s******8 发帖数: 4192 | 1 大家觉得哪个好呢?
370K loan 在VA. |
b*d 发帖数: 9308 | 2 我觉得Refinance还是做no cost比较好.
【在 s******8 的大作中提到】 : 大家觉得哪个好呢? : 370K loan 在VA.
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j***b 发帖数: 5901 | 3 Which lender?
【在 s******8 的大作中提到】 : 大家觉得哪个好呢? : 370K loan 在VA.
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s******8 发帖数: 4192 | 4 VA有mortgage tax,光tax就2000。我发现5/1 ARM没有人愿意no cost的。
lender是first internet bank。 |
s******8 发帖数: 4192 | |
j***b 发帖数: 5901 | 6 You are wrong.
You don't refi if the rate don't decrease much.
And it's very likely that the rate won't decrease much.
But I think it take many years to recover the $2,300 difference with the
lower rate.
利率涨上去不再做refi了, |
s******8 发帖数: 4192 | 7 我算了。30个月。也就是说如果30个月不refi,那么2.5%合算。
【在 j***b 的大作中提到】 : You are wrong. : You don't refi if the rate don't decrease much. : And it's very likely that the rate won't decrease much. : But I think it take many years to recover the $2,300 difference with the : lower rate. : : 利率涨上去不再做refi了,
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s******8 发帖数: 4192 | 8 update.
最后和几个broker讨价还价。做到2.75% -$200。
不知道这个broker怎么样。搞完了,再更新。 |