e***w
发帖数: 1160 | 1 现在 15 year fixed at 4.5 since April, 2010
original loan amoutn: 200k, 还剩本金： 174410 monthly payment: 1530
refinance option:
15 years fixed, 2.750%, cost 2300.50. Monthly payment $1183.58
15 years no cost, 3.375%, Monthly payment $1236.15
10 years fixed, 2.525%, cost 2300.50. Monthly payment $1654.09
10 years no cost, 3.25%, Monthly payment $1704.32
可能至少会在住3,５年，不知道值不值得折腾,哪个option好一些?
各位帮忙看看，多谢！ | o*****p
发帖数: 5952 | 2 你如果5年内不再有loan, 选择5/1.
【在 e***w 的大作中提到】
: 现在 15 year fixed at 4.5 since April, 2010
: original loan amoutn: 200k, 还剩本金： 174410 monthly payment: 1530
: refinance option:
: 15 years fixed, 2.750%, cost 2300.50. Monthly payment $1183.58
: 15 years no cost, 3.375%, Monthly payment $1236.15
: 10 years fixed, 2.525%, cost 2300.50. Monthly payment $1654.09
: 10 years no cost, 3.25%, Monthly payment $1704.32
: 可能至少会在住3,５年，不知道值不值得折腾,哪个option好一些?
: 各位帮忙看看，多谢！
| n*****e
发帖数: 2318 | | b*d
发帖数: 9308 | 4 选15年no cost的。
【在 e***w 的大作中提到】
: 现在 15 year fixed at 4.5 since April, 2010
: original loan amoutn: 200k, 还剩本金： 174410 monthly payment: 1530
: refinance option:
: 15 years fixed, 2.750%, cost 2300.50. Monthly payment $1183.58
: 15 years no cost, 3.375%, Monthly payment $1236.15
: 10 years fixed, 2.525%, cost 2300.50. Monthly payment $1654.09
: 10 years no cost, 3.25%, Monthly payment $1704.32
: 可能至少会在住3,５年，不知道值不值得折腾,哪个option好一些?
: 各位帮忙看看，多谢！
| p******y
发帖数: 3523 | 5 no cost的话，就值得折腾呀，原来rate那么高，省点儿是点儿呀。 |
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