. There are more reasons to buy an extended warranty than not to buy one. We
'll guide you in the right direction.
The warranty sold to me by the car dealer is safe, isn't it?
Guess again. Some auto warranties, also known as vehicle service contracts,
sold by car dealers require you to have your repair work done by the dealer.
What do you do when the dealer or warranty goes out of business, and you're
left holding the empty bag? Many dealers closed after the 2008 recession.
Brands like Pontiac and Saturn are gone. You can be left without a safety
net when your local dealer closes. We often hear from people who bought a no
name car warranty at the car dealer, and the warranty went belly up. You
are better off buying right from the source with discounted pricing. | t*****1
发帖数: 18 | 4 同问
1800
【在 c****1 的大作中提到】
: 我的二手车，快100K miles了，现在也就4000刀左右的价值，前段时间空调坏了，花了
: 我好几百
: 刀。心想着要不要买个什么extended warranty。打电话quote了几个，最便宜的，1800
: 刀左
: 右，保4年，75K mile，基本cover大部分部件了，如果车有机械故障，只需出100
: 刀deductible。不晓得这个是否划得来？ 有了这个warranty，以后就不用担心车出故
: 障了，但
: 是价格是不是太贵了点？
| e*********n
发帖数: 4599 | 5 这个不划算把
1800
【在 c****1 的大作中提到】
: 我的二手车，快100K miles了，现在也就4000刀左右的价值，前段时间空调坏了，花了
: 我好几百
: 刀。心想着要不要买个什么extended warranty。打电话quote了几个，最便宜的，1800
: 刀左
: 右，保4年，75K mile，基本cover大部分部件了，如果车有机械故障，只需出100
: 刀deductible。不晓得这个是否划得来？ 有了这个warranty，以后就不用担心车出故
: 障了，但
: 是价格是不是太贵了点？
| c********n
发帖数: 1793 | |
|
