c*****h
发帖数: 14923 | 1 无employee，只有owner一个人，自己公司pay自己
从省税的角度，sep ira还是individual 401k好？ |
r****m
发帖数: 1204 | 2 It depends on if this is your part time business or not. If part time, SEP
is the best. |
c*****h
发帖数: 14923 | 3 no
not part time
is full time
没有其他401k plan
traditional ira已经不能deduct了超过收入limit
【在 r****m 的大作中提到】
: It depends on if this is your part time business or not. If part time, SEP
: is the best.
|
r****m
发帖数: 1204 | 4 Solo 401K is good, you can also consider SIMPLE, especially if you plan to
grow it by adding employees later. |
c*****h
发帖数: 14923 | 5 作为employee可以contribute这个数吗？可以tax deduct个人收入吗？
自己的公司还可以contribute的，up to 25%的employee工资，作为公司expenses tax
deduct吗？
【在 r****m 的大作中提到】
: Solo 401K is good, you can also consider SIMPLE, especially if you plan to
: grow it by adding employees later.
|
c*****h
发帖数: 14923 | 6 SIMPLE是什么？simple 401k？
这个employer只能match 3%吧？
【在 r****m 的大作中提到】
: Solo 401K is good, you can also consider SIMPLE, especially if you plan to
: grow it by adding employees later.
|
r****m
发帖数: 1204 | 7 You can review this Fidelity link -
https://www.fidelity.com/retirement-ira/small-business/overview
Or pick up a phone to call them and ask questions. |
p*****s
发帖数: 708 | 8 SepIRA 好，你can contribute 4.5 万每年。
【在 c*****h 的大作中提到】
: 无employee，只有owner一个人，自己公司pay自己
: 从省税的角度，sep ira还是individual 401k好？
|
