y*****n 发帖数: 5016 | 1 【 以下文字转载自 Family 讨论区 】
发信人: yuxuxin (开水泡妞), 信区: Family
标 题: 有没有housewife可以存的类似于401k的东西?
发信站: BBS 未名空间站 (Thu Aug 18 14:14:14 2011, 美东)
老婆不上班,想给她单独存点钱,免得她当心以后老了and/or落单的时候没钱花。 |
n******h 发帖数: 2482 | 2 IRA. $5000 limit each year.
【在 y*****n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 【 以下文字转载自 Family 讨论区 】 : 发信人: yuxuxin (开水泡妞), 信区: Family : 标 题: 有没有housewife可以存的类似于401k的东西? : 发信站: BBS 未名空间站 (Thu Aug 18 14:14:14 2011, 美东) : 老婆不上班,想给她单独存点钱,免得她当心以后老了and/or落单的时候没钱花。
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y*****n 发帖数: 5016 | 3 how about some kind of insurance that may bring higher return? |
K****D 发帖数: 30533 | 4 You can buy term life. Don't buy any insurance that gives you
a return. Insurance and investment should be separated to
avoid hidden fees.
【在 y*****n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : how about some kind of insurance that may bring higher return?
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g*****g 发帖数: 34805 | 5 If you are the only bread earner in the family, it's important to buy
insurance
for yourself. Buy term and invest the rest. |
s********n 发帖数: 1962 | 6 "Insurance that my bring higher return" is exactly what you should avoid.
【在 y*****n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : how about some kind of insurance that may bring higher return?
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s**********d 发帖数: 36899 | 7 你的401(k)的default beneficiary应该是spouse。
如果离婚也是分的。
【在 y*****n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : how about some kind of insurance that may bring higher return?
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y*****n 发帖数: 5016 | 8 说是这么说,但是有些钱单独存在她名下她才会感觉安全些。。 |
a******o 发帖数: 7982 | 9 就给她一个单独帐号,每个月固定给她村点钱.然后在给她开个ira,是她的名字,每年存
5000,然后在给自己买个人寿保险,收益人是她,你有万一,她可以有些保障. 不过你这
wife受了啥刺激,这么没安全感?你要多爱护才行哟. |