M****M
发帖数: 980 | 1 801 origination charge 1249
1005 county property tax 3900
1101 title service and lender's title insurance 1356
1103 owner title insurance 489
1204 state recordation tax 1360/2=680
1206 county transfer tax 3808/2=1904
怎么交这么多税。。。。 |
r*********r
发帖数: 110 | 2
801 is loan fee, not tax
1005 is propert tax
1101 & 1103 are insurances, not taxes
1204 & 1206 are non-recurring (one-time) property transfer taxes.
【在 M****M 的大作中提到】
: 801 origination charge 1249
: 1005 county property tax 3900
: 1101 title service and lender's title insurance 1356
: 1103 owner title insurance 489
: 1204 state recordation tax 1360/2=680
: 1206 county transfer tax 3808/2=1904
: 怎么交这么多税。。。。
|
f****i
发帖数: 20252 | 3 title company给你的？你确认这些都是你交？
【在 M****M 的大作中提到】
: 801 origination charge 1249
: 1005 county property tax 3900
: 1101 title service and lender's title insurance 1356
: 1103 owner title insurance 489
: 1204 state recordation tax 1360/2=680
: 1206 county transfer tax 3808/2=1904
: 怎么交这么多税。。。。
|
M****M
发帖数: 980 | 4 我知道啊，就是觉得transfer tax太高了。 state recordation tax 和county
transfer tax是跟卖家split一人一半的。
【在 r*********r 的大作中提到】
:
: 801 is loan fee, not tax
: 1005 is propert tax
: 1101 & 1103 are insurances, not taxes
: 1204 & 1206 are non-recurring (one-time) property transfer taxes.
|
M****M
发帖数: 980 | 5 确认
【在 f****i 的大作中提到】
: title company给你的？你确认这些都是你交？
|
f****i
发帖数: 20252 | 6 要不你改成non-impound mortgage account，保险和property tax自己付
【在 M****M 的大作中提到】
: 确认
|
r*********r
发帖数: 110 | 7 Property transfer tax rate is public information, available from county
recorder's office, usually $xx per $1,000 purchase price.
【在 M****M 的大作中提到】
: 我知道啊，就是觉得transfer tax太高了。 state recordation tax 和county
: transfer tax是跟卖家split一人一半的。
|
g*******2
发帖数: 3306 | 8 390k house sold?
【在 M****M 的大作中提到】
: 801 origination charge 1249
: 1005 county property tax 3900
: 1101 title service and lender's title insurance 1356
: 1103 owner title insurance 489
: 1204 state recordation tax 1360/2=680
: 1206 county transfer tax 3808/2=1904
: 怎么交这么多税。。。。
|
|
M****M
发帖数: 980 | 9 state recordation tax 和county
transfer tax一般都是买家卖家一人一半吗？能不能seller全付。。。俺小农。。。
【在 f****i 的大作中提到】
: 要不你改成non-impound mortgage account，保险和property tax自己付
|
f****i
发帖数: 20252 | 10 每个地方约定俗成的规矩不一样，而且看你的contract怎么写的。
我倒是觉得最好不要弄impound mortgage account，property tax和insurance自己管
，预交给mortgage公司，白白损失利息，而且多个人过手。
【在 M****M 的大作中提到】
: state recordation tax 和county
: transfer tax一般都是买家卖家一人一半吗？能不能seller全付。。。俺小农。。。
|
|
|
r*********r
发帖数: 110 | 11 Check your contract, it should have specified who is responsible for the
transfer taxes.
【在 M****M 的大作中提到】
: state recordation tax 和county
: transfer tax一般都是买家卖家一人一半吗？能不能seller全付。。。俺小农。。。
|
M****M
发帖数: 980 | 12 当时agent说一般是一半一半，所以contract就这么写的。。。
【在 r*********r 的大作中提到】
: Check your contract, it should have specified who is responsible for the
: transfer taxes.
|
p**q
发帖数: 535 | 13 i complained to my agent before about this. there is an option on the
contract to let the seller pay 100%
he told me even I chose that option, the offer will be countered. 50/50 is
regular practise. :(
I don't like my agent at all.
【在 M****M 的大作中提到】
: state recordation tax 和county
: transfer tax一般都是买家卖家一人一半吗？能不能seller全付。。。俺小农。。。
|
M****M
发帖数: 980 | 14 My agent told me the same thing.
is
【在 p**q 的大作中提到】
: i complained to my agent before about this. there is an option on the
: contract to let the seller pay 100%
: he told me even I chose that option, the offer will be countered. 50/50 is
: regular practise. :(
: I don't like my agent at all.
|
p**q
发帖数: 535 | 15 380.8K if it's Montgomery county
【在 g*******2 的大作中提到】
: 390k house sold?
|
v**a
发帖数: 2062 | |
