T********g 发帖数: 505 | 1 Escrow impound accounts are those accounts which lenders set up to collect "
up-front" money from you when you take out a mortgage to cover future
expenses such as property taxes and insurance.
如果不设Impound账户的话, 银行要收一笔近千元的费用。 我主要关心的是1)
Impound账户能不能按时帮我付地产税和房屋保险?2) Refinance的时候,Impound账
户的文件会不会弄丢?请有经验的人说说。 |
b*d 发帖数: 9308 | 2 如果银行非要收这个费用,就和Broker说一下,take高0.125%的利率就不会有这个
Impound account了.
"
【在 T********g 的大作中提到】 : Escrow impound accounts are those accounts which lenders set up to collect " : up-front" money from you when you take out a mortgage to cover future : expenses such as property taxes and insurance. : 如果不设Impound账户的话, 银行要收一笔近千元的费用。 我主要关心的是1) : Impound账户能不能按时帮我付地产税和房屋保险?2) Refinance的时候,Impound账 : 户的文件会不会弄丢?请有经验的人说说。
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k******o 发帖数: 3328 | 3 按理说,Impound账户应该按时帮你付地产税和房屋保险,这是他们的责任嘛。
Refinance的时候,Impound账户的文件不应弄丢。若有question,你可以讯问你的 loan
broker and/or escrow officer.
"
【在 T********g 的大作中提到】 : Escrow impound accounts are those accounts which lenders set up to collect " : up-front" money from you when you take out a mortgage to cover future : expenses such as property taxes and insurance. : 如果不设Impound账户的话, 银行要收一笔近千元的费用。 我主要关心的是1) : Impound账户能不能按时帮我付地产税和房屋保险?2) Refinance的时候,Impound账 : 户的文件会不会弄丢?请有经验的人说说。
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