y*******o
发帖数: 6632 | 1 440k 的房子,2.3%的房产税
15 year fix with 20% downpay
Origination charge 575
credit -1314
adjust original charges -739
Appraisal 339
Lender Title insurance and service 1635
tax fee 80
Survey 50
Flood Certification 18
Government Recording 225
Transfer Taxes 1052
Escow account 4928
Interest for 21 days 580
Total 8907
Credit plus total 8168
这个closing cost合理么,有没有应该seller出的
有了lender title insurance 还需要买owner title insurance么?
谢谢了 | c********n
发帖数: 731 | 2 My comment is based on NJ only.
440k 的房子,2.3%的房产税
15 year fix with 20% downpay
Origination charge 575
credit -1314
adjust original charges -739
THIS IS ABOUT RIGHT. WHAT IS "CREDIT" FOR?
Appraisal 339
Lender Title insurance and service 1635
tax fee 80
Survey 50
Flood Certification 18
Government Recording 225
Transfer Taxes 1052
(IN NJ, THIS TAX IS PAED BY SELLER)
Escow account 4928
Interest for 21 days 580
Total 8907
Credit plus total 8168
这个closing cost合理么,有没有应该seller出的
有了lender title insurance 还需要买owner title insurance么?
谢谢了 | b*d
发帖数: 9308 | 3 lender's title insurance保的是lender,owner's title insurance是保你自己,所以
两个都要买.
【在 y*******o 的大作中提到】
: 440k 的房子,2.3%的房产税
: 15 year fix with 20% downpay
: Origination charge 575
: credit -1314
: adjust original charges -739
: Appraisal 339
: Lender Title insurance and service 1635
: tax fee 80
: Survey 50
: Flood Certification 18
| o*****p
发帖数: 5952 | 4 在加州， owner title insurance 由seller 出。
如果你没有loan, 不需要lender's title insurance.
【在 c********n 的大作中提到】
: My comment is based on NJ only.
: 440k 的房子,2.3%的房产税
: 15 year fix with 20% downpay
: Origination charge 575
: credit -1314
: adjust original charges -739
: THIS IS ABOUT RIGHT. WHAT IS "CREDIT" FOR?
: Appraisal 339
: Lender Title insurance and service 1635
: tax fee 80
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