w*****e
发帖数: 394 | 1 拿到truth in lending以后就可以closing了吗，有没有一个什么东西说“cleared to
close”才能closing的？
多谢 | k******o
发帖数: 3328 | 2 Before funding day, any loan approval is subject to any additional
conditions and verifications. (i.e. your latest paystub, etc). It is largely lender dependent.
to
【在 w*****e 的大作中提到】
: 拿到truth in lending以后就可以closing了吗，有没有一个什么东西说“cleared to
: close”才能closing的？
: 多谢
| w*****e
发帖数: 394 | 3 meaning I'll tell the lender about closing date, and they will ask for
additional verifications right before closing, and then allow me to close?
largely lender dependent.
【在 k******o 的大作中提到】
: Before funding day, any loan approval is subject to any additional
: conditions and verifications. (i.e. your latest paystub, etc). It is largely lender dependent.
:
: to
| k******o
发帖数: 3328 | 4 It largely depends on the lender. Rule of thumb, the big banks will have
less requirement yet relatively high mortgage rate.
Small lender is most likely to demand more paper work due to potential
possible reasons investor(s) refuses to purchase your loan.
Normally your funding day shall be around, or before, your locked rate
expired day. Lender may (or may not) ask additional verification, such as
your employment.
This is your mortgage broker job. You just need submit info requested.
【在 w*****e 的大作中提到】
: meaning I'll tell the lender about closing date, and they will ask for
: additional verifications right before closing, and then allow me to close?
:
: largely lender dependent.
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