n****g 发帖数: 1245 | 1 1. Financing. This purchase agreement is contingent upon the ability of
purchaser to secure, within 30 days from the origination date of this
agreement, a written mortgage commitment valid through closing for $XXXX, or
such lesser sum as purchaser shall accept. Purchaser shall pay the usual
and customary charges imposed by the lending institution including but not
limited to credit and appraisal fees. Purchaser shall make application
within 10 days of the origination date of this agreement w |
a******e 发帖数: 36306 | 2 你房子都修好了,这个30天都过去乐。。。
or
origination
inability
【在 n****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 1. Financing. This purchase agreement is contingent upon the ability of : purchaser to secure, within 30 days from the origination date of this : agreement, a written mortgage commitment valid through closing for $XXXX, or : such lesser sum as purchaser shall accept. Purchaser shall pay the usual : and customary charges imposed by the lending institution including but not : limited to credit and appraisal fees. Purchaser shall make application : within 10 days of the origination date of this agreement w
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n*******9 发帖数: 3244 | 3 "If seller is notified of
purchaser’s inability to obtain such a commitment within the 30day period,
purchaser shall be entitled to the refund of the earnest money deposit less
all other sums –purchaser theretofore paid to seller from purchaser,
including but not limited to the $100 non refundable “special option”
processing fees"
or
origination
inability
【在 n****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 1. Financing. This purchase agreement is contingent upon the ability of : purchaser to secure, within 30 days from the origination date of this : agreement, a written mortgage commitment valid through closing for $XXXX, or : such lesser sum as purchaser shall accept. Purchaser shall pay the usual : and customary charges imposed by the lending institution including but not : limited to credit and appraisal fees. Purchaser shall make application : within 10 days of the origination date of this agreement w
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n****g 发帖数: 1245 | 4 当初签这个合同的时候,售楼员和BUILDER的贷款公司一口同声的说没问题,你们信用
很高,可以贷得到,当时我是打算卖房的,结果卖不掉,降太多了的话不但我的本金拿
不回来,还得往里面倒贴钱,然后当时我就说是两种,或者卖或者租的,但是现在要租
了贷款公司说你这个房子没卖,HOME EQUITY 要达到APPRAISAL 价格的25%以上才可以
贷到款。我们现在的情况就是说还得贴钱进去才能贷这边的款。这都什么事啊?以前都
没跟我说起过这个条件,现在突然又冒出来,而且是房子都快要造完了才整这些事。真
的很生气。。。。。。觉得他们就是为了创业绩在夸口胡说的。那现在的意思就是如果
我贷不到款,EARNEST MONEY就要打水漂?。。。。有11K呢,辛苦攒的钱,太气愤了 |
n****g 发帖数: 1245 | 5 贷款公司很轻松就给了我们PRE APPROVAL。就符合了他们这个30天的条件。我可不可以
知情权被侵犯为由和他们打官司呢?我的意思是他们为了创业绩,故意隐瞒一些事情不告诉购房者,当初PROMISE,说不管你卖房或租房,都肯定能贷到款,没问题,很EASY的给你PREAPPROVAL,然后现在又要按着规则来了,说你这条件不符合,那条件不行,直接导致我的损失。我CONDO都要租出去了,他们来说这种话,简直是还让不让人活了。。。。
我还留着他们给写的信,说I PROMISE THAT YOU WILL GET THE LOAN EVENTHOUGH YOUR CONDO CAN'T BE SOLD. |
a******e 发帖数: 36306 | 6 你跟builder和lender咋耗的过啊。。。。
不告诉购房者,当初PROMISE,说不管你卖房或租房,都肯定能贷到款,没问题,很
EASY的给你PREAPPROVAL,然后现在又要按着规则来了,说你这条件不符合,那条件不
行,直接导致我的损失。我COND
YOUR CONDO CAN'T BE SOLD.
【在 n****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 贷款公司很轻松就给了我们PRE APPROVAL。就符合了他们这个30天的条件。我可不可以 : 知情权被侵犯为由和他们打官司呢?我的意思是他们为了创业绩,故意隐瞒一些事情不告诉购房者,当初PROMISE,说不管你卖房或租房,都肯定能贷到款,没问题,很EASY的给你PREAPPROVAL,然后现在又要按着规则来了,说你这条件不符合,那条件不行,直接导致我的损失。我CONDO都要租出去了,他们来说这种话,简直是还让不让人活了。。。。 : 我还留着他们给写的信,说I PROMISE THAT YOU WILL GET THE LOAN EVENTHOUGH YOUR CONDO CAN'T BE SOLD.
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n****g 发帖数: 1245 | 7 今天去约了售楼处详谈,然后我把事实一项项摆在他们面前,事实就是,FEDERAL
GOVERNMENT LAW REQUIRES 25% EQUITY OF APPRAISAL PRICE OF THE FIRST LOAN, IF
NOT, CAN'T GET THE SECOND LOAN. 贷款公司从头到尾都没跟我提过这事,现在只有30
天就要CLOSE了,才来说这事,搞我个措手不及,我非常生气,我告诉他们我的知情权
被侵犯了,而且我们是有MORTGAGE的PREQUALIFIED LETTER的,然后才决定要建房的。
我还有整个来往邮件等证明他们一点都没跟我提过这事。售楼觉得这事肯定理是在我们
这边的,所以同意如果这家贷款公司不能按我们要求做贷款,就帮我们换2家能做的,
实在不能做的话,就跟上头商量退EARNEST MONEY给我们。 |
h********y 发帖数: 3778 | 8 现在大家都是首付25%才能贷到款了吗?
IF
30
【在 n****g 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 今天去约了售楼处详谈,然后我把事实一项项摆在他们面前,事实就是,FEDERAL : GOVERNMENT LAW REQUIRES 25% EQUITY OF APPRAISAL PRICE OF THE FIRST LOAN, IF : NOT, CAN'T GET THE SECOND LOAN. 贷款公司从头到尾都没跟我提过这事,现在只有30 : 天就要CLOSE了,才来说这事,搞我个措手不及,我非常生气,我告诉他们我的知情权 : 被侵犯了,而且我们是有MORTGAGE的PREQUALIFIED LETTER的,然后才决定要建房的。 : 我还有整个来往邮件等证明他们一点都没跟我提过这事。售楼觉得这事肯定理是在我们 : 这边的,所以同意如果这家贷款公司不能按我们要求做贷款,就帮我们换2家能做的, : 实在不能做的话,就跟上头商量退EARNEST MONEY给我们。
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a******e 发帖数: 36306 | 9 可能是第二套房?
【在 h********y 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 现在大家都是首付25%才能贷到款了吗? : : IF : 30
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