n********e
发帖数: 1789 | 1 公司的401K是American Funds管理的
大致信息如下，后面是Expense Ratio，请问选择哪些Fund组合比较好？谢谢
American Funds AMCAP, 0.72%
American Funds EuroPacific Growth, 0.84%
American Funds New Economy Fund, 0.81%
American Funds New Perspective Fund, 0.80%
American Funds SMALLCAP World Fund, 1.06%
AMG Managers Skyline Special Equities, 1.47%
Hartford Core Equity R4, 1.04%
Janus Enterprise S, 1.17%
Janus Triton S, 1.18%
Oppenheimer Developing Markets A, 1.33%
Victory Sycamore Established Value A, 1.04%
American Funds Cap World Growth&Income,0.79%
American Funds Fundamental Investors, 0.66%
American Funds Washington Mut Inv Fund,0.65%
American Funds Capital Income Builder, 0.64%
American Funds American Balanced, 0.64%
还有几个Bond的：
American Funds Amer High Income Trust, 0.69%
Federated Short-Term Income Instl, 0.82%
PIMCO Total Return A, 0.85% | z*****a
发帖数: 3809 | 2 Expense ratio 都很高啊
【在 n********e 的大作中提到】
: 公司的401K是American Funds管理的
: 大致信息如下，后面是Expense Ratio，请问选择哪些Fund组合比较好？谢谢
: American Funds AMCAP, 0.72%
: American Funds EuroPacific Growth, 0.84%
: American Funds New Economy Fund, 0.81%
: American Funds New Perspective Fund, 0.80%
: American Funds SMALLCAP World Fund, 1.06%
: AMG Managers Skyline Special Equities, 1.47%
: Hartford Core Equity R4, 1.04%
: Janus Enterprise S, 1.17%
| n********e
发帖数: 1789 | 3 是啊，不过没有办法啊
帮忙看看哪个Fund比较好？谢谢
【在 z*****a 的大作中提到】
: Expense ratio 都很高啊
| s******e
发帖数: 2181 | 4 居然没有cash stable。expense是0 | M********r
发帖数: 278 | 5 I would choose American Funds American Balanced (US equity and bonds) and
American Funds EuroPacific Growth (foreign). | s******e
发帖数: 2181 | 6 American Funds EuroPacific Growth increased 9% early 5 months in 2015
dropped 11% within recent months.
oversea markets are worse than in US
【在 M********r 的大作中提到】
: I would choose American Funds American Balanced (US equity and bonds) and
: American Funds EuroPacific Growth (foreign).
| M********r
发帖数: 278 | 7 401K is for the next twenty thirty years. one year performance is simply
noise. This is of course just my opinion. | s******e
发帖数: 2181 | 8 you don't jump over directly to 20 years later. Instead, you approach your
destination "next 20 30 years" by year by year, day by day. So you have
chance to rebalance, avoid risks, catch up growth to maximize your profit.
【在 M********r 的大作中提到】
: 401K is for the next twenty thirty years. one year performance is simply
: noise. This is of course just my opinion.
| M********r
发帖数: 278 | 9 I will reach my destination by contributing to the plan month by month year
by year. If you think you can maximize your return by timing the market
correctly and consistently, do it by all means. I don't think I can. |
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