p******a 发帖数: 803 | 1 I worked with a broker in Aug. and locked a rate for 45 days for refinance.
Now the 45 days has passed, but the loan broker said they can extend the
original rate for a couple weeks. But I know the rate is propably 0.125%
lower now than what I locked in Aug. Can I force them to re-lock because the
original period has already passed?
Thanks |
s****n 发帖数: 700 | 2 sure u can, otherwisre fire him.
.
the
【在 p******a 的大作中提到】![](/moin_static193/solenoid/img/up.png) : I worked with a broker in Aug. and locked a rate for 45 days for refinance. : Now the 45 days has passed, but the loan broker said they can extend the : original rate for a couple weeks. But I know the rate is propably 0.125% : lower now than what I locked in Aug. Can I force them to re-lock because the : original period has already passed? : Thanks
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s********d 发帖数: 2216 | 3 你这是买房还是 refi
如果是 refi, 什么时候close 无所谓,所以可以强硬要求锁现在的利率。
或者买房 close date 可以在一个月以上,都可以要求现在的利率。 |
d*e 发帖数: 999 | 4 Of course you can. But I can assure you that your broker will tell you the
rate is the same. You have no proof that the bank / lender you are working
with can offer the rate you expected.
You can also switch to another lender. But are you ready to wait another 45
days? |