n******i 发帖数: 250 | |
k******o 发帖数: 3328 | |
l******a 发帖数: 16364 | 3 为什么?
【在 k******o 的大作中提到】![](/moin_static193/solenoid/img/up.png) : biweekly的话,你会更快的付清你的贷款,
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f*****u 发帖数: 729 | 4 如果想从monthly payment转成biweekly. 最好和lender确认一下,如果你的payment
amount和statement上不一样,有的lender会认为你付的是principle,而不是当月的
mortgage,我有过这样的经历。幸亏是在grace period,没算delay,不然Credit score一
定会受影响
【在 n******i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 要不要切换到biweekly?
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d********1 发帖数: 3828 | 5 Biweekly很多时候是scam.
【在 n******i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 要不要切换到biweekly?
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S*******b 发帖数: 854 | 6 一年有52周 26个 bi-weekly payments 但是只有24个 semi-monthly payments...
貌似wells fargo就是这样claim能快速还贷款的原因的。。
【在 l******a 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 为什么?
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i******e 发帖数: 1720 | 7 仔细看条款,有些bi-weekly 有extra processing charge.
其实想早付清的话,有余钱时,直接付principle 就是了。 |
b**2 发帖数: 519 | 8 对,这个是正解.
【在 i******e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 仔细看条款,有些bi-weekly 有extra processing charge. : 其实想早付清的话,有余钱时,直接付principle 就是了。
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n******i 发帖数: 250 | 9 If you pay princ iple early, so you can keep the rate as before?
Thanks |
i******e 发帖数: 1720 | 10 yes, all the terms remain the same, including your rate and monthly payment
amount. |
h***b 发帖数: 1233 | 11 biweekly = 13 monthly payments instead of 12. 1 extra month of principal
reduction. banks usually charge for such setup but you can achieve the same
by making extra principal payment each month. you'll find many of the "
options" (on purchase of home, car, electronics, etc.) come w/ cost and may
not be necessary. :p
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【在 n******i 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 要不要切换到biweekly?
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