w**s 发帖数: 1911 | 1 have a house under contract, will pay 20% down
the concern is appraisal may be 20-30k below purchase price, and this might
be common in this rising market. which of these two lender is better in this
situation? thanks |
t*******y 发帖数: 2424 | 2 neither is good. but wellsfargo is not that bad.
I did my first loan with wellsfargo, but they miss the loan contingency date
.
I did refinance with provident funding, they asked many many documents, some
ridiculous and repeated! |
t***j 发帖数: 2620 | 3 在银行这里直接贷吗还是通过lian broker的?
date
some
[发表自未名空间手机版 - m.mitbbs.com]
【在 t*******y 的大作中提到】 : neither is good. but wellsfargo is not that bad. : I did my first loan with wellsfargo, but they miss the loan contingency date : . : I did refinance with provident funding, they asked many many documents, some : ridiculous and repeated!
|
b*d 发帖数: 9308 | 4 找我们loan broker吧,如果你在加州,可以联系我。
【在 t***j 的大作中提到】 : 在银行这里直接贷吗还是通过lian broker的? : : date : some : [发表自未名空间手机版 - m.mitbbs.com]
|
w**s 发帖数: 1911 | 5 why are some peoples adding not related ad's????? |
r******d 发帖数: 1879 | 6 wellsfargo 审批速度很慢, 利率不好, 但是条件宽松。
provident 审批速度很快, 利率很好, 但是比较严格。
如果你的贷款简单明了, 建议和provident做。
对于appraisal, 无论哪个银行, 如果appraisal价格偏低的话, 你都会有相同的要
求去补钱。
might
this
【在 w**s 的大作中提到】 : have a house under contract, will pay 20% down : the concern is appraisal may be 20-30k below purchase price, and this might : be common in this rising market. which of these two lender is better in this : situation? thanks
|
p******y 发帖数: 3523 | 7 appraisal公司理论上是中立的,不被lender控制。如果买价就是高于市场价,两个
lender找哪个都一样,无法避免appraisal value比purchase value低的结果。只需要
多放downpay就可以了。
并没有感觉PF的appraisal公司恶意压低appraisal value。 |
o*****p 发帖数: 5952 | 8 PF 较严格,购房贷款以按时close 为主。
might
this
【在 w**s 的大作中提到】 : have a house under contract, will pay 20% down : the concern is appraisal may be 20-30k below purchase price, and this might : be common in this rising market. which of these two lender is better in this : situation? thanks
|