t*m 发帖数: 4414 | 1 网上有一些关于 after tax 401k rollover to roth ira 的文章,比如
http://online.wsj.com/article/SB125573502903090977.html
敢问大侠们对这种操作有什经验教训。 注意这里说的是after-tax 401K, 不是Roth
401K.
我每年可以投2万after-tax 401K (我同时投17K进入pre-tax 401K, 明年投17.5K), 雇
主也允许in service withdraw/rollover my after-tax 401K contribution. My
401K custodian, Fidelity, allows me to rollover the after-tax contribution
to my roth IRA account (also at Fidelity). They also acknowledge that IRA's
rule is unclear in this area.
所以如果IRS保持目前态度,俺每年可以多放2W进入roth IRA. (目前,俺每年只能通
过backdoor conversion放5k入Roth IRA) |
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