s******8
发帖数: 4192 | 1 大家觉得哪个好呢？
370K loan 在VA. |
b*d
发帖数: 9308 | 2 我觉得Refinance还是做no cost比较好.
【在 s******8 的大作中提到】
: 大家觉得哪个好呢？
: 370K loan 在VA.
|
j***b
发帖数: 5901 | 3 Which lender?
【在 s******8 的大作中提到】
: 大家觉得哪个好呢？
: 370K loan 在VA.
|
s******8
发帖数: 4192 | 4 VA有mortgage tax，光tax就2000。我发现5/1 ARM没有人愿意no cost的。
lender是first internet bank。 |
s******8
发帖数: 4192 | |
j***b
发帖数: 5901 | 6 You are wrong.
You don't refi if the rate don't decrease much.
And it's very likely that the rate won't decrease much.
But I think it take many years to recover the $2,300 difference with the
lower rate.
利率涨上去不再做refi了, |
s******8
发帖数: 4192 | 7 我算了。30个月。也就是说如果30个月不refi，那么2.5%合算。
【在 j***b 的大作中提到】
: You are wrong.
: You don't refi if the rate don't decrease much.
: And it's very likely that the rate won't decrease much.
: But I think it take many years to recover the $2,300 difference with the
: lower rate.
:
: 利率涨上去不再做refi了,
|
s******8
发帖数: 4192 | 8 update.
最后和几个broker讨价还价。做到2.75% -$200。
不知道这个broker怎么样。搞完了，再更新。 |
