f****y 发帖数: 921 | 1 如果401,457雇主不contribute,自己还有必要存吗?不会算这个帐。感觉将来拿出来
,本金和盈利还是都要上税,又不知道到时候税高低,好像没什么意义。 |
n******h 发帖数: 2482 | 2 The government will always find ways to tax you. So if you can save tax,
save it now.
【在 f****y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 如果401,457雇主不contribute,自己还有必要存吗?不会算这个帐。感觉将来拿出来 : ,本金和盈利还是都要上税,又不知道到时候税高低,好像没什么意义。
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f*******n 发帖数: 12623 | 3 我的公司就不contribute。我也放满。
你不明白401k、IRA的根本利益吗?税只交一次。在外面的钱,利息要交两次税,因为
利息试从税后的钱长来的 |
g*******t 发帖数: 1084 | 4 Besides the tax benefit of retirement account, 401k and IRA. Most people
forget another major benefit of the retirement account -- Legally Proof! |
S**C 发帖数: 2964 | 5 It is called protection from creditors. 401(k) accounts get the most
protection, IRAs are difference and a little weaker in terms protection, and
varies from state to state.
【在 g*******t 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Besides the tax benefit of retirement account, 401k and IRA. Most people : forget another major benefit of the retirement account -- Legally Proof!
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j***n 发帖数: 1471 | 6 我怎么觉得叫好401K的人都忘记了cash flow liquidity的好处呢,401K里的基本都是
死钱,要提款出来限制重重还要交两次税。 |
c*****e 发帖数: 1106 | 7 两次税? How? You can always get a loan from 401K.
Ya, that's why people facing BK or foreclosure would rather deal with creditors/banks vs taking out their 401K savings because their 401K is untouchable.
【在 j***n 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 我怎么觉得叫好401K的人都忘记了cash flow liquidity的好处呢,401K里的基本都是 : 死钱,要提款出来限制重重还要交两次税。
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