f******r
发帖数: 437 | 1 Any expert on this Board can help explain to us?
We have brought 460K from the bank when we bought the house this years.
now we want to refinance to lower rate, the GFE we got shows 460K as loan
amount, but the actually refinance amount is 458K. The monthly payment
seems to be based on 460K on GFE. The difference is on 8$ monthly if use
458K. But this makes me wonder where does the 2K goes? Seems the loan
agent will get this 2K, is it normal for no fee no points refinance?
Anyone knows? | M**********n
发帖数: 432 | 2 GFE is just an estimate. But you still need to confirm with your loan agent
to see what is going on here.
【在 f******r 的大作中提到】
: Any expert on this Board can help explain to us?
: We have brought 460K from the bank when we bought the house this years.
: now we want to refinance to lower rate, the GFE we got shows 460K as loan
: amount, but the actually refinance amount is 458K. The monthly payment
: seems to be based on 460K on GFE. The difference is on 8$ monthly if use
: 458K. But this makes me wonder where does the 2K goes? Seems the loan
: agent will get this 2K, is it normal for no fee no points refinance?
: Anyone knows?
| f******r
发帖数: 437 | 3 thanks, you are right. Just confirmed with my agent. | m******g
发帖数: 1103 | 4 I had exact same question as when I refinance. What did your loan agent say? |
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