a*****p 发帖数: 1285 | 1 可能班上已经讨论很多遍。我查了很多地方也没搞的很清楚。
如果要从roth取钱的话,不满59.5岁都有10%penalty么?网上有些地方说本金不用,
有些地方说只要401k都有。
本金怎么算?IRS的官网例子,一个人14000, 11000本金,3000投资所得,然后他
rollover7000,那个3000就算在这个7000以内了。那如果我取钱这个投资的钱也是先算
么?比如我取5000。网上说5000小于本金,不用。 |
f*******n 发帖数: 12623 | |
a*****p 发帖数: 1285 | |
G***e 发帖数: 535 | 4 rollover的部份必须满5年后才可免penalty取出 |
a*****p 发帖数: 1285 | 5 In the event of either retirement or termination, your earnings can be
withdrawn tax-free as long as it has been five tax years since your first
Roth
401(k) contribution and you are at least 591⁄2 years old.
不满59.5,roth取钱应该也要10%,除非1万德买房费。 |
l*******r 发帖数: 328 | 6 you can withdraw Roth IRA without penalty but Roth 401k is different.
【在 a*****p 的大作中提到】![](/moin_static193/solenoid/img/up.png) : In the event of either retirement or termination, your earnings can be : withdrawn tax-free as long as it has been five tax years since your first : Roth : 401(k) contribution and you are at least 591⁄2 years old. : 不满59.5,roth取钱应该也要10%,除非1万德买房费。
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