h**b
发帖数: 343 | 1 最近对bond产生兴趣，有不少问题
比如如何或者通过什么渠道买bond？目前有fdelity账户。买卖的时候要注意什么？
选择什么bond比较好？选择时要考虑哪些因素？
另外，不知道哪有这方面的科普资料
多谢！ | m*********y
发帖数: 1890 | 2 不太清楚的话，可以先买agg. Fideity免费买卖。
这年代资料不是问题。去google, amazon, bn book store, libraries.
【在 h**b 的大作中提到】
: 最近对bond产生兴趣，有不少问题
: 比如如何或者通过什么渠道买bond？目前有fdelity账户。买卖的时候要注意什么？
: 选择什么bond比较好？选择时要考虑哪些因素？
: 另外，不知道哪有这方面的科普资料
: 多谢！
| M********r
发帖数: 278 | 3 I happen to be one of those who thinks everybody needs bond regardless of
their age. But whenever I see a post like this, I cannot help but question
LZ: what makes you interested in the bonds all of sudden? Are you aware of
the risks associated with bond investing?
In my opinion, the purpose to have bonds in the portfolio for long term
investors who are relatively young is neither capital appreciation nor
income generation. The current yields on bonds of almost any duration are
historically low, thanks to all sorts of policy manipulations. This low
interest environment does not spell good for the prospect for capital
appreciation. Income? with 2.3% on the 30 yr, 1,7% on the 10 years, forget
about it. And you dont need income when you are young. Policy manipulation
not only drives yields lower, but also creates dangerous uncertainties in
the bond market. For unseasoned investors, you have to tread very carefully.
That said I still believe bond is necessary for most people. The only
meaningful purpose for long term investors to own bonds is to create a
buffer against equity risk. In other words, bonds are great diversifiers.
But you have to have adequate exposure to stocks to start with. | t*****r
发帖数: 34 | 4 very insightful post!
【在 M********r 的大作中提到】
: I happen to be one of those who thinks everybody needs bond regardless of
: their age. But whenever I see a post like this, I cannot help but question
: LZ: what makes you interested in the bonds all of sudden? Are you aware of
: the risks associated with bond investing?
: In my opinion, the purpose to have bonds in the portfolio for long term
: investors who are relatively young is neither capital appreciation nor
: income generation. The current yields on bonds of almost any duration are
: historically low, thanks to all sorts of policy manipulations. This low
: interest environment does not spell good for the prospect for capital
: appreciation. Income? with 2.3% on the 30 yr, 1,7% on the 10 years, forget
| c*******e
发帖数: 814 | 5 can't agree more.
【在 M********r 的大作中提到】
: I happen to be one of those who thinks everybody needs bond regardless of
: their age. But whenever I see a post like this, I cannot help but question
: LZ: what makes you interested in the bonds all of sudden? Are you aware of
: the risks associated with bond investing?
: In my opinion, the purpose to have bonds in the portfolio for long term
: investors who are relatively young is neither capital appreciation nor
: income generation. The current yields on bonds of almost any duration are
: historically low, thanks to all sorts of policy manipulations. This low
: interest environment does not spell good for the prospect for capital
: appreciation. Income? with 2.3% on the 30 yr, 1,7% on the 10 years, forget
| n******n
发帖数: 12088 | 6 债券危机迟早要来。
【在 M********r 的大作中提到】
: I happen to be one of those who thinks everybody needs bond regardless of
: their age. But whenever I see a post like this, I cannot help but question
: LZ: what makes you interested in the bonds all of sudden? Are you aware of
: the risks associated with bond investing?
: In my opinion, the purpose to have bonds in the portfolio for long term
: investors who are relatively young is neither capital appreciation nor
: income generation. The current yields on bonds of almost any duration are
: historically low, thanks to all sorts of policy manipulations. This low
: interest environment does not spell good for the prospect for capital
: appreciation. Income? with 2.3% on the 30 yr, 1,7% on the 10 years, forget
| h**b
发帖数: 343 | 7 多谢这么深入的分析。也是考虑到希望使投资多样化和抵消其他方面的风险，才想了解
bond。不过看你说的现在买bond貌似不是一个好时机了？
不知道你自己比较推崇的bond是那支（能说说为什么么）？目前我也在炒个股，经验非
常有限，不知道还应该从哪些方面多了解具体的bond。
【在 M********r 的大作中提到】
: I happen to be one of those who thinks everybody needs bond regardless of
: their age. But whenever I see a post like this, I cannot help but question
: LZ: what makes you interested in the bonds all of sudden? Are you aware of
: the risks associated with bond investing?
: In my opinion, the purpose to have bonds in the portfolio for long term
: investors who are relatively young is neither capital appreciation nor
: income generation. The current yields on bonds of almost any duration are
: historically low, thanks to all sorts of policy manipulations. This low
: interest environment does not spell good for the prospect for capital
: appreciation. Income? with 2.3% on the 30 yr, 1,7% on the 10 years, forget
| m****m
发帖数: 2211 | 8 假定你有几万刀是放到银行里面吃1%左右的利息
而且为了保险起见不想做任何有风险的投资
那么可以考虑ibond
这个现在的利息是1.48%
一年之后就可以取，当然5年之内取钱有三个月的利息罚款
考虑到利息的复利不用交税，比起存银行还是要强一些的
【在 h**b 的大作中提到】
: 多谢这么深入的分析。也是考虑到希望使投资多样化和抵消其他方面的风险，才想了解
: bond。不过看你说的现在买bond貌似不是一个好时机了？
: 不知道你自己比较推崇的bond是那支（能说说为什么么）？目前我也在炒个股，经验非
: 常有限，不知道还应该从哪些方面多了解具体的bond。
|
| M********r
发帖数: 278 | 9 我的主要意思不是说现在是或者不是买bond的好时机， 我要说得是你要是想赚一笔就
走，或者希望吃bond的利息，那现在的市场真的是很tricky, 但是假如你是一个真正的
长期投资者（比如为退休投资），而且已经有了足够的股票，为了长期的
diversification, 那么现在买一些债，一点问题都没有。 如果是这样，bond index
fund or bond etf, 是很好的选择。只要是high quality的bond 比如国债（shy, ief,
tlt)或者更broad的lqd agg, 或者相对应的bond index fund 都可以。我不建议买
individual bond.
【在 h**b 的大作中提到】
: 多谢这么深入的分析。也是考虑到希望使投资多样化和抵消其他方面的风险，才想了解
: bond。不过看你说的现在买bond貌似不是一个好时机了？
: 不知道你自己比较推崇的bond是那支（能说说为什么么）？目前我也在炒个股，经验非
: 常有限，不知道还应该从哪些方面多了解具体的bond。
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