w***o 发帖数: 1411 | 1 ORIGINATION CHARGES
Underwriting Fee Borrower $ 875.00
OTHER CHARGES
Appraisal Fee Borrower $ 375.00
Credit Report Fee Borrower $ 30.00
Closing/Escrow Fee Borrower $ 250.00
Lender's Title Insurance Borrower $ 100.00
Title update and binder Borrower $ 100.00
CPL & shipping Borrower $ 100.00
Endorsements Borrower $ 225.00
Owner's Title Insurance Borrower $ 842.00
Survey Borrower $ 160.00
Flood cert Borrower $ 15.00
Tax service fee Borrower $ 85.00
Mortgage Recording Charge Borrower $ 180.00
total: $3337.00
如果不用ESCROW,是不是Closing/Escrow Fee Borrower $ 250.00可以省掉?
谢谢。 |
w*****m 发帖数: 20421 | 2 不贷款还Underwriting Fee Borrower $ 875.00? |
c*********7 发帖数: 19373 | |
w***o 发帖数: 1411 | 4 这么说cash买房没有closing fee 了?
【在 c*********7 的大作中提到】 : 都可以省掉。但最好自己找个好点的律师。
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k***a 发帖数: 2400 | 5 和贷款有关的的费用都没有了,Underwriting Fee , Lender's Title Insurance,
Appraisal Fee,Credit Report Fee,Mortgage Recording Charge 等。
用cash买会有一些象county, city transfer tax, owner‘s title isnurance 等,
问一下escrow/title company就清楚了。 |
w***o 发帖数: 1411 | 6 transfer tax 一般是卖家付吧。
【在 k***a 的大作中提到】 : 和贷款有关的的费用都没有了,Underwriting Fee , Lender's Title Insurance, : Appraisal Fee,Credit Report Fee,Mortgage Recording Charge 等。 : 用cash买会有一些象county, city transfer tax, owner‘s title isnurance 等, : 问一下escrow/title company就清楚了。
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W*******n 发帖数: 2762 | |
k***a 发帖数: 2400 | 8 不一定。varies by city,有的是buyer-seller 50%(湾区这里)。
【在 w***o 的大作中提到】 : transfer tax 一般是卖家付吧。
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c**********e 发帖数: 1184 | 9 ORIGINATION CHARGES
Underwriting Fee Borrower $ 875.00 - 强制
OTHER CHARGES
Appraisal Fee Borrower $ 375.00 - 强制
Credit Report Fee Borrower $ 30.00 - 强制
Closing/Escrow Fee Borrower $ 250.00 - 如果不用是可以省,但是一般都用
Lender's Title Insurance Borrower $ 100.00 - 强制
Title update and binder Borrower $ 100.00 - Arguable
CPL & shipping Borrower $ 100.00 - Arguable
Endorsements Borrower $ 225.00 - Arguable
Owner's Title Insurance Borrower $ 842.00 - 可选,但是一般不建议不买
Survey Borrower $ 160.00 - 可选
Flood cert Borrower $ 15.00 - 强制
Tax service fee Borrower $ 85.00 - 强制
Mortgage Recording Charge Borrower $ 180.00- 强制
total: $3337.00
【在 w***o 的大作中提到】 : ORIGINATION CHARGES : Underwriting Fee Borrower $ 875.00 : OTHER CHARGES : Appraisal Fee Borrower $ 375.00 : Credit Report Fee Borrower $ 30.00 : Closing/Escrow Fee Borrower $ 250.00 : Lender's Title Insurance Borrower $ 100.00 : Title update and binder Borrower $ 100.00 : CPL & shipping Borrower $ 100.00 : Endorsements Borrower $ 225.00
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o*****p 发帖数: 5952 | 10 所以和贷款相关都不需要了。
【在 w***o 的大作中提到】 : ORIGINATION CHARGES : Underwriting Fee Borrower $ 875.00 : OTHER CHARGES : Appraisal Fee Borrower $ 375.00 : Credit Report Fee Borrower $ 30.00 : Closing/Escrow Fee Borrower $ 250.00 : Lender's Title Insurance Borrower $ 100.00 : Title update and binder Borrower $ 100.00 : CPL & shipping Borrower $ 100.00 : Endorsements Borrower $ 225.00
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