n*********e 发帖数: 665 | 1 请问离开公司后一般怎么处理401k最好?如果把它转成personal traditional IRA要交
税吗?多谢! |
X****r 发帖数: 3557 | 2 pre-tax -> pre-tax, no tax consequence.
【在 n*********e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 请问离开公司后一般怎么处理401k最好?如果把它转成personal traditional IRA要交 : 税吗?多谢!
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K****D 发帖数: 30533 | 3 In most situations convert it into traditional IRA. No tax.
And then convert it further into Roth IRA gradually, in years
you are unemployed or have a salary cut, or retired. There will
be tax.
【在 n*********e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 请问离开公司后一般怎么处理401k最好?如果把它转成personal traditional IRA要交 : 税吗?多谢!
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n*********e 发帖数: 665 | 4 多谢楼上两位。
【在 K****D 的大作中提到】![](/moin_static193/solenoid/img/up.png) : In most situations convert it into traditional IRA. No tax. : And then convert it further into Roth IRA gradually, in years : you are unemployed or have a salary cut, or retired. There will : be tax.
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s**********d 发帖数: 36899 | 5 你可以
1,留在原401k,如果原来的plan好,而且你的钱超过5000块。
2,rollover到IRA,随便选喜欢的brokerage firm.
3, rollover到下家401k,如果你的新401k很好。 |