e******8
发帖数: 247 | 1 刚刚完成贷款，60W，还没有开始Payment。
这样的情况可以开始还Principle吗？比如还5W。 |
s***r
发帖数: 10 | 2 一般任何时候都可以，具体看你的贷款协议。
提前还部分叫curtailment. 看看贷款协议里头有没有提到。 |
r*******y
发帖数: 290 | 3 why do you want to pay back 50k now?
Mortgage in US generally does not have early prepayment penalty
so feel free to pay back any time.
【在 e******8 的大作中提到】
: 刚刚完成贷款，60W，还没有开始Payment。
: 这样的情况可以开始还Principle吗？比如还5W。
|
j**********r
发帖数: 3798 | 4 It can only shorten you years, not monthly payment though.
【在 r*******y 的大作中提到】
: why do you want to pay back 50k now?
: Mortgage in US generally does not have early prepayment penalty
: so feel free to pay back any time.
|
s******e
发帖数: 2181 | 5 but he can pay less interest thereafter
Pay in advance if and only if you can't find good investment returns higher
than your mortgage rates
【在 j**********r 的大作中提到】
: It can only shorten you years, not monthly payment though.
|
