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发帖数: 61690 | 1 The banking password may be about to expire — forever.
Some of the nation’s largest banks, acknowledging that traditional
passwords are either too cumbersome or no longer secure, are increasingly
using fingerprints, facial scans and other types of biometrics to safeguard
accounts.
Millions of customers at Bank of America, JPMorgan Chase and Wells Fargo
routinely use fingerprints to log into their bank accounts through their
mobile phones. This feature, which some of the largest banks have introduced
in the last few months, is enabling a huge swath of the American banking
public to verify their identity with biometrics. And millions of additional
customers are expected to opt in as more phones incorporate fingerprint
scans.
Other uses of biometrics are also coming online. Wells Fargo lets some
customers scan their eyes with their mobile phones to log into corporate
accounts and wire millions of dollars. Citigroup can help verify 800,000 of
its credit card customers by their voices. USAA, which serves members of the
military and their families, identifies some of its customers through their
face contours.
Some of the moves reflect concern that so many hundreds of millions of email
addresses, phone numbers, Social Security numbers and other personal
identifiers have fallen into the hands of criminals, rendering those
identifiers increasingly ineffective at protecting accounts.
“We believe the password is dying,” said Tom Shaw, vice president for
enterprise financial crimes management at USAA, which is based in San
Antonio. “We realized we have to get away from personal identification
information because of the growing number of data breaches.” | c*********d
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