m*n
发帖数: 695 | 1 刚刚拿到的GFE，大家给看看怎么样，有什么建议？可以锁定了吗？要我明天十点前给
消息。谢谢
adjusted origination charge : 1350
Apprisal : 375
Credit report : 30
Flood Check fee : 12
Tax Service : 64
MIP/PMI : 82.67
Lender's Title Insurance : 600
owner's title insurance : 595.08
Recording Fee : 10
initial deposit for escrow account : 348.68
daily interest charges (30 days) : 624.6
home insurance : 1100
total: 5192.03
我不想要第5项 owner's title insurance 第十项如果能在5月28 close 的话会变成82
，总共费用4055左右。
|
a*****k
发帖数: 598 | 2 偶觉着还行，4.75%的rate很不错啊，我家上周lock 5%的
【在 m*n 的大作中提到】
: 刚刚拿到的GFE，大家给看看怎么样，有什么建议？可以锁定了吗？要我明天十点前给
: 消息。谢谢
: adjusted origination charge : 1350
: Apprisal : 375
: Credit report : 30
: Flood Check fee : 12
: Tax Service : 64
: MIP/PMI : 82.67
: Lender's Title Insurance : 600
: owner's title insurance : 595.08
|
IV
发帖数: 209 | 3 Good rate.
Negotiate with lender on origination charge.
Owner's title insurance could be paid by seller. |
m*n
发帖数: 695 | 4 thanks a lot, but he lender said we are given at a discount already at 0.5%,
usually 1%.
【在 IV 的大作中提到】
: Good rate.
: Negotiate with lender on origination charge.
: Owner's title insurance could be paid by seller.
|
J***X
发帖数: 57 | 5 So you have to pay .5 pt for 1pt.
Can you please provide which lender r u using?
Thanks.
%,
【在 m*n 的大作中提到】
: thanks a lot, but he lender said we are given at a discount already at 0.5%,
: usually 1%.
|
z**********i
发帖数: 12276 | 6 我记得版上说owner title insurance可以不买。
【在 m*n 的大作中提到】
: 刚刚拿到的GFE，大家给看看怎么样，有什么建议？可以锁定了吗？要我明天十点前给
: 消息。谢谢
: adjusted origination charge : 1350
: Apprisal : 375
: Credit report : 30
: Flood Check fee : 12
: Tax Service : 64
: MIP/PMI : 82.67
: Lender's Title Insurance : 600
: owner's title insurance : 595.08
|
p*******s
发帖数: 339 | 7 it is optional, but not buying at your own risk
【在 z**********i 的大作中提到】
: 我记得版上说owner title insurance可以不买。
|
m*n
发帖数: 695 | 8 你是说我还是买了ｐｏｉｎｔ？可是申请表上写着是０ ｐｏｉｎｔ
但我觉得ｏｒｉｇｉｎａｔｉｏｎ ｆｅｅ 还是挺贵的，不过包括了５００刀的ｕｎ
ｄｅｒｗｒｉｔｉｎｇ ｆｅｅ．
【在 J***X 的大作中提到】
: So you have to pay .5 pt for 1pt.
: Can you please provide which lender r u using?
: Thanks.
:
: %,
|
