c**********r
发帖数: 72 | 1 The agent cannot keep the promise of 4.0% 30 yr fix and gives me the
following options:
1. 30 yr 4.125,0 points.
2. 15 yr 3.375, 0 points.
3. 30 yr 4%, half points ($1000 maybe).
Should I wait or lock now? Please input your opinion, thanks!! |
i****a
发帖数: 36252 | 2 only sky knows what the rate will be tomorrow...
it's already very low
【在 c**********r 的大作中提到】
: The agent cannot keep the promise of 4.0% 30 yr fix and gives me the
: following options:
: 1. 30 yr 4.125,0 points.
: 2. 15 yr 3.375, 0 points.
: 3. 30 yr 4%, half points ($1000 maybe).
: Should I wait or lock now? Please input your opinion, thanks!!
|
z*********n
发帖数: 94654 | 3 the speaker wire change made a HUGE difference. hehe
even a non-fa shao you as me could tell the diff. highly recommended :D
【在 i****a 的大作中提到】
: only sky knows what the rate will be tomorrow...
: it's already very low
|
i****a
发帖数: 36252 | 4 how so? did you compare left side to right side before-and-after at the
same volume?
【在 z*********n 的大作中提到】
: the speaker wire change made a HUGE difference. hehe
: even a non-fa shao you as me could tell the diff. highly recommended :D
|
i****a
发帖数: 36252 | 5 I think I'll buy new wires if I move into a house and can run in wall
wires, and can play the stereo loud
those thin 16 guage (?) wire I could hide them into the space between
carpet and wall. can't do it with thicker wires
【在 z*********n 的大作中提到】
: the speaker wire change made a HUGE difference. hehe
: even a non-fa shao you as me could tell the diff. highly recommended :D
|
z*********n
发帖数: 94654 | 6 这个我觉得肯定不是心理作用
因为我这人天生不是啥发烧友啥的，所以听觉没“那么灵敏”
但是换了线以后，效果差别是非常显著的，尤其是重音，对比前后，换线之后，重音变
得“重，但同时清澈”了很多，之前，重音有些混沌。换吧，换吧，呵呵
【在 i****a 的大作中提到】
: how so? did you compare left side to right side before-and-after at the
: same volume?
|
b*d
发帖数: 9308 | 7 很难讲什么时候锁利率最好，不过要是比较以下的3个利率，我觉得15年3.375%更好。
【在 c**********r 的大作中提到】
: The agent cannot keep the promise of 4.0% 30 yr fix and gives me the
: following options:
: 1. 30 yr 4.125,0 points.
: 2. 15 yr 3.375, 0 points.
: 3. 30 yr 4%, half points ($1000 maybe).
: Should I wait or lock now? Please input your opinion, thanks!!
|
c**********r
发帖数: 72 | 8 if i were not promised 4.0% for 30 yr fix, i would have locked the current
available 4.125%. :(, sad about humanity.
【在 i****a 的大作中提到】
: only sky knows what the rate will be tomorrow...
: it's already very low
|
i****a
发帖数: 36252 | 9 多粗? 14?
I guess I'll definitely pre-run some thick wires in my own house.
【在 z*********n 的大作中提到】
: 这个我觉得肯定不是心理作用
: 因为我这人天生不是啥发烧友啥的，所以听觉没“那么灵敏”
: 但是换了线以后，效果差别是非常显著的，尤其是重音，对比前后，换线之后，重音变
: 得“重，但同时清澈”了很多，之前，重音有些混沌。换吧，换吧，呵呵
|
b*d
发帖数: 9308 | 10 今天还是可以做到4.0%的，再Push一下你的Agent？另外你的Credit Score是不是在740
以上？
【在 c**********r 的大作中提到】
: if i were not promised 4.0% for 30 yr fix, i would have locked the current
: available 4.125%. :(, sad about humanity.
|
|
|
z*********n
发帖数: 94654 | 11 我用的16
frys的，monster的，呵呵
和别的杂牌烂线差15刀，我想，有人花几百买线，咱多花15不算啥，哈哈
且那个monster的线看着挺帅的lol
【在 i****a 的大作中提到】
: 多粗? 14?
: I guess I'll definitely pre-run some thick wires in my own house.
|
s******g
发帖数: 1709 | 12 哇塞，现在的rate怎么能够那么好？我1个星期前刚close，是4.375 no cost。
怎么这么短的时间就已经到4.0了？晕！ |
c**********r
发帖数: 72 | 13 My score is almost 800 but loan amount is less than 350,000. I will try.
Thanks.
740
【在 b*d 的大作中提到】
: 今天还是可以做到4.0%的，再Push一下你的Agent？另外你的Credit Score是不是在740
: 以上？
|
b*d
发帖数: 9308 | 14 利率这个东西最近掉的很厉害呀。
【在 s******g 的大作中提到】
: 哇塞，现在的rate怎么能够那么好？我1个星期前刚close，是4.375 no cost。
: 怎么这么短的时间就已经到4.0了？晕！
|
b*d
发帖数: 9308 | 15 祝你好运，那到低利息！
【在 c**********r 的大作中提到】
: My score is almost 800 but loan amount is less than 350,000. I will try.
: Thanks.
:
: 740
|
d******n
发帖数: 2712 | 16 看LZ什么时候close了。
15年的program，rate比30年的受市场影响小，大可以再等等。
如果45天左右才close，30年的rate也可以再等等看，反正今天rate往上走了一下，如
果不急的话，可以等等看。 |
a********6
发帖数: 118 | 17 30 yr 4%, half points ($1000 maybe). ---- 也是个不错的选择，有的还可以
BUYDOWN THE RATE
GOOD LUCK！
【在 c**********r 的大作中提到】
: The agent cannot keep the promise of 4.0% 30 yr fix and gives me the
: following options:
: 1. 30 yr 4.125,0 points.
: 2. 15 yr 3.375, 0 points.
: 3. 30 yr 4%, half points ($1000 maybe).
: Should I wait or lock now? Please input your opinion, thanks!!
|
