z******8
发帖数: 403 | 1 去年刚贷的，现在要是refinance，no point no cost的，划算吗？ 能拿到多少的利率
呢？谢谢 |
n*****8
发帖数: 237 | 2 co-ask. 200k loan, current rate is 5.125, refiance rate is 4.75, drop 0.375,
about $70 per month.already paid for 11 months. need to pay $300 in advance
and will get the back at clossing. |
f*******e
发帖数: 4531 | 3 why not. The saving on interests is true money. |
f********r
发帖数: 3155 | 4 Timing (or interest rate) is the key |
n*****8
发帖数: 237 | 5 it seems like I need to pay additional 11 months for the loan.
【在 f*******e 的大作中提到】
: why not. The saving on interests is true money.
|
n*****8
发帖数: 237 | 6 why buying SFH with pool ,,,,
【在 f********r 的大作中提到】
: Timing (or interest rate) is the key
|
f********r
发帖数: 3155 | 7 I was a 愤青 at the time of writing this signature
【在 n*****8 的大作中提到】
: why buying SFH with pool ,,,,
|
f*******e
发帖数: 4531 | 8 you can make additonal principle payment to reduced the duration. You still
end up saving interest.
【在 n*****8 的大作中提到】
: it seems like I need to pay additional 11 months for the loan.
|
n*****8
发帖数: 237 | 9 thanks.
still
【在 f*******e 的大作中提到】
: you can make additonal principle payment to reduced the duration. You still
: end up saving interest.
|
a*********n
发帖数: 620 | 10 4.75% or better, no point no fee, if your loan >300k, rate may is 4.625%
for refinance no point and cover your appraisal fee and so on. We can do in
California |
