c*********5
发帖数: 396 | 1 旧公司来信说7月前要转走，我咨询了下，说是要转到 traditional ira? 开哪家的比
较好？对于不太懂投资的话。多谢~ |
c***u
发帖数: 843 | 2 vanguard家的expense ratio挺低的
【在 c*********5 的大作中提到】
: 旧公司来信说7月前要转走，我咨询了下，说是要转到 traditional ira? 开哪家的比
: 较好？对于不太懂投资的话。多谢~
|
u****e
发帖数: 99 | 3 Agree on vanguard. Just put it in retirement target fund 2045 or whichever
year you plan to retire. Expense ratio around 0.16% I think. Set and forget
, don't peek all the time.
However, be aware if your income climbs up and exceeds roth contribution
limit, and if you want to do backdoor Roth, this rollover Ira will get in
the way for tax consequence. Try to roll it over to another 401k if you get
a chance.
【在 c***u 的大作中提到】
: vanguard家的expense ratio挺低的
|
c*********5
发帖数: 396 | 4 多谢楼上两位答复。昨天刚开的 fidelity能马上关掉吗？在线等。如果不关掉，那一
直账户为空着可以吗？ |
r****m
发帖数: 1204 | 5 There is no account maintenance fee, however, there might be $50 account
close fee. You better call Fidelity directly and ask them for a waiver of
this fee and close the account. |
y*****i
发帖数: 273 | 6 为什么要关掉fidelity.个人感觉fidelity和vanguard差不多啊？类似基金的exp ratio
也都差不多啊？ |
a****g
发帖数: 286 | 7 Good post!
forget
get
【在 u****e 的大作中提到】
: Agree on vanguard. Just put it in retirement target fund 2045 or whichever
: year you plan to retire. Expense ratio around 0.16% I think. Set and forget
: , don't peek all the time.
: However, be aware if your income climbs up and exceeds roth contribution
: limit, and if you want to do backdoor Roth, this rollover Ira will get in
: the way for tax consequence. Try to roll it over to another 401k if you get
: a chance.
|
