J******d 发帖数: 287 | 1 If I want to loan the money out next year for down payment of our primary
house purchase. That's mean I really want the money to grow fast. How should
I allocate the share?
Thank you so much!//bow
Bond
Fidelity Advisor Government Income T
Fidelity Advisor Intermediate Bond T
Fidelity Advisor Strategic Income T
Fidelity Advisor Total
Equity
Fidelity Advisor Balanced T
Fidelity Advisor Dividend Growth T
Fidelity Advisor Equity Growth T
Fidelity Advisor Equity Income T
Fidelity Advisor Freedom 2005 T
Fidelity Advisor Freedom 2010 T
Fidelity Advisor Freedom 2015 T
Fidelity Advisor Freedom 2020 T
Fidelity Advisor Freedom 2025 T
Fidelity Advisor Freedom 2030 T
Fidelity Advisor Freedom 2035 T
Fidelity Advisor Freedom 2040 T
Fidelity Advisor Freedom 2045 T
Fidelity Advisor Freedom 2050 T
Fidelity Advisor Freedom Income T
Fidelity Advisor Growth Opportunities T
Fidelity Advisor Mid Cap Ii T
Fidelity Advisor Overseas T
Fidelity Advisor Small Cap T
Fidelity Advisor Strategic Dividend & Income T
Money Market
Fidelity Prime Fund; Daily Money Class |
D*****t 发帖数: 558 | 2 with one year left on the time horizon, the primary concern is to not lose
any hard-earned money. i would rather happily collect 1% interest in money
market than try to grow my money by 10% with considerable risk of losing the
principal. borrowing money from 401K for down payment is just beyond me.
should
【在 J******d 的大作中提到】![](/moin_static193/solenoid/img/up.png) : If I want to loan the money out next year for down payment of our primary : house purchase. That's mean I really want the money to grow fast. How should : I allocate the share? : Thank you so much!//bow : Bond : Fidelity Advisor Government Income T : Fidelity Advisor Intermediate Bond T : Fidelity Advisor Strategic Income T : Fidelity Advisor Total : Equity
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J******d 发帖数: 287 | 3 thank you! I think you are right. At first, I allocated money to five
equities options to maximize the growth, but seems like the price per share
is increasing, the stock and bonds market are not good? I am losing
principal.
Loan from 401k is the way for poor. :) |
S**C 发帖数: 2964 | 4 Your 401k plan sucks, I will consider change job now if I were you unless
your employer pay you significantly higher than industrial average, or its
401k contribution matching is significantly higher than normal.
should
【在 J******d 的大作中提到】![](/moin_static193/solenoid/img/up.png) : If I want to loan the money out next year for down payment of our primary : house purchase. That's mean I really want the money to grow fast. How should : I allocate the share? : Thank you so much!//bow : Bond : Fidelity Advisor Government Income T : Fidelity Advisor Intermediate Bond T : Fidelity Advisor Strategic Income T : Fidelity Advisor Total : Equity
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J******d 发帖数: 287 | 5 Do you mean that I only have high expense mutual fund options which suck my
money away?
【在 S**C 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Your 401k plan sucks, I will consider change job now if I were you unless : your employer pay you significantly higher than industrial average, or its : 401k contribution matching is significantly higher than normal. : : should
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b*****o 发帖数: 715 | 6 哪个money market现在有1%的收益率?
扣除税和管理费,净收益有0.1%的money market fund貌似都找不到了。
the
【在 D*****t 的大作中提到】![](/moin_static193/solenoid/img/up.png) : with one year left on the time horizon, the primary concern is to not lose : any hard-earned money. i would rather happily collect 1% interest in money : market than try to grow my money by 10% with considerable risk of losing the : principal. borrowing money from 401K for down payment is just beyond me. : : should
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w**1 发帖数: 1014 | 7 Changing job just for 401K seems a bit, drastic.
【在 S**C 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Your 401k plan sucks, I will consider change job now if I were you unless : your employer pay you significantly higher than industrial average, or its : 401k contribution matching is significantly higher than normal. : : should
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