y**u
发帖数: 2788 | 1 Just closed today, no cost. Loan amount of 270K, Chicago area.Will refinance
again after three months if the rate goes down to 3.875% |
d******n
发帖数: 2712 | 2 如果no cost refi都能降到3.875%了，估计rate真是要到谷底了。 |
b*d
发帖数: 9308 | 3 不错，挺好的Deal.
refinance
【在 y**u 的大作中提到】
: Just closed today, no cost. Loan amount of 270K, Chicago area.Will refinance
: again after three months if the rate goes down to 3.875%
|
y**u
发帖数: 2788 | 4 you never know.Last Oct, I bought my home with 5.375% and refinanced in June
with 4.875%, now I got 4.25% already.
【在 d******n 的大作中提到】
: 如果no cost refi都能降到3.875%了，估计rate真是要到谷底了。
|
f******i
发帖数: 451 | 5 Congratulations. A question, how to start a refinance? open local Chinese/
English newspaper and pick up agents, then call one by one? Thank you.
refinance
【在 y**u 的大作中提到】
: Just closed today, no cost. Loan amount of 270K, Chicago area.Will refinance
: again after three months if the rate goes down to 3.875%
|
b*d
发帖数: 9308 | 6 有没有最近朋友做过Refi的,他们应该可以介绍一下。如果你在加州，可以联系我: 626
-893-9760。
【在 f******i 的大作中提到】
: Congratulations. A question, how to start a refinance? open local Chinese/
: English newspaper and pick up agents, then call one by one? Thank you.
:
: refinance
|
d******n
发帖数: 2712 | 7 为啥不问问买房时帮你做贷款的broker呢？对他/她不满意？
shop around也没啥不好的，NJ，NY的话我也能帮上忙。
【在 f******i 的大作中提到】
: Congratulations. A question, how to start a refinance? open local Chinese/
: English newspaper and pick up agents, then call one by one? Thank you.
:
: refinance
|
f*****e
发帖数: 223 | 8 咋样的refi才算no cost,就是一分钱不花，利率降了？ |
b*d
发帖数: 9308 | 9 对，没错，这样才是No Cost Refinance。
【在 f*****e 的大作中提到】
: 咋样的refi才算no cost,就是一分钱不花，利率降了？
|
d******n
发帖数: 2712 | 10 客人不需要付bank fee, appraisal fee, title的费用,government recording fee；
只需要付prepaid interest和放在escrow账户里的property deposit。
【在 f*****e 的大作中提到】
: 咋样的refi才算no cost,就是一分钱不花，利率降了？
|
