s*****l
发帖数: 242 | 1 我们现在的自住的房子，贷款的利息部分是可以抵税的。
如果我们搬去外地，在当地租房住。现在自己的房子出租，那么贷款利息部分还能用来
抵税吗？
谢谢 | j***k
发帖数: 2719 | 2 yes. but works a little differently.
1. You can deduct ur interest + property tax + any other expenses against
the rental income.
2. If the above expense is greater than your rental income AND ur income is
below certain threshold (forgot how much, maybe $100K, very low), u can then
deduct the remaining against your other source of income, like your salary.
3. But if your income is greater than the threshold, you would not be able
deduct the differences, but you could add the loss to the cost base of your
property, so when you sell the property a few years down the road, you can
pay less in capital gain. | f****i
发帖数: 20252 | 3 cap for deduction is 25k if AGI is below 100k threshold, and deduction
allowance completely phase out at 150k
is
then
salary.
your
【在 j***k 的大作中提到】
: yes. but works a little differently.
: 1. You can deduct ur interest + property tax + any other expenses against
: the rental income.
: 2. If the above expense is greater than your rental income AND ur income is
: below certain threshold (forgot how much, maybe $100K, very low), u can then
: deduct the remaining against your other source of income, like your salary.
: 3. But if your income is greater than the threshold, you would not be able
: deduct the differences, but you could add the loss to the cost base of your
: property, so when you sell the property a few years down the road, you can
: pay less in capital gain.
| a**n
发帖数: 2431 | 4 I also heard you can deduct the housing depreciation for your rental propert
y, no idea how true it is
【在 f****i 的大作中提到】
: cap for deduction is 25k if AGI is below 100k threshold, and deduction
: allowance completely phase out at 150k
:
: is
: then
: salary.
: your
| j***k
发帖数: 2719 | 5 Yes. I believe it is straight line depreciation over 27.5 years. The depreciated amount is also deducted from
your cost, which would make your cap gain tax higher should you decide to sell later on, unless you use the
sales proceed to acquire another investment property within 90 days or something like that, in which case the
cost base gets carried over.
propert
【在 a**n 的大作中提到】
: I also heard you can deduct the housing depreciation for your rental propert
: y, no idea how true it is
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