g****o 发帖数: 1024 | 1 Purchase Load
Amount: 210k
Credit score: 755
Total load closing cost: $1565
including origination charges-underwriting fee $650
appraisal fee $400
credit score fee $20
closing/escrow fee $250
Lender's title insurance $200
Morgage Recording Charge $100
这个rate和closing cost怎么样?
同时还有3.5%的30 year fixed,不过我们想贷5ARM。
谢谢! |
c****o 发帖数: 32446 | |
b******o 发帖数: 5644 | 3
再选版主,我投你票。
【在 c****o 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 不错,发包子吧
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g****o 发帖数: 1024 | 4 真的么?
还没lock呢
【在 c****o 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 不错,发包子吧
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c*******e 发帖数: 8624 | 5 rate一般吧,fee很少了
【在 g****o 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Purchase Load : Amount: 210k : Credit score: 755 : Total load closing cost: $1565 : including origination charges-underwriting fee $650 : appraisal fee $400 : credit score fee $20 : closing/escrow fee $250 : Lender's title insurance $200 : Morgage Recording Charge $100
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g****o 发帖数: 1024 | 6 谢谢。现在比较合适的5 ARM rate是多少呢?
loan agent (也是我的buyer agent)说我是H1B,而且closing 日期比较近(6月15)
建议我使用这个。
【在 c*******e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : rate一般吧,fee很少了
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f*********e 发帖数: 8453 | 7 听说过15yr refi 2.875%。好像上个月,反正不是这星期。如果你15 yr可以搞2.875%
就别整
胳膊了。
【在 g****o 的大作中提到】![](/moin_static193/solenoid/img/up.png) : Purchase Load : Amount: 210k : Credit score: 755 : Total load closing cost: $1565 : including origination charges-underwriting fee $650 : appraisal fee $400 : credit score fee $20 : closing/escrow fee $250 : Lender's title insurance $200 : Morgage Recording Charge $100
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t*******m 发帖数: 1893 | 8 The rate is so so. My 15 year fixed rate no cost refinance loan is at 3%. I
just locked it on Wednesday. It is for a condo, by the way.
For a purchase loan for a single family house (I assume) with closing costs,
I expect a much lower rate for a 5 year ARM. Otherwise, why take the risk
of floating interest rates? |
c*******e 发帖数: 8624 | 9 这个大概就是我,呵呵.不过这以后还有更低的,好像有人2.75%都拿到过.
【在 f*********e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 听说过15yr refi 2.875%。好像上个月,反正不是这星期。如果你15 yr可以搞2.875% : 就别整 : 胳膊了。
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f*********e 发帖数: 8453 | 10 呵呵。不过现在利率真的低的不可思议。前几天考古看见几年前有人拿到5.25% 30 yr
for
purchase都高兴的很,哈哈。。。
875%
【在 c*******e 的大作中提到】![](/moin_static193/solenoid/img/up.png) : 这个大概就是我,呵呵.不过这以后还有更低的,好像有人2.75%都拿到过.
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